Payday Loans in Pineville, Arkansas

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No payday loan companies in Pineville, AR. Consider companies in other cities:

Company nameAddressZip codePhone number
Southwest Funding LP 622 Alcoa Rd, Benton, AR 72015 +1 (501) 778 - 1500
Eagle Prepaid Services 360 Phillips Rd, Jacksonville, AR 72076 +1 (501) 860 - 3690
ACE Cash Express 3422 Pike Ave, North Little Rock, AR 72118 +1 (501) 771 - 7544
Scott County Title Corporation 207 Washington St, Waldron, AR 72958 +1 (479) 637 - 3286
FedEx Employees Credit Association - AR 2200 Forward Dr, Harrison, AR 72601 +1 (800) 228 - 8513
First Commercial Bank 750 W Keiser Ave, Osceola, AR 72370 +1 (870) 563 - 3232
Red River Federal Credit Union 125 Webster Dr A, Ashdown, AR 71822 +1 (903) 735 - 3000
Jackson Hewitt Tax Service 505 S Main St, Mountain Home, AR 72653 +1 (870) 425 - 7994
Regions Bank 106 S 2nd St, Cabot, AR 72023 +1 (501) 424 - 0820
BKD, LLP 809 S 52nd St suite a, Rogers, AR 72758 +1 (479) 845 - 0270

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Pineville, AR, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Little Rock, AR, Payday Loans in North Little Rock, AR, Guaranteed Loans in Pine Bluff, AR, Payday Loans in Rogers, AR, Payday Loans in Sherwood, AR, Guaranteed Loans in Springdale, AR, Payday Loans in Texarkana, AR and Same Day Loans in Benton, AR. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Pineville, AR.

Payday Loans Available in Pineville, AR By The Following ZIP Codes:

72566

Are Payday Loans Legal In Pineville, Arkansas?

Payday Lending is Prohibited in Arkansas

Arkansas Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Pineville, AR payday loan calculator

Payday Loans in Pineville, Arkansas: Why They’re Prohibited

If you’re short on cash and need money to pay bills or cover unexpected expenses, you may have considered taking out a payday loan. But if you live in Pineville, Arkansas, you may be out of luck. Payday loans are illegal in Arkansas, including in Pineville.

What are Payday Loans?

Payday loans are short-term loans with high interest rates. The borrower writes a post-dated check for the loan amount plus fees, and the lender agrees to hold the check until the borrower’s next payday. The loan is usually due in full on the borrower’s next payday, and if they can’t repay the loan, they may be forced to roll it over and incur additional fees and interest.

Why are Payday Loans Prohibited in Arkansas?

Arkansas has a long history of regulating payday lending. In 2008, the state passed the Arkansas Check Cashers Act, which capped interest rates on payday loans at 17%. In 2010, the state Supreme Court ruled that payday lending violates the state’s usury laws, which prohibit loans with more than 17% interest. As a result, Arkansas passed the Arkansas Check Cashers Act, which made payday lending in the state illegal.

What are the Alternatives to Payday Loans in Arkansas?

If you need money quickly in Pineville, Arkansas, consider these alternatives to payday loans:

  • Credit union loans
  • Short-term loans from bank
  • Credit card advances
  • Payment plans with creditors

Remember, if you’re in a tight financial situation, taking on debt with a high-interest loan like a payday loan can make things worse in the long run. Before taking out any loan, consider all of your options and make sure you can afford to repay it.

Interesting Facts about Payday Loans in Pineville, Arkansas

  • According to the Arkansas Attorney General’s office, the average annual percentage rate (APR) on a payday loan in Arkansas is 391%.
  • As of 2019, there were no licensed payday lenders in Arkansas, according to the Arkansas Department of Banking and Finance.
  • In 2018, the Arkansas Supreme Court ruled that payday lenders must comply with state laws requiring them to file annual reports detailing the loans they’ve issued and the interest rates charged.

Apply Now

If you live in Pineville, Arkansas, and need financial assistance, TheGuaranteedLoans can help you to find the right lenders for your needs. Please note, however, that we are not a direct lender. We are a connector service that connects borrowers with potential lenders. For more information, visit our website and fill out an online application today.

Conclusion

Payday loans can be tempting when you’re in a tight financial spot, but they come with risks that may outweigh their benefits. Fortunately, if you live in Pineville, Arkansas, there are alternatives to payday loans. If you need financial assistance, explore all of your options and make sure you can afford to repay any loan you borrow.

F.A.Q.

What are the alternatives to payday loans in Pineville, Arkansas?

Consumers in Pineville, Arkansas can seek out small, short-term loans from credit unions or banks, or can consider using a credit card or personal loan for financial emergencies.

Why are payday loans prohibited in Pineville, Arkansas?

Payday loans are prohibited in Pineville, Arkansas due to their high interest rates and fees, which can trap consumers in a cycle of debt.