Payday Loans in Henderson, Arkansas

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No payday loan companies in Henderson, AR. Consider companies in other cities:

Company nameAddressZip codePhone number
Regions Bank 620 S Constitution Ave, Ashdown, AR 71822 +1 (870) 667 - 9100
Bank of England Mortgage 100 Calella Rd 303, Hot Springs Village, AR 71909 +1 (501) 204 - 3060
Dodge's 3605 S Division St, Blytheville, AR 72315 +1 (870) 762 - 5247
Dickerson Law Firm PA: Attorney 525 N Washington Ave, El Dorado, AR 71730 +1 (870) 863 - 4848
Regions Mortgage 179 Elm St, Clinton, AR 72031
First National Bank 4000 Johnson Mill Blvd, Springdale, AR 72762 +1 (479) 443 - 3623
Rely-a-Pawn 3500 E Broadway Ave B, West Memphis, AR 72301 +1 (870) 733 - 9600
First Community Bank 630 Southwest Dr, Jonesboro, AR 72401 +1 (870) 932 - 5600
S & L Pawn 901 N Arkansas Ave, Russellville, AR 72801 +1 (479) 890 - 6479
Homebank of Arkansas 113 US-165, Portland, AR 71663 +1 (870) 737 - 2235

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Henderson, AR, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Fayetteville, AR, Payday Loans in Fort Smith, AR, 24-Hour Loan in Jonesboro, AR, Payday Loans in Little Rock, AR, Payday Loans in North Little Rock, AR, Payday Loans in Pine Bluff, AR, Quick Loan in Rogers, AR and Quick Loan in Sherwood, AR. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Henderson, AR.

Payday Loans Available in Henderson, AR By The Following ZIP Codes:

72544

Are Payday Loans Legal In Henderson, Arkansas?

Payday Lending is Prohibited in Arkansas

Arkansas Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Henderson, AR payday loan calculator

In today’s economy, staying afloat can be a challenge for anyone. Unexpected expenses can come out of nowhere and leave you feeling overwhelmed. To help meet these needs, payday loans have become a popular option for individuals in Henderson, Arkansas. Unfortunately, payday loans are prohibited in Arkansas, but there are other options you can explore.

What are Payday Loans?

Payday loans, also known as cash advances, are loans that provide individuals with quick access to small amounts of money. Typically, payday loans must be repaid within a short period of time, often with high-interest rates. These loans are meant to help individuals pay for unexpected expenses or emergencies, such as car repairs or medical bills, before their next paycheck arrives.

Why are Payday Loans Prohibited in Arkansas?

In 2008, the Arkansas Supreme Court ruled that payday loans are illegal in the state due to the high-interest rates and fees that were being charged. This ruling was made in an effort to protect Arkansas citizens and ensure that lenders are held accountable for their actions.

Alternative Loan Options

Although payday loans are prohibited in Arkansas, there are alternative loan options that you can explore. Some of these options include:

  • Personal Loans: Personal loans are a type of loan that you can take out from a bank or credit union. These loans typically have a lower interest rate than payday loans and can be paid back over a longer period of time.
  • Credit Cards: Another option is to use a credit card to pay for unexpected expenses. However, it’s important to be mindful of the interest rates and fees that may come with using a credit card.
  • Installment Loans: Installment loans are loans that are paid back in regular installments over a set period of time. These loans may have higher interest rates than personal loans but can still be a better option than payday loans.
  • Credit Counseling: If you’re struggling with debt, credit counseling may be a good option for you. Credit counselors can help you develop a budget and create a plan to pay off your debts.

Facts and Statistics about Payday Loans in Henderson, Arkansas

While payday loans are prohibited in Arkansas, it’s still important to understand the impact that these loans can have on individuals and communities.

  • According to the Center for Responsible Lending, the average payday loan borrower in Arkansas takes out eight payday loans per year, with each loan averaging $375.
  • Payday loans can have an interest rate as high as 300%, making them extremely difficult to pay back.
  • In states where payday loans are legal, there are more payday loan storefronts than McDonald’s and Starbucks combined.
  • Many payday loan borrowers end up getting trapped in a cycle of debt, taking out new loans to pay off old ones.

Apply Now

If you’re in need of financial assistance, TheGuaranteedLoans can help connect you with potential lenders. We offer a simple and easy online application process, and our service is free to use. However, it’s important to note that we are a connector service and not a direct lender. We do not make credit decisions or lend money. Instead, we facilitate the connection between borrowers and lenders.

Don’t let unexpected expenses leave you feeling overwhelmed. Explore your loan options and make an informed decision that works for your financial situation.

F.A.Q.

Where can I get more information about payday loans in Henderson, Arkansas?

More information about payday loans in Henderson, Arkansas can be found on the Arkansas State Department of Financial Services website. You can also contact the department directly with any questions or concerns.

Are payday loans available in Henderson, Arkansas?

No, payday loans are prohibited in Henderson, Arkansas.