Payday Loans in Avila Beach, California

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No payday loan companies in Avila Beach, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Charles Schwab 74785 CA-111 102, Indian Wells, CA 92210 +1 (760) 836 - 3075
Check 2 Cash Garey 450 N Garey Ave, Pomona, CA 91767 +1 (909) 620 - 5590
Speedy Cash 7204 Canoga Ave, Canoga Park, CA 91303 +1 (818) 340 - 3006
Capital Funding 5428 Watt Ave, North Highlands, CA 95660 +1 (916) 339 - 1096
TNL Car Title Loans 755 N Peach Ave, Clovis, CA 93611 +1 (559) 212 - 3315
check n go, Check n Go Store Directory 3970 Broad St, San Luis Obispo, CA 93401 +1 (805) 544 - 2744
Title Loans Express 576 N Sunrise Ave, Roseville, CA 95661 +1 (530) 763 - 1143
Bank of America Financial Center 954 S Westlake Blvd, Westlake Village, CA 91361 +1 (805) 370 - 1709
Private Lender Link 200 Main St 200d, Redwood City, CA 94063 +1 (650) 226 - 4277
American AgCredit 700 N Yosemite Ave, Oakdale, CA 95361 +1 (209) 847 - 0353

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Avila Beach, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Corona, CA, Payday Loans in Costa Mesa, CA, Payday Loan Companies in Covina, CA, Payday Loan Without a Credit Check in Culver City, CA, Payday Loans in Cupertino, CA, Online Loans in Cypress, CA, Payday Loans in Daly City, CA and Same Day Loans in Dana Point, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Avila Beach, CA.

Beautiful sights of Avila Beach, CA

Payday Loans Available in Avila Beach, CA By The Following ZIP Codes:

93401, 93405, 93424

Are Payday Loans Legal In Avila Beach, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Avila Beach, CA payday loan calculator

Understanding Payday Loans in Avila Beach, California

Payday loans have become increasingly popular in Avila Beach, California, as they are a quick and easy solution for individuals who need cash immediately. These loans allow you to borrow a small amount of money and pay it back when you receive your next paycheck. Payday loans are legal in California, as long as lenders comply with the regulations set by the California Department of Financial Protection and Innovation.

How Do Payday Loans Work?

Payday loans are usually short-term loans that range from $100 to $1000. The loan term can vary from one week to one month, and the application process can take as little as 15 minutes. Payday lenders do not require a credit check, making them an ideal option for individuals who have poor or no credit history.

The application process is simple. All you need to do is provide your personal information, such as name, address, and employment details. You will also need to provide proof of income, such as a paystub or bank statement.

If approved, the lender will ask you to write a post-dated check for the loan amount plus any fees. On the due date, the lender will cash the check, or you can choose to renew the loan by paying the fees again.

What Are the Fees?

The fees for payday loans in Avila Beach, California, can vary depending on the lender. However, the maximum fee a lender can charge is 15% of the total loan amount. For example, if you borrow $100, the maximum fee the lender can charge is $15. The interest rate for payday loans in California can reach up to 460% APR, which is significantly higher than traditional loans.

Pros and Cons of Payday Loans

Like any financial product, payday loans have their advantages and disadvantages. Some pros of payday loans include:

  • Quick and easy application process
  • No credit check required
  • Can help you cover unexpected expenses
  • Can improve your credit score if payments are made on time

However, payday loans also have several cons, such as:

  • High fees and interest rates
  • Can lead to a debt cycle if not paid on time
  • Can only borrow a small amount of money
  • Not a long-term solution for financial problems

Interesting Facts or Statistics About Payday Loans in Avila Beach, California

  • In California, the average payday loan borrow is $251.
  • The average APR for payday loans in California is 372%, one of the highest in the country.
  • In 2016, Californians took out over 10 million payday loans with a total amount borrowed of $3 billion.

Apply Now

If you need a payday loan in Avila Beach, California, TheGuaranteedLoans can help you find a lender that suits your needs. We are a connector service, not a direct lender, and we work with a network of reputable lenders. To apply for a loan, simply fill out the online application form on our website. It only takes a few minutes, and you will receive a decision quickly. If approved, the lender will deposit the funds directly into your bank account.

Remember, only borrow what you can afford to pay back. Payday loans can be a helpful tool in certain situations, but they are not a substitute for financial planning and budgeting.

F.A.Q.

Can a payday lender require me to take out credit insurance in order to take out a loan in Avila Beach, California?

No, a payday lender cannot require you to take out credit insurance in order to take out a loan in Avila Beach, California. This type of insurance is optional and the decision to purchase it is up to the borrower.

Can a payday lender require me to sign a contract in order to take out a loan in Avila Beach, California?

Yes, a payday lender can require you to sign a contract in order to take out a loan in Avila Beach, California. This contract will outline the terms of the loan, including the interest rate, fees, repayment schedule, and other important details.

Look for Short-Term Loans in Other Cities:

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