Payday Loans in Omaha, Arkansas

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Omaha, AR. Consider companies in other cities:

Company nameAddressZip codePhone number
FedEx Employees Credit Association - AR 2200 Forward Dr, Harrison, AR 72601 +1 (800) 228 - 8513
Arvest Bank 15 N Centennial Ave, West Fork, AR 72774 +1 (479) 575 - 1000
Anstaff Bank 210 S Main St, Berryville, AR 72616 +1 (870) 423 - 3353
Bank of Lake Village 201 Main St, Lake Village, AR 71653 +1 (870) 265 - 2241
Eagle Bank Mortgage 122 W Main St, Heber Springs, AR 72543 +1 (501) 362 - 5821
Community National Bank 934 W 2nd St, Waldron, AR 72958 +1 (479) 637 - 3470
FFB Agriculture Lending 509 Hickory Ave, Mena, AR 71953 +1 (479) 394 - 2318
First National Bank 1950 S Pleasant St, Springdale, AR 72764 +1 (479) 750 - 3620
Lenders Title 1301 Main St, Conway, AR 72034 +1 (501) 327 - 6811
First Financial Bank 2638 E Joyce Blvd 2, Fayetteville, AR 72703 +1 (479) 442 - 7773

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Omaha, AR, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Pine Bluff, AR, No Credit Check Loans in Rogers, AR, Payday Loans in Sherwood, AR, Payday Loans in Springdale, AR, Payday Loans in Texarkana, AR, No Credit Check Loans in Benton, AR, Payday Loans in Bentonville, AR and Payday Loans in Conway, AR. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Omaha, AR.

Beautiful sights of Omaha, AR

Payday Loans Available in Omaha, AR By The Following ZIP Codes:

72662

Are Payday Loans Legal In Omaha, Arkansas?

Payday Lending is Prohibited in Arkansas

Arkansas Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Omaha, AR payday loan calculator

Payday loans have become increasingly common in many states, providing an option for people to access fast cash when they need it most. However, not all states allow payday loans, including Arkansas. In this article, we will explore the legality of payday loans in Omaha, Arkansas and what residents of the area need to know.

Understanding Payday Loans in Omaha, Arkansas

Payday loans are short-term loans that are designed to help people access cash quickly. These loans typically have high interest rates and are often due to be repaid within two weeks or the borrower’s next payday. While they can be helpful in emergency situations, they can also be risky for those who struggle to pay them back. Due to the high interest rates, many borrowers can end up in a cycle of debt that is difficult to break.

Why Payday Loans are Prohibited in Arkansas

Arkansas is one of the many states that have banned payday loans due to the potential for predatory lending practices. While payday loans can seem like a quick and easy solution to financial problems, they can end up causing long-term financial harm. These loans have been associated with high fees and interest rates, which can trap borrowers in a cycle of debt.

In 2008, the Arkansas Supreme Court ruled that payday loans were illegal in the state due to their high interest rates and fees, and the potential for borrowers to fall into a cycle of debt. This ruling has helped to protect consumers from predatory lending practices and has prevented many from falling into debt.

The Risks of Payday Loans

While payday loans may seem like a quick solution to financial problems, they can be risky and have long-term consequences. Some of the risks associated with payday loans include:

  • High interest rates and fees
  • Potential for entering a cycle of debt
  • Impact on credit scores if not paid on time
  • Possible harassment from lenders if payments are missed

These risks should be taken into consideration before accepting a payday loan, and borrowers should ensure that they are able to repay the loan in full by the due date to avoid any negative consequences.

Interesting Facts and Statistics

According to a report by the Arkansas Attorney General’s office, as of 2018, there were no licensed payday lenders operating in the state of Arkansas. This is due to the 2008 ruling by the Arkansas Supreme Court that payday loans were illegal in the state. However, this does not mean that people are not searching for payday loans in Arkansas. In fact:

  • It is estimated that 12 million Americans take out payday loans each year
  • In 2019, the average payday loan in the US was $375
  • Payday loans typically have an interest rate of 400%

Connect with Potential Lenders Today

While payday loans are not legal in Arkansas, residents of Omaha may still be searching for options to access fast cash when they need it most. At TheGuaranteedLoans, we offer a connection service that helps connect borrowers with lenders who may be able to help. We understand that these situations can be stressful, and we want to make the process as easy and stress-free as possible.

Our application process is simple and straightforward. All you need to do is fill out our online application, and we will match you with potential lenders who may be able to help. We are not a direct lender, but we work with a network of trusted lenders to help our customers get the cash they need quickly.

Apply Now

Get started by visiting our website and filling out our online application today. Remember, payday loans may be illegal in Arkansas, but we still offer a connection service that can help you get the cash you need quickly and easily.

F.A.Q.

Can I be sued for not paying back a payday loan in Omaha, Arkansas?

Because payday loans are illegal in Omaha, Arkansas, lenders cannot sue borrowers for not paying back the loan. However, borrowers may still be responsible for paying back any money they borrowed, even if the loan was illegal.

Can payday loan lenders garnish my wages in Omaha, Arkansas?

No, payday loan lenders cannot garnish your wages in Omaha, Arkansas because payday loans are illegal in the state.