Payday Loans in Sturkie, Arkansas

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No payday loan companies in Sturkie, AR. Consider companies in other cities:

Company nameAddressZip codePhone number
Modern Woodmen of America 205 S Main St, Salem, AR 72576 +1 (870) 895 - 4692
Simmons Bank 414 Oak St, Conway, AR 72032 +1 (501) 327 - 3390
Farm Credit of Western Arkansas - Hope 1722 E 3rd St, Hope, AR 71801 +1 (870) 777 - 6704
Simmons Bank 100 W Grove St, El Dorado, AR 71730 +1 (870) 862 - 8161
Simmons Bank 1100 S Rogers St, Clarksville, AR 72830 +1 (479) 754 - 1100
Mullen Abstract Company and Mullen Insurance Agency 116 W Elm St, Walnut Ridge, AR 72476 +1 (870) 886 - 2452
ACE Cash Express 2811 W 28th Ave, Pine Bluff, AR 71603 +1 (870) 535 - 3767
IBERIABANK 200 Olivia Dr, Newport, AR 72112 +1 (870) 523 - 3611
White County Federal Credit Union 508 W Beebe Capps Expy, Searcy, AR 72143 +1 (501) 268 - 3122
First Arkansas Bank & Trust 11 N Broadview St, Greenbrier, AR 72058 +1 (800) 982 - 4511

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Sturkie, AR, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in North Little Rock, AR, Payday Loans in Pine Bluff, AR, Payday Loans in Rogers, AR, Payday Loans in Sherwood, AR, Payday Loans in Springdale, AR, Emergency Loan in Texarkana, AR, Payday Loans in Benton, AR and Payday Loans in Bentonville, AR. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Sturkie, AR.

Are Payday Loans Legal In Sturkie, Arkansas?

Payday Lending is Prohibited in Arkansas

Arkansas Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Sturkie, AR payday loan calculator

Everything You Need to Know About Payday Loans in Sturkie, Arkansas

Payday loans are a type of short-term loan that is typically due on the borrower’s next payday. While payday loans can be helpful in times of financial need, they come with very high interest rates and can often lead to a cycle of debt. In Sturkie, Arkansas, however, payday loans are prohibited by law.

Why are payday loans illegal in Arkansas?

In 2008, the Arkansas Supreme Court ruled that payday loans are not legal in the state of Arkansas, citing the state’s constitutional usury cap of 17%. The court found that payday lenders were charging interest rates of up to 300% or more, which was clearly in violation of the state’s usury laws. This ruling effectively made payday lending illegal in the state of Arkansas.

What are the alternatives to payday loans in Sturkie, Arkansas?

While payday loans may be prohibited in Arkansas, there are still options available to those who need access to quick cash. Some alternatives to payday loans include:

  • Personal loans from a bank or credit union
  • Credit card cash advances
  • Selling unwanted items
  • Working overtime or picking up extra shifts at work

These options may not be as convenient as a payday loan, but they can help you avoid the high interest rates and potential debt cycle associated with payday lending.

Interesting Facts About Payday Loans in Sturkie, Arkansas

  • There are currently no licensed payday lenders in the state of Arkansas.
  • In 2016, the Arkansas Supreme Court upheld a decision that resulted in a payday lending company being fined $1.2 million for violating the state’s usury laws.
  • A recent study found that payday loan borrowers are more likely to file for bankruptcy than those who do not use payday loans.

Apply Now

While payday loans may be illegal in Arkansas, at TheGuaranteedLoans, we offer a wide variety of loan options to suit your needs. Our application process is fast, easy, and confidential. Simply fill out our online application, and we will connect you with potential lenders who can help you get the cash you need. Remember, we are a connector service, not a direct lender, so you can trust us to match you with reputable and reliable lenders.

Don’t let financial stresses get you down. Apply for a loan with TheGuaranteedLoans today and get back on track.

F.A.Q.

What should I do if a payday loan lender is threatening me with legal action in Sturkie, Arkansas?

If a payday loan lender is threatening you with legal action in Sturkie, Arkansas, you should contact the Arkansas State Department of Financial Services to report the lender's actions. The department may be able to help you resolve the issue and protect your rights.

Is it possible to get a payday loan from a lender in another state and use it in Sturkie, Arkansas?

No, it is not possible to get a payday loan from a lender in another state and use it in Sturkie, Arkansas. Payday loans are illegal in Sturkie, Arkansas, regardless of where the lender is located.