Payday Loans in Wesley, Arkansas

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No payday loan companies in Wesley, AR. Consider companies in other cities:

Company nameAddressZip codePhone number
Bank of America Financial Center 2150 Harkrider St, Conway, AR 72032 +1 (501) 764 - 3211
Fairway Independent Mortgage Corporation 650 South Shackleford Road, Suite 400-H, Suite 400-H, Little Rock, AR 72211 +1 (469) 878 - 6249
Scott County Title Corporation 207 Washington St, Waldron, AR 72958 +1 (479) 637 - 3286
Progressive Car Finance 2117 M.L.K. Jr Blvd, Fayetteville, AR 72701
Arkansas Federal Credit Union 115 Harvest Dr, Bryant, AR 72022 +1 (501) 982 - 1000
LenCred 3202 NE Redhawk Dr, Bentonville, AR 72712 +1 (888) 783 - 1503
Barri Agent 121 Carla Ln, Monticello, AR 71655
Liberty Bank of Arkansas 2300 W Kingshighway, Paragould, AR 72450 +1 (870) 240 - 8830
Petit Jean State Bank 707 N St Joseph St, Morrilton, AR 72110 +1 (501) 354 - 4988
Raymond James 5800 R St, Little Rock, AR 72207 +1 (501) 661 - 7351

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Wesley, AR, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Conway, AR, Payday Loans in Fayetteville, AR, Quick Loan in Fort Smith, AR, Payday Loans in Jonesboro, AR, Guaranteed Loans in Little Rock, AR, Payday Loans in North Little Rock, AR, Payday Loan Without a Credit Check in Pine Bluff, AR and No Credit Check Loans in Rogers, AR. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Wesley, AR.

Payday Loans Available in Wesley, AR By The Following ZIP Codes:

72773

Are Payday Loans Legal In Wesley, Arkansas?

Payday Lending is Prohibited in Arkansas

Arkansas Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Wesley, AR payday loan calculator

Understanding Payday Loans in Wesley, Arkansas

If you’re considering taking out a payday loan in Wesley, Arkansas, it’s important to know that payday loans are considered illegal in Arkansas. Any lender who offers this kind of loan is not operating legally in the state. Therefore, it’s essential to know the laws and regulations relating to payday loans in Wesley, Arkansas, before taking out any type of payday loan.

What are Payday Loans?

Payday loans are short-term, high-interest loans that often target low-income borrowers. These loans are designed to provide a quick influx of cash, with the expectation that it will be paid back with the next paycheck. Payday loans typically have high fees and interest rates, making them difficult to pay back in full. Borrowers may find themselves caught in a cycle of debt, taking out new payday loans to pay off old ones.

Why are Payday Loans Illegal in Arkansas?

The state of Arkansas has strict regulations that prohibit payday loans. In 2008, the Arkansas Supreme Court ruled that payday lending violates the state’s constitutional usury laws. The ruling states that lenders cannot charge interest rates exceeding the Arkansas Constitutional limit of 17 percent. Therefore, any payday lender operating in Arkansas is doing so illegally and could face significant legal penalties.

Alternatives to Payday Loans in Wesley, Arkansas

While payday loans may be illegal in Arkansas, there are still options available for those in need of short-term financial assistance. One alternative is a personal loan. Personal loans are typically available through banks and credit unions and have lower interest rates and fees than payday loans. Another option is a cash advance on a credit card, although this can also carry high fees and interest rates.

It’s essential to carefully evaluate all of your options before taking out any type of loan. Be sure to read the fine print, understand all of the terms and fees associated with the loan, and make a plan to repay the loan in full.

Interesting Facts and Statistics

  • Arkansas is one of 18 states that have laws prohibiting payday lending.
  • The average payday loan borrower in Arkansas takes out 10 loans per year, spending an average of 199 days in debt each year.
  • Payday loan borrowers in Arkansas are disproportionately African American, women, and people earning less than $25,000 per year.

Apply Now

If you’re in need of a loan in Wesley, Arkansas, TheGuaranteedLoans is here to help. As a connector service, we work with a network of potential lenders to match borrowers with the right loan for their needs. Simply fill out our online application, and we’ll do the rest. It’s fast, secure, and completely free.

Please note that TheGuaranteedLoans is not a direct lender and does not make credit decisions. Instead, we facilitate connections between borrowers and potential lenders, ensuring that borrowers get the best possible loan terms and rates. Apply now and take the first step towards financial stability.

F.A.Q.

Can I still be charged fees on a payday loan in Wesley, Arkansas?

No, you cannot be charged fees on a payday loan in Wesley, Arkansas because these loans are illegal in the state.

Can I be evicted from my home for taking out a payday loan in Wesley, Arkansas?

No, you cannot be evicted from your home for taking out a payday loan in Wesley, Arkansas because these loans are illegal in the state.