Payday Loans in Apple Valley, California

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Payday Loan Companies in Apple Valley, CA

Company nameAddressZip codePhone number
Advance America 21620 Bear Valley Rd. Unit D-5 92308 +1 (760) 247 - 6799
Alaska USA Federal Credit Union 15961 Apple Valley Rd 92307 +1 (800) 525 - 9094
California Budget Finance 18768 CA-18 #200 92307 +1 (760) 946 - 1093
Cash Jewelry & Loan 15355 Rancherias Rd b 92307 +1 (760) 242 - 6677
MoneyGram 21620 Bear Valley Rd 5 92308 +1 (760) 247 - 6799
TNL Car Title Loans 92308 +1 (760) 513 - 6498
USA Checks Cashed 20226-C US Highway 18 92307 +1 (760) 946 - 4606
USA Checks Cashed & Payday Advance 20920 Bear Valley Rd 92308 +1 (760) 247 - 0300

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Apple Valley, CA, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Arcadia, CA, Payday Loans in Azusa, CA, Payday Loans in Bakersfield, CA, 24-Hour Loan in Baldwin Park, CA, Payday Loan Companies in Banning, CA, Guaranteed Loans in Beaumont, CA, Payday Loans in Bell, CA and Payday Loans in Bell Gardens, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Apple Valley, CA.

Beautiful sights of Apple Valley, CA

Payday Loans Available in Apple Valley, CA By The Following ZIP Codes:

92308, 92307

Are Payday Loans Legal In Apple Valley, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Apple Valley, CA payday loan calculator

What Are Payday Loans?

Payday loans are short-term, high-cost loans that can provide quick access to cash for individuals who have difficulty obtaining money from other more traditional sources. Payday loans are typically due on the borrower’s next payday and are typically for amounts between $100 and $1,000.

Payday Loans in Apple Valley, California

Payday loans are legal in the state of California, however there are certain restrictions linked to obtaining such loans. The maximum loan amount one can obtain is $300, with a maximum loan fee of 15%, so the annual percentage rate (APR) cannot exceed 460%.

The maximum loan term is 31 days, however, the lender must allow the borrower the right to repay the loan in four equal installments without penalty. A borrower is allowed to take out only one payday loan at a time, although multiple loans may be taken out if certain conditions are met, such as if the loan is for more than $300 and is paid in four equal installments, if the loan period is extended beyond the usual 31 days, or if the loan is secured by real estate.

When applying for a payday loan in Apple Valley, California, the borrower must provide proof of identity, income, and residence. The lender is required to accurately explain all of the terms and conditions of the loan, including all applicable fees and interest rates.

Fees and Interest for Payday Loans in Apple Valley, California

In California, payday loans may be charged no more than 15% of the total loan amount. For example, a $300 loan would be limited to a $45 finance charge. The annual percentage rate (APR) of a $300 loan made or arranged pursuant to a California Finance Law is 460%.

Requirements for Payday Loans in Apple Valley, California

In order to qualify for a payday loan in Apple Valley, California, borrowers must meet the following requirements:

  • Be 18 or older
  • Have a valid source of income
  • Have an active bank account
  • Be a legal resident of California

Alternatives to Payday Loans in Apple Valley, California

Before taking out a payday loan, consider other options that may be available to you, such as:

  • Personal loan from a bank or credit union – A personal loan from a bank or credit union may offer lower interest rates than a payday loan and may be easier to qualify for.
  • Short-term loan from an online lender – An online lender may offer a lower rate than a payday loan and can often get you the money in as little as one business day.
  • Borrow from family or friends – Ask family or friends for a loan and make sure to set guidelines to protect the relationship if you are unable to pay them back.
  • Set up a budget and cut back on expenses – Creating a budget and cutting back on expenses can help reduce the amount of money needed to borrow.
  • Seek help with debt – Identify ways to better manage your debt and seek debt counseling or other resources to help.

Frequently Asked Questions

Q: How much can I borrow with a payday loan?
A: You can borrow up to $300 with a payday loan in Apple Valley, California. The maximum finance charge you can be charged is 15% of the loan amount, so the annual percentage rate (APR) cannot exceed 460%.

Q: What information do I need to provide to get a payday loan?
A: When applying for a payday loan in Apple Valley, California, you will need to provide proof of identity, income, and residence.

Q: Are there alternatives to payday loans in Apple Valley, California?
A: Yes, there are alternatives to payday loans. Consider a personal loan from a bank or credit union, a short-term loan from an online lender, borrowing from family or friends, creating a budget and cutting back on expenses, or seeking help with debt.

Apply Now

If you are in need of a payday loan in Apple Valley, California, The Guaranteed Loans can help connect you with lenders in your area. Fill out our online application and we will connect you with lenders who may be able to get you the money you need. The Guaranteed Loans is not a lender and does not make loan decisions.

More F.A.Q.

Can a payday lender in Apple Valley, California take legal action against me if I fail to repay my loan?

Yes, a payday lender in Apple Valley, California can take legal action against you if you fail to repay your loan. If the lender is unable to collect the debt through other means, they may file a lawsuit against you to recover the unpaid balance.

Can I be charged a fee for requesting a loan statement on my payday loan in Apple Valley, California?

No, you cannot be charged a fee for requesting a loan statement on your payday loan in Apple Valley, California. Under the California Deferred Deposit Transaction Law, borrowers are entitled to receive a written statement of their loan agreement, including the fees and interest charges, at no cost.

How Many Cash Advance Companies are in Apple Valley, CA?

With the help of our service, you will be able to find 8 cash advance companies in Apple Valley, CA

What Cash Advance Companies in Apple Valley, CA are the most popular?

You should check Advance America, Alaska USA Federal Credit Union, and California Budget Finance. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

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