Payday Loans in Sulphur Springs, Arkansas

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Sulphur Springs, AR. Consider companies in other cities:

Company nameAddressZip codePhone number
First Financial Bank 2638 E Joyce Blvd 2, Fayetteville, AR 72703 +1 (479) 442 - 7773
Regions Bank 2400 E Highland Dr, Jonesboro, AR 72401 +1 (870) 974 - 5309
First National Bank 1607 W Commercial St, Ozark, AR 72949 +1 (479) 667 - 2040
BancorpSouth Bank 1901 W Parker Rd, Jonesboro, AR 72404 +1 (870) 972 - 4700
Farm Credit of Western Arkansas - Waldron 502 Frankie Matthew Dr, Waldron, AR 72958 +1 (479) 637 - 2087
TruService Community Federal Credit Union 11001 Hermitage Rd, Little Rock, AR 72211 +1 (501) 225 - 3636
Liberty Bank Of Arkansas 1895 Harrison St, Batesville, AR 72501 +1 (870) 307 - 6900
First National Bank-Eastern Ar 101 N Washington St, Forrest City, AR 72335 +1 (870) 633 - 3112
First Security Bank 1137 Main St, Vilonia, AR 72173 +1 (501) 796 - 8600
Penn John 606 W Commerce St, Bryant, AR 72022 +1 (501) 847 - 7533

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Sulphur Springs, AR, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Jonesboro, AR, Payday Loans in Little Rock, AR, Quick Loan in North Little Rock, AR, Payday Loans in Pine Bluff, AR, Same Day Loans in Rogers, AR, Payday Loans in Sherwood, AR, Payday Loans in Springdale, AR and Same Day Loans in Texarkana, AR. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Sulphur Springs, AR.

Beautiful sights of Sulphur Springs, AR

Payday Loans Available in Sulphur Springs, AR By The Following ZIP Codes:

72768

Are Payday Loans Legal In Sulphur Springs, Arkansas?

Payday Lending is Prohibited in Arkansas

Arkansas Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Sulphur Springs, AR payday loan calculator

Payday Loans in Sulphur Springs, Arkansas: What You Need to Know

Payday loans are a type of short-term loan that typically involves borrowing a small amount of money at a high interest rate. However, if you live in Sulphur Springs, Arkansas, you should know that payday loans are illegal in the state.

While payday loans may seem like a quick and easy solution to financial troubles, they can often lead to a cycle of debt that can be difficult to break. This is one of the reasons why Arkansas has taken steps to protect its residents from the pitfalls of payday lending.

Why are payday loans illegal in Arkansas?

In 2008, the Arkansas Supreme Court ruled that payday lending violates the state’s usury laws, which place a cap on the amount of interest that can be charged on a loan. The court found that payday lenders were charging interest rates of up to 300%, which far exceeded the legal limit of 17% in Arkansas.

Since then, the state has taken additional steps to crack down on payday lending. In 2011, the Arkansas Attorney General’s office sent cease and desist letters to several payday lenders who were operating in the state illegally. These efforts have helped to protect Arkansas residents from the harmful effects of payday lending.

What are the alternatives to payday loans in Sulphur Springs?

If you’re in need of short-term financial assistance in Sulphur Springs, there are several alternatives to payday loans that you may want to consider:

  • Credit counseling: A credit counselor can help you develop a budget and create a plan to manage your debt.
  • Personal loans: If you have good credit, you may be able to qualify for a personal loan from a bank or credit union.
  • Payday alternative loans: Some credit unions offer payday alternative loans, which are small, short-term loans with lower interest rates than traditional payday loans.
  • Emergency assistance programs: There are several organizations in Sulphur Springs that provide emergency assistance to residents who are in financial need.

Interesting Facts about Payday Loans in Sulphur Springs, Arkansas

  • Payday loans are illegal in Arkansas, but some lenders still try to operate in the state illegally.
  • In 2016, the Arkansas Supreme Court ruled that a payday lender that had charged interest rates of up to 500% had violated the state’s usury laws.
  • The average payday loan borrower in Arkansas takes out 10 loans per year, which can lead to a debt cycle that is difficult to break.

Apply Now

At TheGuaranteedLoans, we understand that unexpected expenses can arise at any time. While payday loans are illegal in Sulphur Springs and throughout Arkansas, we can help you connect with lenders who offer other types of short-term loans.

Our online application process is quick and easy, and our service is 100% free. We will never charge you any fees for using our website.

Please note that TheGuaranteedLoans is not a direct lender. Instead, we are a connector service that can help you find a lender who may be able to meet your needs. By filling out our online application, you can get connected with lenders who offer personal loans, installment loans, and other types of short-term financing.

Apply for a loan today and get the funds you need to cover unexpected expenses.

F.A.Q.

Can a payday loan company file a lawsuit against me in Sulphur Springs, Arkansas?

No, a payday loan company cannot file a lawsuit against you in Sulphur Springs, Arkansas because these loans are illegal in the state.

Are there any federal laws that apply to payday loans in Sulphur Springs, Arkansas?

Yes, there are federal laws that apply to payday loans in Sulphur Springs, Arkansas, including the Military Lending Act and the Truth in Lending Act. These laws provide protections for consumers and regulate the practices of payday lenders.