Payday Loans in Fox, Arkansas

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No payday loan companies in Fox, AR. Consider companies in other cities:

Company nameAddressZip codePhone number
Camden Pawn 2712 S Adams Ave, Camden, AR 71701 +1 (870) 231 - 6650
First National Bank 612 N Missouri Ave, Corning, AR 72422 +1 (870) 857 - 3592
Car-Mart of Pine Bluff 520 S Blake St, Pine Bluff, AR 71601 +1 (870) 535 - 5632
BKD, LLP 809 S 52nd St suite a, Rogers, AR 72758 +1 (479) 845 - 0270
Merrill Check Cashing 677 S Crawford St, Clarksville, AR 72830 +1 (479) 705 - 8787
Merchants and Planters Bank 555 E Main St, Batesville, AR 72501 +1 (870) 307 - 0222
ACE Cash Express 1100 E Roosevelt Rd, Little Rock, AR 72206 +1 (501) 372 - 4886
Fordyce Bank & Trust Co 103 Magnolia St, Rison, AR 71665 +1 (870) 325 - 6300
Arvest Bank 2009 Browns Ln, Jonesboro, AR 72401 +1 (870) 802 - 2300
Arvest Bank 504 W Collin Raye Dr, De Queen, AR 71832 +1 (870) 642 - 2911

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Fox, AR, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Sherwood, AR, Payday Loans in Springdale, AR, Quick Loan in Texarkana, AR, Payday Loans in Benton, AR, Payday Loan Without a Credit Check in Bentonville, AR, Guaranteed Loans in Conway, AR, Payday Loans in Fayetteville, AR and Payday Loans in Fort Smith, AR. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Fox, AR.

Payday Loans Available in Fox, AR By The Following ZIP Codes:

72051

Are Payday Loans Legal In Fox, Arkansas?

Payday Lending is Prohibited in Arkansas

Arkansas Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Fox, AR payday loan calculator

What You Need to Know About Payday Loans in Fox, Arkansas

Payday loans offer a quick and convenient solution for those in need of emergency funds. Unfortunately for residents of Fox, Arkansas, payday loans are prohibited in the state. This means that if you live in Fox, you are not able to obtain a payday loan at a physical store or online.

What Are Payday Loans?

Payday loans are short-term loans that usually require repayment within two weeks. They are often marketed as a quick financial solution for those who need cash immediately. Payday loans typically range from $100 to $500, and they come with high-interest rates and fees. For example, a payday loan may carry an APR as high as 400% in some states, which can lead to a cycle of debt for borrowers.

Why Are Payday Loans Prohibited in Arkansas?

In 2008, the Arkansas Supreme Court declared payday lending to be in violation of Arkansas’s usury laws, which cap interest rates at 17%. This ruling effectively banned payday loans in Arkansas, including in Fox. The reasoning behind the ban was that the high-interest rates charged by payday lenders were predatory and harmful to consumers.

Alternatives to Payday Loans

While payday loans may seem like a quick and easy solution, there are many alternatives available that can help you in a time of financial need. Some of these alternatives include:

  • Credit counseling
  • Personal loans from banks or credit unions
  • Employer cash advances
  • Credit card cash advances

Each of these options has its own pros and cons, and it is important to carefully consider your financial situation before deciding which option is best for you.

Interesting Facts and Statistics About Payday Loans in Fox, Arkansas

  • Despite the ban on payday lending in Arkansas, some lenders continue to operate in the state illegally.
  • In 2016, the Arkansas Attorney General’s office shut down several illegal payday lending operations in the state.
  • According to a report by the Center for Responsible Lending, payday loans cost Arkansas residents $25 million in fees and interest each year before they were banned in 2008.

Apply Now

While payday loans are not available in Fox or Arkansas, TheGuaranteedLoans can help you connect with potential lenders for other types of short-term loans, such as title loans. We are a connector service, not a direct lender, which means that we can facilitate your connection with potential lenders who offer the loan products you are looking for. Visit our website to fill out an online application today.

At TheGuaranteedLoans, we are committed to providing our readers with valuable and accurate information about loan products and services. Whether you are in need of emergency funds or simply looking to improve your financial situation, we are here to help.

F.A.Q.

Are there any alternatives to payday loans in Fox, Arkansas?

Yes, there are several alternatives to payday loans in Fox, Arkansas, including credit unions, community development financial institutions, and small-dollar loan programs offered by banks and credit unions.

Can I still take out a payday loan if I live in Fox, Arkansas but the lender is based in another state?

No, it is illegal for payday lenders to offer loans to residents of Arkansas, regardless of where the lender is located.