Payday Loans in Fort Smith, Arkansas

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

Payday Loan Companies in Fort Smith, AR

Company nameAddressZip codePhone number
American Check Cashers 1913 Towson Ave 72901 +1 (479) 646 - 3400
Andy's Pawn & Gun Shop 2113 Dodson Ave 72901 +1 (479) 783 - 3658
Arkansas Best Federal Credit Union 3501 Old Greenwood Rd 1 72903 +1 (479) 649 - 2060
Arkansas Federal Credit Union 7887 Phoenix Ave 72903 +1 (501) 982 - 1000
Armstrong Bank 8300 Phoenix Ave 72903 +1 (479) 484 - 7000
Arvest Bank 1701 S Zero St 72901 +1 (479) 573 - 1780
BancorpSouth Bank 1222 Rogers Ave 72901 +1 (479) 785 - 4700
Benefit Bank 9201 Old Hwy 71 S 72916
BKD, LLP 5000 Rogers Ave Suite 700 72903 +1 (479) 452 - 1040
Centennial Bank 4625 Old Greenwood Rd 72903 +1 (479) 494 - 3350
Farm Credit of Western Arkansas - Fort Smith 12907 Old Hwy 71 S 72916 +1 (479) 434 - 4040
Fort Smith Dixie Cup Fed CU 4411 Midland Blvd 72904 +1 (479) 782 - 3133
Greer's Coin & Pawn Shop 5703 Jenny Lind Rd 72908 +1 (479) 646 - 7296
Mr Payroll 6217 US-271 72908 +1 (479) 646 - 3637
Mr. Payroll 3638 Midland Blvd 72904 +1 (479) 785 - 3202
RAC Acceptance 7800 Rogers Ave 72903 +1 (479) 478 - 9693
Raymond James 6501 Phoenix Ave 72903 +1 (479) 494 - 3880
Rheem Arkansas Federal CU 4301 Regions Park Dr 5a 72916 +1 (479) 242 - 2771
Shirley's Tax Service 2701 Jenny Lind Rd 72901 +1 (479) 785 - 5140
Simmons Bank 2305 Zero St 72901 +1 (479) 648 - 1000
Stifel 6101 Phoenix Ave 2 72903 +1 (479) 782 - 2527
Twin City Auto Pawn & Loan Co 3616 Midland Blvd 72904 +1 (479) 783 - 7296
United Federal Credit Union - Jenny Lind 8900 Jenny Lind Rd 72908 +1 (888) 982 - 1400
United Federal Credit Union - Rogers Ave 5800 Rogers Ave 72903 +1 (888) 982 - 1400

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Fort Smith, AR, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Jonesboro, AR, Guaranteed Loans in Little Rock, AR, Payday Loans in North Little Rock, AR, Short-term Loans in Pine Bluff, AR, Payday Loan for Rogers, AR, Payday Loan Companies in Sherwood, AR, Payday Loans in Springdale, AR and Quick Loan in Texarkana, AR. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Fort Smith, AR.

Beautiful sights of Fort Smith, AR

Payday Loans Available in Fort Smith, AR By The Following ZIP Codes:

72902, 72919, 72918, 72903, 72904, 72917, 72906, 72913, 72905, 72916, 72901, 72908, 72914

Are Payday Loans Legal In Fort Smith, Arkansas?

Payday Lending is Prohibited in Arkansas

Arkansas Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Fort Smith, AR payday loan calculator

Payday Loans In Fort Smith, Arkansas

If you live in Fort Smith, Arkansas and need money fast, you may be considering taking out a payday loan. Unfortunately, payday loans are prohibited in the state of Arkansas. Payday loans are usually offered as cash advances or check advances and typically charge very high interest rates, so they are illegal in Arkansas in order to protect consumers.

Even though payday loans are not an option in Fort Smith, Arkansas, you do have other options for short-term, emergency financing if you’re in a tight spot. Below, we’ll explore some alternatives to payday loans that you can consider if you’re in need of extra cash.

Alternatives to Payday Loans in Fort Smith, Arkansas

Fort Smith, Arkansas residents have several lending options available to them when they need extra money in a pinch. Here are some popular alternatives you can consider:

Title Loans

A title loan is a type of loan that’s secured by the title to your vehicle. You’ll need to provide the lender with your vehicle’s title, and they will appraise it to determine the loan amount. They will typically place a lien on the title, so you won’t be able to sell or transfer the vehicle until the loan is paid off.

Title loans offer borrowers a high loan amount and relatively quick funding, but they are also high-interest loans and often have a very high APR. If you choose this option, be sure to read the fine print carefully and understand the loan terms before signing any paperwork.

Personal Loans

Personal loans are a popular lending option for consumers who need emergency cash. These types of loans are typically unsecured, which means you don’t need to provide any collateral in order to qualify. They also tend to have longer repayment periods and lower interest rates than payday loans. Most banks, credit unions, and online lenders offer personal loans, so you’ll be able to find one that works for you.

Installment Loans

An installment loan is similar to a personal loan, but it’s paid back in installments over an extended period of time. These loans tend to have higher loan amounts and longer repayment periods than payday loans, so they may be a good option if you need a large sum of money quickly. You should do a little research to find the best lender for your needs.

Borrowing From Friends and Family

Borrowing money from friends or family may be a good option if you don’t want to take out a loan from a financial institution. Talk to your loved ones about your financial situation and ask them if they’d be willing to lend you the money. Be sure to be honest about how much you need and how long it will take you to pay them back. This can be a great way to get the money you need without any interest or fees.

Government Assistance

You may qualify for some government assistance if you’re in dire financial straits. Different government programs offer financial assistance to those in need, including food stamps, temporary assistance, and housing subsidies. Research the different assistance options available to see if you qualify.

Summary

If you’re in need of emergency cash in Fort Smith, Arkansas, payday loans are not an option. However, you do have other options available to you. You can take out a title loan, a personal loan, an installment loan, or borrow from friends and family. You may also qualify for government assistance. Do your research to find the best option for you.

Apply Now

If you’re looking for extra cash fast, TheGuaranteedLoans can help. Our application process is simple and quick, and our network of lenders can get you the money you need as soon as possible. We are not a lender, and we don’t make any loan decisions. We will just connect you to lenders that may be able to provide you with the loan you need. Apply now to get started!

FAQ

What are payday loans?

Payday loans are short-term loans that are often used to cover unexpected expenses or to bridge the gap between paychecks. These loans typically come with very high interest rates and fees and are not available in the state of Arkansas.

What are some alternatives to payday loans in Fort Smith, Arkansas?

There are several alternatives to payday loans in Fort Smith, Arkansas. These include title loans, personal loans, installment loans, borrowing from friends and family, and government assistance. Be sure to research your options and find the best fit for your financial needs.

Can TheGuaranteedLoans help me get a loan?

TheGuaranteedLoans is not a lender. However, we can help you connect with lenders that may be able to provide you with the loan you need. Our application process is simple and quick, and you can get started today.

More F.A.Q.

Why are payday loans illegal in Fort Smith, Arkansas?

Payday loans are illegal in Fort Smith, Arkansas because they often have high interest rates and fees that can trap borrowers in a cycle of debt. The state's regulations are designed to protect consumers from predatory lending practices.

What are some alternative options for getting quick access to cash in Fort Smith, Arkansas?

in Fort Smith, Arkansas, consumers can seek out alternative forms of financing, such as small personal loans, credit union loans, or even borrowing from friends or family.

How Many Cash Advance Companies are in Fort Smith, AR?

With the help of our service, you will be able to find 24 cash advance companies in Fort Smith, AR

What Cash Advance Companies in Fort Smith, AR are the most popular?

You should check Mr Payroll, American Check Cashers, and Andy's Pawn & Gun Shop. Also, you can start your application online on our website.