Payday Loans in London, Arkansas

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No payday loan companies in London, AR. Consider companies in other cities:

Company nameAddressZip codePhone number
First Arkansas Bank & Trust 1500 Bypass Rd A, Heber Springs, AR 72543 +1 (800) 982 - 4511
Bill's Pawn Shop 426 N West Ave, El Dorado, AR 71730 +1 (870) 862 - 1425
Walmart Money Center 1500 AR-25 Bypass, Heber Springs, AR 72543 +1 (501) 362 - 8188
Bank OZK 1303 N Hervey St, Hope, AR 71801 +1 (870) 777 - 9888
Raymond James 5800 R St, Little Rock, AR 72207 +1 (501) 661 - 7351
Alan Nolte - Ameriprise Financial Services 515 N Jackson, Magnolia, AR 71753 +1 (870) 234 - 8652
TruService Community Federal Credit Union 1553 Washington Ave, Conway, AR 72032 +1 (501) 225 - 3636
Farm Credit of Western Arkansas - Morrilton 1329 AR-9, Morrilton, AR 72110 +1 (501) 354 - 2377
Arvest Asset Management 801 Technology Dr, Little Rock, AR 72223 +1 (501) 379 - 7227
Citizens Bank & Trust Company 8828 State Hwy 59, Van Buren, AR 72956 +1 (479) 474 - 1201

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in London, AR, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Conway, AR, Quick Loan in Fayetteville, AR, Payday Loans in Fort Smith, AR, Payday Loans in Jonesboro, AR, Payday Loan Companies in Little Rock, AR, Payday Loans in North Little Rock, AR, Short-term Loans in Pine Bluff, AR and Online Loans in Rogers, AR. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in London, AR.

Beautiful sights of London, AR

Payday Loans Available in London, AR By The Following ZIP Codes:

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Are Payday Loans Legal In London, Arkansas?

Payday Lending is Prohibited in Arkansas

Arkansas Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

London, AR payday loan calculator

What You Need to Know About Payday Loans in London, Arkansas

For those who find themselves in need of financial help, payday loans can seem like a quick and easy solution. However, in states like Arkansas, these loans are prohibited, leaving many wondering what options they have.

Payday loans are short-term loans typically given to borrowers with a high interest rate and a repayment period of a few weeks. Despite their high interest rates, they are often popular among borrowers who have difficulty securing traditional loans due to poor credit scores, lack of collateral, or other factors.

The Prohibition of Payday Loans in Arkansas

While payday loans may seem like a helpful option for those who need money fast, they come with their fair share of disadvantages. In Arkansas, these loans are prohibited under Arkansas Statute 23-52-101 et seq and Ark. Const. Amend. 89.

The state’s constitutional interest rate cap is 17%, which makes it impossible for payday lenders to operate within the legal boundaries set forth.

However, just because payday lenders are not able to legally operate in Arkansas does not mean that individuals in need of quick cash are completely out of luck. There are other financial options available that can help in times of need.

Alternatives to Payday Loans in Arkansas

For those living in London, Arkansas, here are a few alternatives to payday loans that you may want to consider:

  • Personal loans: A personal loan is a type of unsecured loan that can be used for various purposes, including emergency expenses. While it may be more difficult to obtain a personal loan with poor credit, it is certainly worth exploring as an option.
  • Assistance programs: There are various assistance programs available for those in need, such as the Low Income Home Energy Assistance Program (LIHEAP) and the Supplemental Nutrition Assistance Program (SNAP).
  • Credit counseling: Credit counseling agencies can help you manage your debt and give you advice on how to budget and save money. They may also be able to connect you with loan programs that fit your budget and needs.

Interesting Facts and Statistics About Payday Loans in Arkansas

  • While Arkansas prohibits payday loans, other states have limited the number of loans that individuals can take out per year.
  • The average payday loan borrower takes out eight loans per year, with an annual interest rate of 391%.
  • Payday loan borrowers are often low-income families who are already struggling to make ends meet.

Apply Now

If you are in need of financial assistance in London, Arkansas, TheGuaranteedLoans may be able to help. We work with a network of lenders to help borrowers find the loans that they need.

It’s important to note that TheGuaranteedLoans is not a direct lender, but rather, a connector service. We facilitate connections between borrowers and lenders, but we do not make decisions regarding loan approvals or denials. To apply for a loan, simply fill out our online application and we will work to match you with a potential lender.

Don’t let financial difficulties set you back. Explore your options and take the necessary steps to get back on your feet.

F.A.Q.

Can a payday loan company garnish my wages in London, Arkansas?

No, a payday loan company cannot garnish your wages in London, Arkansas because these loans are illegal in the state.

Can a payday loan company repossess my property in London, Arkansas?

No, a payday loan company cannot repossess your property in London, Arkansas because these loans are illegal in the state.