Payday Loans in Hattieville, Arkansas

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No payday loan companies in Hattieville, AR. Consider companies in other cities:

Company nameAddressZip codePhone number
Borrower Solution 2 S Samoset Ct, Rogers, AR 72758 +1 (646) 694 - 0632
Southern Bancorp Bank & ATM 6011 US 49, Barton, AR 72312 +1 (870) 572 - 2820
Bancorpsouth E Cedar St, El Dorado, AR 71730
Cornerstone Home Lending, Inc. 3100 S Market St 106, Rogers, AR 72758 +1 (479) 306 - 6200
Tlc Bookkeeping & Tax Services 908 US-65 BUS, Clinton, AR 72031 +1 (501) 745 - 4969
Trotter Nissan 1910 W Hillsboro St, El Dorado, AR 71730 +1 (870) 864 - 4700
Wynne Pawn Shop 421 Falls Blvd S, Wynne, AR 72396 +1 (870) 208 - 8333
PEOPLE TRUST COMMUNITY LOAN FUND 5300 W 65th St, Little Rock, AR 72209 +1 (501) 404 - 4857
Eaton Family Cu 400 E Lincoln Ave, Searcy, AR 72143 +1 (501) 279 - 2117
First Security Bank 10 Bass Pro Dr, Little Rock, AR 72210 +1 (501) 217 - 4560

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Hattieville, AR, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Jonesboro, AR, Online Loans in Little Rock, AR, 24-Hour Loan in North Little Rock, AR, Payday Loans in Pine Bluff, AR, Payday Loans in Rogers, AR, Payday Loans in Sherwood, AR, Payday Loans in Springdale, AR and Bad Credit Loans in Texarkana, AR. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Hattieville, AR.

Are Payday Loans Legal In Hattieville, Arkansas?

Payday Lending is Prohibited in Arkansas

Arkansas Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Hattieville, AR payday loan calculator

Payday Loans in Hattieville, Arkansas

If you’re looking for payday loans in Hattieville, Arkansas, you’ll be disappointed to learn that they are prohibited in the state. Arkansas state law prohibits payday loans due to their high-interest rates and predatory nature. However, this article will provide a comprehensive overview of payday loans and alternatives in Hattieville, as well as interesting facts and statistics about lending practices in Arkansas.

What are Payday Loans?

Payday loans are short-term loans that typically range from $50 to $500 and are meant to be repaid on the borrower’s next payday. They are often marketed as a quick and easy solution for unexpected expenses, such as car repairs or medical bills. However, the high-interest rates and fees associated with payday loans make it difficult for borrowers to repay the loan on time and can lead to a cycle of debt.

Why are Payday Loans Prohibited in Arkansas?

In 2008, Arkansas passed the Arkansas Check Cashers Act, which prohibited payday loans in the state. This law was passed to protect consumers from predatory lending practices and high-interest rates that were associated with payday loans. The law also restricted the fees that lenders could charge on other loans, such as installment loans.

What are the Alternatives to Payday Loans in Hattieville?

If you’re in need of quick cash, there are several alternatives to payday loans in Hattieville. Some options include:

  • Credit cards – If you have a credit card, you can use it to cover unexpected expenses. While interest rates on credit cards can be high, they are typically lower than those of payday loans.
  • Personal loans – If you have a good credit score, you may be able to qualify for a personal loan from a bank or credit union. Personal loans typically have lower interest rates than payday loans and longer repayment terms.
  • Local assistance programs – Local organizations and charities in Hattieville may offer assistance programs for individuals in need of emergency financial support. These programs can offer grants or low-interest loans to help cover unexpected expenses.

Interesting Facts and Statistics About Payday Loans in Arkansas

Here are some interesting facts and statistics about payday loans and lending practices in Arkansas:

  • In 2017, the average interest rate for payday loans in Arkansas was 444 percent.
  • Since payday loans were banned in Arkansas, borrowers have saved an estimated $334 million in fees and interest charges.
  • The average payday loan borrower in Arkansas takes out eight loans per year.
  • In 2019, the Arkansas Attorney General’s office received over 400 complaints about payday lenders.

Apply Now

While TheGuaranteedLoans is not a direct lender, we can help connect you with potential lenders who may be able to offer you a loan. Our online application process is quick and easy, and we specialize in connecting borrowers with bad credit histories to lenders who will work with them. Apply now to see what we can do for you!

In conclusion, payday loans are prohibited in Hattieville, Arkansas. While they may seem like a quick and easy solution for unexpected expenses, the high-interest rates and fees associated with payday loans make them a risky option for borrowers. However, there are several alternatives to payday loans, such as credit cards, personal loans, and local assistance programs. If you need financial assistance, be sure to explore all of your options before considering a payday loan.

F.A.Q.

How do I know if a lender is offering illegal payday loans in Hattieville, Arkansas?

Lenders offering illegal payday loans in Hattieville, Arkansas may not be licensed by the state and may have high interest rates and fees that are not allowed under state law.

What can I do if I have taken out an illegal payday loan in Hattieville, Arkansas?

If you have taken out an illegal payday loan in Hattieville, Arkansas, you can contact the Arkansas State Department of Financial Services to report the lender and seek assistance in resolving the issue.