Payday Loans in Alta, California

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No payday loan companies in Alta, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Western Union Payday Money Centers, 31952 Del Obispo St 250, San Juan Capistrano, CA 92675 +1 (949) 248 - 9827
Coast Central Credit Union 1968 Central Ave, McKinleyville, CA 95519 +1 (707) 445 - 8801
Montana Capital Car Title Loans 908 N Broadway, Santa Maria, CA 93454 +1 (805) 491 - 9882
Oportun 10823 Hawthorne Blvd C, Inglewood, CA 90304 +1 (424) 732 - 3847
JMJ Financial - Aliso Viejo 26800 Aliso Viejo Pkwy 200, Aliso Viejo, CA 92656 +1 (949) 340 - 6336
BCP Capitol Management 1 Maritime Plz 2525, San Francisco, CA 94111 +1 (415) 434 - 6000
California Check Cashing Stores 1330 W Yosemite Ave, Manteca, CA 95337 +1 (209) 823 - 2222
Fast Auto Loans, Inc. 969 East Ave, Chico, CA 95926 +1 (530) 924 - 4450
MoneyGram 4059 Phelan Rd, Phelan, CA 92371 +1 (760) 868 - 2315
TNL Car Title Loans 3606 E Highland Ave Ste 170, Highland, CA 92346 +1 (909) 315 - 5156

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Alta, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Fremont, CA, Payday Loan Without a Credit Check in Fresno, CA, Payday Loans in Fullerton, CA, Payday Loan Companies in Garden Grove, CA, No Credit Check Loans in Gardena, CA, Payday Loans in Gilroy, CA, Payday Loans in Glendale, CA and 24-Hour Loan in Glendora, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Alta, CA.

Payday Loans Available in Alta, CA By The Following ZIP Codes:

95701

Are Payday Loans Legal In Alta, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Alta, CA payday loan calculator

Understanding Payday Loans in Alta, California

Payday loans are a popular short-term financial solution for people who need cash quickly. These loans can offer relief for unexpected expenses, and they are designed to bridge the gap until the borrower’s next paycheck. In Alta, California, payday loans are legal and can be an effective tool for dealing with financial emergencies. However, it is important to have an understanding of the process, fees, and regulations surrounding these loans before applying.

How Payday Loans Work

Payday loans are typically for small-dollar amounts, often ranging from $100 to $1,000. The borrower writes a post-dated check for the loan amount, plus fees, and the lender will deposit the funds into their account once the check clears. The borrower must repay the loan in full, plus fees, on their next payday. If the borrower cannot repay the loan on time, they may have to renew or roll over the loan, which can result in additional fees and higher interest rates.

Regulations in Alta, California

In Alta, California, payday loans are legal, but they are subject to specific regulations to protect borrowers from excessive fees and predatory lending practices. California imposes a maximum loan amount of $300 and a maximum fee of 15% of the loan amount. Lenders are also required to provide full disclosure of fees and terms before the borrower signs any loan agreement.

  • Fun Fact: California has the most payday lending stores in the US, with over 2,000 locations statewide

The Pros and Cons of Payday Loans

As with any financial product, payday loans have advantages and disadvantages that potential borrowers should consider before applying. Some benefits of payday loans include:

  • Quick access to cash in an emergency
  • No credit check required
  • Easy application process

However, payday loans also have some downsides, such as:

  • High fees and interest rates
  • Short repayment terms
  • Risk of debt cycle if the borrower is unable to repay the loan on time

Applying for a Payday Loan in Alta, California

If you’re considering a payday loan in Alta, California, it’s important to shop around for the best rates and terms. TheGuaranteedLoans is here to help you connect with potential lenders who can offer competitive rates and flexible terms. As a connector service, we work with a network of trusted lenders to match borrowers with the best loan options for their needs. Our online application process is quick and easy, and we’ll work hard to get you the funds you need as soon as possible.

Apply Now with TheGuaranteedLoans

If you’re ready to apply for a payday loan in Alta, California, simply complete our online application to get started. Remember, TheGuaranteedLoans is a connector service, not a direct lender, and we’re committed to providing our customers with the best loan options available. Apply now to get the funds you need to tackle your financial emergencies.

F.A.Q.

Can a payday lender require me to provide a post-dated check in order to take out a loan in Alta, California?

Yes, a payday lender can require you to provide a post-dated check in order to take out a loan in Alta, California. This check will be dated for your next payday and will be used to repay the loan in full.

Can a payday lender require me to authorize an electronic withdrawal from my bank account in order to take out a loan in Alta, California?

Yes, a payday lender can require you to authorize an electronic withdrawal from your bank account in order to take out a loan in Alta, California. This is an alternative to providing a post-dated check and allows the lender to automatically withdraw the loan amount on the due date.

Look for Short-Term Loans in Other Cities:

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