Payday Loans in Wrightsville, Arkansas

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No payday loan companies in Wrightsville, AR. Consider companies in other cities:

Company nameAddressZip codePhone number
Snow's Tax & Financial Service 144 Linwood Dr, Paragould, AR 72450 +1 (870) 208 - 4089
BancorpSouth Bank 101 W Main St, El Dorado, AR 71730 +1 (870) 863 - 3181
Arvest Bank 1810 N 1st St, Jacksonville, AR 72076 +1 (501) 379 - 7550
Simply Home Lending 1450 E Zion Rd 10, Fayetteville, AR 72703 +1 (479) 695 - 3838
Jackson Hewitt Tax Service 2502 E Race Ave, Searcy, AR 72143 +1 (501) 305 - 0500
Priority Federal Credit Union 430 N Hampton Ave, Russellville, AR 72802 +1 (479) 890 - 6203
Shirley's Tax Service 2701 Jenny Lind Rd, Fort Smith, AR 72901 +1 (479) 785 - 5140
Regions Bank 200 W Race Ave, Searcy, AR 72143 +1 (501) 380 - 6700
Relyance Bank 7907 Dollarway Rd, White Hall, AR 71602 +1 (870) 535 - 7222
Big Brother's Pawn 802 W Sunset Ave, Springdale, AR 72764 +1 (479) 750 - 4343

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Wrightsville, AR, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Rogers, AR, Payday Loans in Sherwood, AR, Emergency Loan in Springdale, AR, Payday Loans in Texarkana, AR, Same Day Loans in Benton, AR, Same Day Loans in Bentonville, AR, Guaranteed Loans in Conway, AR and Online Loans in Fayetteville, AR. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Wrightsville, AR.

Payday Loans Available in Wrightsville, AR By The Following ZIP Codes:

72183

Are Payday Loans Legal In Wrightsville, Arkansas?

Payday Lending is Prohibited in Arkansas

Arkansas Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Wrightsville, AR payday loan calculator

Understanding Payday Loans in Wrightsville, Arkansas

Payday loans, also known as cash advances, are short-term loans that typically require a repayment within two weeks. These types of loans have become popular due to their convenience and ease of access. However, in the state of Arkansas, payday loans are prohibited, including Wrightsville.

The Arkansas Constitution caps the interest rate that can be charged on loans at 17%. Payday lenders typically charge interest rates that far exceed this cap, making them illegal in Arkansas. As a result, there are no licensed lenders in Wrightsville, Arkansas that offer payday loans or cash advances.

Many people turn to payday loans as a fast way to access cash in emergency situations, but it’s important to understand the risks associated with them. In Arkansas, alternative options exist that can help you access the funds you need without resorting to payday loans.

Alternative Options to Payday Loans in Wrightsville, Arkansas

If you need access to quick cash in Wrightsville, Arkansas, there are several options available to you:

Personal Loans

Personal loans provide access to cash by borrowing from a bank, credit union, or online lender. Personal loans typically have lower interest rates and longer repayment periods than payday loans. Wrightsville, Arkansas has many options available to residents who need to take out a personal loan.

Credit Cards

If you have a credit card, a cash advance may be available, though it’s important to be aware of the high-interest rates and potential fees associated with this option. Before considering a cash advance, make sure to read the fine print and understand all the potential costs involved.

Family and Friends

It’s sometimes possible to borrow money from friends or family. If this option is available, it’s typically the least expensive option available.

Interesting Facts and Statistics About Payday Loans in Wrightsville, Arkansas

  • In Arkansas, payday loans are illegal, including in Wrightsville.
  • In 2016, the Arkansas Supreme Court ruled that the state’s usury cap applied to payday lenders, making them illegal in the state.
  • A 2016 study by the Consumer Federation of America found that payday lenders charge an average interest rate of 391%.
  • In 2019, the Arkansas House of Representatives approved a bill that would have allowed payday lenders to charge interest rates of up to 280%. However, the bill failed in the Senate.

Apply Now

TheGuaranteedLoans is a loan connector service that matches borrowers with potential lenders. We help residents of Wrightsville, Arkansas access the funds they need through our online application process. We are not a direct lender, but instead facilitate the connection with potential lenders.

If you’re in need of access to cash and don’t want to use payday loans, TheGuaranteedLoans can help. Simply fill out our easy-to-use online application to get started today.

Remember, payday loans may seem like a quick and easy solution to your financial problems, but they often end up leading borrowers down a dangerous cycle of debt. Instead, consider the alternative options in Wrightsville, Arkansas, and work to improve your overall financial situation.

F.A.Q.

Can I be arrested for not paying back an illegal payday loan in Wrightsville, Arkansas?

No, you cannot be arrested for not paying back an illegal payday loan in Wrightsville, Arkansas.

Can I be harassed or threatened by a lender for not paying back an illegal payday loan in Wrightsville, Arkansas?

No, you cannot be harassed or threatened by a lender for not paying back an illegal payday loan in Wrightsville, Arkansas. If you have been harassed or threatened, you can report the lender to the Arkansas State Department of Financial Services.