Payday Loans in Rover, Arkansas

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No payday loan companies in Rover, AR. Consider companies in other cities:

Company nameAddressZip codePhone number
Johnson Accounting Inc. 1012 W Main St, Walnut Ridge, AR 72476 +1 (870) 886 - 7519
Check Alert 5020 Northshore Dr # 5, North Little Rock, AR 72118 +1 (501) 227 - 5141
Thrivent Financial - Nate Simmons 157 E Colt Dr Suite 1, Fayetteville, AR 72703 +1 (608) 436 - 6720
Boone's Auto 8852 AR-1 N, Colt, AR 72326 +1 (870) 270 - 8151
First National Bank of NWA 801 N Dixieland Rd, Rogers, AR 72756 +1 (479) 621 - 6800
Forrest City/St Francis County Abstract Co Inc 521 Front St, Forrest City, AR 72335 +1 (870) 633 - 8481
Regions Bank 1907 W Main St, Russellville, AR 72801 +1 (479) 356 - 7070
Logan County Bank 600 Main St, Scranton, AR 72863 +1 (479) 938 - 2511
Ally Financial 17500 Chenal Pkwy 200, Little Rock, AR 72223 +1 (501) 821 - 5252
Unico Bank 1100 N Illinois Ave, Harrisburg, AR 72432 +1 (870) 578 - 2464

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Rover, AR, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Little Rock, AR, No Credit Check Loans in North Little Rock, AR, Payday Loans in Pine Bluff, AR, Quick Loan in Rogers, AR, No Credit Check Loans in Sherwood, AR, Payday Loans in Springdale, AR, Payday Loans in Texarkana, AR and Payday Loans in Benton, AR. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Rover, AR.

Are Payday Loans Legal In Rover, Arkansas?

Payday Lending is Prohibited in Arkansas

Arkansas Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Rover, AR payday loan calculator

Understanding Payday Loans in Rover, Arkansas

If you’re considering a payday loan in Rover, Arkansas, it’s important to know that these types of loans are prohibited in the state. Payday loans, also known as cash advances or check loans, are high-interest loans that require the borrower to repay the loan amount on their next payday.

In Arkansas, the state’s Constitution caps interest rates on loans at 17%. Payday lenders typically charge much higher interest rates, which can quickly trap borrowers in a cycle of debt.

Why are Payday Loans Prohibited in Arkansas?

Arkansas has a long history of regulating payday loans. In 2008, the state’s Attorney General filed a lawsuit against payday lenders for violating the state’s usury and consumer protection laws.

The lawsuit resulted in a ruling by the Arkansas Supreme Court that payday loans are in violation of the state’s Constitution, which limits interest rates to 17%. Payday lenders have since been prohibited from operating within the state.

Alternatives to Payday Loans in Rover, Arkansas

While payday loans are not an option in Rover, Arkansas, there are alternative financial resources available for those in need of fast cash.

  • Personal Loans: Personal loans can be obtained through banks, credit unions, or online lenders. These types of loans typically offer lower interest rates and longer repayment terms, making them a more affordable option for borrowers.
  • Credit Cards: Credit cards offer a line of credit that can be used to make purchases or withdraw cash advances. While cash advances typically come with higher interest rates, they are still a better alternative to payday loans.
  • Local Assistance Programs: Assistance programs like utility assistance and food banks can help relieve financial pressure for those in need. Look for local programs in Rover, Arkansas to see if you qualify for assistance.

Interesting Facts about Payday Loans in Rover, Arkansas

Even though payday loans are prohibited in Arkansas, they remain a controversial issue around the United States. According to a study by Pew Charitable Trusts, 12 million Americans take out payday loans every year, with an average borrower taking out eight loans of $375 each per year.

Furthermore, the study found that payday lenders make $7 billion in fees every year. This demonstrates the need for increased financial education and access to resources that can help people avoid payday loans.

Apply Now

If you’re looking for a fast and reliable way to connect with potential lenders, fill out an online application at TheGuaranteedLoans. We are a connector service that can help you connect with lenders who offer personal loans and other loan options that fit your financial needs. We pride ourselves on providing quality service to connect borrowers with lenders who offer affordable rates and flexible terms.

Remember, payday loans are illegal in Arkansas, but that doesn’t mean you’re out of options. Reach out to lenders and assistance programs in Rover, Arkansas to explore alternative financial resources that can help you meet your needs without trapping you in debt.

F.A.Q.

Can a payday loan company report me to a credit bureau in Rover, Arkansas?

No, a payday loan company cannot report you to a credit bureau in Rover, Arkansas because these loans are illegal in the state.

Can a payday loan company take me to court in Rover, Arkansas?

No, a payday loan company cannot take you to court in Rover, Arkansas because these loans are illegal in the state.