Payday Loans in Humphrey, Arkansas

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No payday loan companies in Humphrey, AR. Consider companies in other cities:

Company nameAddressZip codePhone number
Arvest Bank 132 N Curtis Ave, Pea Ridge, AR 72751 +1 (479) 451 - 8155
ACE Cash Express 6416 Colonel Glenn Rd, Little Rock, AR 72204 +1 (501) 562 - 2274
U.S. Bank Branch 821 W Main St, Heber Springs, AR 72543 +1 (501) 362 - 8224
First National Bank 300 SE Walton Blvd, Bentonville, AR 72712 +1 (479) 631 - 8888
Anstaff Bank 210 S Main St, Berryville, AR 72616 +1 (870) 423 - 3353
Mc Gehee Bank 301 N 2nd St, McGehee, AR 71654 +1 (870) 222 - 3151
Arvest Bank 317 E Pridemore Dr, Lincoln, AR 72744 +1 (479) 575 - 1000
Scott County Title Corporation 207 Washington St, Waldron, AR 72958 +1 (479) 637 - 3286
Eubanks Tax Services 2443 AR-22, Dardanelle, AR 72834 +1 (479) 229 - 1375
Relyance Bank 7907 Dollarway Rd, White Hall, AR 71602 +1 (870) 535 - 7222

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Humphrey, AR, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Jonesboro, AR, Payday Loans in Little Rock, AR, Online Loans in North Little Rock, AR, 24-Hour Loan in Pine Bluff, AR, Payday Loans in Rogers, AR, Payday Loans in Sherwood, AR, Emergency Loan in Springdale, AR and Payday Loans in Texarkana, AR. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Humphrey, AR.

Beautiful sights of Humphrey, AR

Payday Loans Available in Humphrey, AR By The Following ZIP Codes:

72073

Are Payday Loans Legal In Humphrey, Arkansas?

Payday Lending is Prohibited in Arkansas

Arkansas Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Humphrey, AR payday loan calculator

What are Payday Loans?

Payday loans are short-term, high-interest loans that are typically due on the borrower’s next payday. They are typically marketed as a solution to unexpected expenses or financial emergencies. However, borrowers are often required to repay the loan in full, plus interest and fees, within a few weeks, which can be difficult for many people.

Payday Loans in Humphrey, Arkansas: Are They Legal?

In Arkansas, payday lending is illegal. Although many states have laws regulating or restricting payday lending, Arkansas is one of a few states that outright prohibits the practice.

Payday lenders are not allowed to operate in Arkansas. The state has taken steps to prevent lenders from offering payday loans, including enacting strict regulations and fines for violating the law. Borrowers who are caught taking out payday loans in Arkansas may face legal consequences, fines, or other penalties.

Why Are Payday Loans Prohibited in Arkansas?

Payday lending is often criticized for trapping borrowers in cycles of debt. Because payday loans are high-interest and short-term, many borrowers struggle to repay them on time. Borrowers may be forced to take out loan after loan just to keep up with the interest and fees, often leading to a cycle of debt that is difficult to escape.

In response to these concerns, states like Arkansas have taken steps to limit or outright prohibit payday lending. By keeping payday lenders out of the state, Arkansas is helping to protect consumers from the potential harm caused by these high-interest loans.

Alternative Options for Borrowers in Humphrey, Arkansas

Although payday loans are illegal in Arkansas, borrowers still have a variety of options when it comes to borrowing money.

  • Personal loans: Personal loans are a type of installment loan that allows borrowers to borrow money and repay it over time. Personal loans typically have lower interest rates and longer repayment terms than payday loans. However, personal loans may require a credit check or collateral.
  • Credit cards: Credit cards are a way to access credit quickly and easily. Many credit cards offer 0% introductory APRs, which can be a good option for borrowers who need to make a large purchase or pay for an unexpected expense. However, credit cards can also come with high interest rates if balances are not paid off in full each month.
  • Emergency assistance programs: Some organizations and non-profits offer emergency assistance programs to help people in need. These programs may offer financial assistance, food assistance, or other resources to help people get back on their feet.

Interesting Facts or Statistics about Payday Loans in Humphrey, Arkansas

  • The average payday loan in Arkansas is $350.
  • The average APR on payday loans in Arkansas is 487%.
  • The average payday loan borrower in Arkansas takes out 10 loans per year.
  • Payday lenders have been banned from operating in Arkansas since 2008.

Apply Now for Personal Loans in Humphrey, Arkansas

Although payday loans are not an option in Arkansas, TheGuaranteedLoans can connect you with lenders who offer personal loans. Our online application process is fast and easy – simply fill out the form on our website, and we’ll help you find a lender who can meet your needs. Please note that TheGuaranteedLoans is a connector service, not a direct lender. We work with a network of lenders to help you find the loan that’s right for you. Apply now to get started!

F.A.Q.

Can I be sued for defaulting on a payday loan in Humphrey, Arkansas?

No, you cannot be sued for defaulting on a payday loan in Humphrey, Arkansas because these loans are illegal in the state.

Can a payday loan be included in a bankruptcy filing in Humphrey, Arkansas?

No, a payday loan cannot be included in a bankruptcy filing in Humphrey, Arkansas because these loans are illegal in the state.