Payday Loans in Tumbling Shoals, Arkansas

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No payday loan companies in Tumbling Shoals, AR. Consider companies in other cities:

Company nameAddressZip codePhone number
Principal Financial 105 4th St, Mountain Pine, AR 71956 +1 (501) 404 - 5828
Southern Bank 1925 S Main St, Jonesboro, AR 72401 +1 (870) 277 - 4797
U.S. Bank Branch 119 Audubon Dr, Maumelle, AR 72113 +1 (501) 851 - 2292
Raymond James Financial Services 800 N Arkansas Ave, Russellville, AR 72801 +1 (479) 967 - 6981
Regions Bank 1409 S Walton Blvd, Bentonville, AR 72712 +1 (479) 250 - 4640
Southern Bancorp Bank & ATM 1040 E Main St, Blytheville, AR 72315 +1 (870) 763 - 1157
Bank of America with Drive-thru ATM 101 Gregory Pl, Jacksonville, AR 72076 +1 (501) 982 - 3122
Evolve Bank & Trust Financial Center 111 E Huntington Ave suite a, Jonesboro, AR 72401 +1 (870) 933 - 2480
First Commercial Bank 302 N Main St, Brinkley, AR 72021 +1 (870) 589 - 2499
BancorpSouth Bank 200 S Elm St, Hope, AR 71801 +1 (870) 777 - 2313

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Tumbling Shoals, AR, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Rogers, AR, Payday Loan for Sherwood, AR, Quick Loan in Springdale, AR, Quick Loan in Texarkana, AR, Emergency Loan in Benton, AR, Payday Loan Companies in Bentonville, AR, Quick Loan in Conway, AR and 24-Hour Loan in Fayetteville, AR. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Tumbling Shoals, AR.

Payday Loans Available in Tumbling Shoals, AR By The Following ZIP Codes:

72581

Are Payday Loans Legal In Tumbling Shoals, Arkansas?

Payday Lending is Prohibited in Arkansas

Arkansas Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Tumbling Shoals, AR payday loan calculator

Understanding Payday Loans in Tumbling Shoals, Arkansas

When you’re in a financial emergency, an easy solution could be taking a payday loan. However, if you’re in Tumbling Shoals, Arkansas, you should know that payday loans are prohibited by state law. In this article, we will look at payday loans and explore how they affect consumers in Tumbling Shoals.

What are payday loans?

Payday loans are short-term loans that carry high-interest rates, designed to provide quick cash to borrowers who are in need of money before their next payday. The loans, which typically range between $100 and $1,000, are usually repaid in a lump sum within two weeks of borrowing.

Why are payday loans prohibited in Tumbling Shoals, Arkansas?

Payday loans are prohibited in Arkansas due to their high-interest rates, and many consumer protection organizations argue that payday loans are predatory in nature and exploit financially vulnerable people. The law protects borrowers from the harmful effects of payday loans by imposing strict regulations on lenders.

What are the consequences of taking a payday loan?

Payday loans carry high-interest rates and fees, which are often so high that borrowers are trapped in a cycle of debt. If a borrower cannot repay the loan on time, the high-interest rate means that the amount owed can quickly spiral out of control, leading to further financial distress.

Interesting Facts about Payday Loans in Arkansas

  • In Arkansas, the maximum interest rate on loans is 17% per annum. Payday loans can carry annual percentage rates of up to 300%, making them up to 18 times more expensive than traditional loans.
  • In 2015, the Arkansas Attorney General sued a payday lender for violating Arkansas’ usury laws. The lawsuit resulted in a $750,000 settlement and an agreement to no longer do business in the state.
  • Arkansas is one of 18 states in the United States that prohibit payday lending.

Connect with a Lender

If you’re in Tumbling Shoals, Arkansas, and in need of a loan, payday loans are not an option. However, TheGuaranteedLoans is here to help you connect with a lender that offers installment loans, title loans, and other loan products in the state of Arkansas. While we don’t lend money directly, we’re committed to helping you find a lending partner that meets your needs.

Apply Now

To apply for a loan, visit our website where you’ll find an easy-to-use online application form. Fill in your details, and we’ll send your application to our network of lenders. Once you’re connected, a lender will contact you to discuss your loan options.

Conclusion

While payday loans are illegal in Tumbling Shoals, Arkansas, it’s important to be informed about them. If you need cash fast, consider an installment loan or a title loan, which are legal in the state. Remember to always read the terms and conditions of any loan before you borrow and shop around for the best rates.

F.A.Q.

Are payday loans legal in Tumbling Shoals, Arkansas?

No, payday loans are prohibited in Tumbling Shoals, Arkansas.

What are the alternatives to payday loans in Tumbling Shoals, Arkansas?

Some options for short-term financial assistance in Tumbling Shoals, Arkansas include credit union loans, personal loans from banks or online lenders, or borrowing from friends or family.