Payday Loans in LaGrange, Arkansas

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No payday loan companies in LaGrange, AR. Consider companies in other cities:

Company nameAddressZip codePhone number
Southern Bancorp Bank 319 Baltimore Ave, Manila, AR 72442 +1 (870) 561 - 4427
Bank of Lake Village 201 Main St, Lake Village, AR 71653 +1 (870) 265 - 2241
Dave Battisto - Raymond James 203 N Walnut St, Harrison, AR 72601 +1 (870) 391 - 8100
Supreme Lending' 300 N 5th St, Blytheville, AR 72315 +1 (870) 762 - 0930
First Arkansas Mortgage Co 2200 Wildwood Ave, Sherwood, AR 72120 +1 (501) 985 - 4055
Anstaff Bank 301 S 1st St, Flippin, AR 72634 +1 (870) 453 - 8522
Circle C Pawn & Sales 21310 AR-365 N, Maumelle, AR 72113 +1 (501) 851 - 3769
Jackson Hewitt Tax Service 926 W Keiser Ave, Osceola, AR 72370 +1 (870) 563 - 5829
Perryville Family Dental 810 N Fourche Ave, Perryville, AR 72126 +1 (501) 391 - 1274
Regions Bank 2153 Malcolm Ave, Newport, AR 72112 +1 (870) 201 - 2440

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in LaGrange, AR, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Jonesboro, AR, Payday Loan Companies in Little Rock, AR, Bad Credit Loans in North Little Rock, AR, Payday Loans in Pine Bluff, AR, Payday Loans in Rogers, AR, Online Loans in Sherwood, AR, Quick Loan in Springdale, AR and Payday Loan for Texarkana, AR. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in LaGrange, AR.

Beautiful sights of LaGrange, AR

Payday Loans Available in LaGrange, AR By The Following ZIP Codes:

72352

Are Payday Loans Legal In LaGrange, Arkansas?

Payday Lending is Prohibited in Arkansas

Arkansas Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

LaGrange, AR payday loan calculator

Despite payday loans being prohibited in Arkansas, many people in the state still struggle financially and may be tempted to turn to these types of loans for quick cash. In LaGrange, Arkansas, the situation is no different. In this article, we will explore the payday loan landscape in LaGrange and provide alternatives to payday loans for those who may be in need of financial assistance.

The Current State of Payday Loans in LaGrange, Arkansas

As mentioned, payday loans are currently illegal in the state of Arkansas. In the past, there were attempts to legalize payday lending practices, but these were met with opposition and ultimately failed. Despite this, some payday loan lenders may still operate in the state, either online or through loopholes that allow them to operate outside of the state’s jurisdiction.

For those who may have taken out payday loans in the past and are now struggling to make payments, it’s important to know that options are available. Arkansas has laws in place to protect consumers from abusive lending practices, and the state’s Attorney General’s office has made it a priority to crack down on predatory lenders.

Alternatives to Payday Loans in LaGrange, Arkansas

When in need of quick cash, payday loans may seem like an attractive option, but there are alternatives available that don’t come with the same high-interest rates and hidden fees.

Credit Counseling Services

For those struggling with debt, credit counseling services can be a helpful resource. These services work with individuals to create a debt management plan, negotiate with creditors, and provide financial education and support. Many credit counseling services are available for free or at a low cost.

Personal Loans

Personal loans are another option for those in need of quick cash. While they may not be as immediate as payday loans, personal loans generally have lower interest rates and more flexible repayment terms. It’s important to shop around and compare loan options to find the one that works best for your financial situation.

Emergency Assistance Programs

Many non-profit organizations, churches, and government agencies offer emergency financial assistance programs to those in need. These programs may provide assistance with rent, utilities, and other living expenses. It’s important to research available programs in your area and see if you qualify.

Credit Card Cash Advances

While not ideal, credit card cash advances can be a better option than payday loans. If you have a credit card with an available cash advance, this may be a viable option for quick cash. Keep in mind, however, that cash advances generally come with high-interest rates and fees.

Interesting Facts and Statistics about Payday Loans in LaGrange, Arkansas

  • Payday loans are illegal in Arkansas but many people still turn to them for quick cash.
  • Predatory lenders have been known to operate under the guise of tribal lending entities to avoid state regulations.
  • Arkansas has some of the strictest usury laws in the country in order to protect consumers from predatory lending practices.
  • In 2016, the Arkansas Supreme Court ruled that cash advance fees charged by Bank of America were in violation of the state’s usury laws.

Apply Now

If you find yourself in need of financial assistance, it’s important to explore all of your options before turning to payday loans. TheGuaranteedLoans is a connector service that can help connect you with potential lenders. It’s important to note that we are not a direct lender and do not make credit decisions. To apply for a loan, visit our website and fill out an online application.

Remember, payday loans may seem like an attractive option for quick cash, but they come with high-interest rates and hidden fees. Explore all of your options and choose the option that works best for your particular financial situation.

F.A.Q.

Where can I get more information about payday loans in LaGrange, Arkansas?

More information about payday loans in LaGrange, Arkansas can be found on the Arkansas State Department of Financial Services website. You can also contact the department directly with any questions or concerns.

Are payday loans available in LaGrange, Arkansas?

No, payday loans are prohibited in LaGrange, Arkansas.