Payday Loans in Benton, California

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Benton, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
5 Star Car Title Loans 8072 Archibald Ave, Rancho Cucamonga, CA 91730 +1 (909) 699 - 0456
Thrivent Financial for Lutherans 295 Blue Lake Blvd, Blue Lake, CA 95525 +1 (530) 563 - 4005
Check Into Cash 179 Lake Blvd, Redding, CA 96003 +1 (530) 242 - 1147
Advance America 1106 N Citrus Ave Ste. A, Covina, CA 91722 +1 (626) 332 - 1980
Chase Bank 120 E Alder St, Fort Bragg, CA 95437 +1 (707) 961 - 4444
Dollar Loan Center 11752 Firestone Blvd, Norwalk, CA 90650 +1 (562) 888 - 8120
Academy Mortgage - Morgan Hill 18625 Sutter Blvd #400, Morgan Hill, CA 95037 +1 (408) 482 - 1373
Chase Bank 1415 Lincoln Blvd, Venice, CA 90291 +1 (310) 823 - 9262
Plumas Bank 510 N Main St, Alturas, CA 96101 +1 (530) 233 - 1999
Allied Cash Advance 40050 CA-49, Oakhurst, CA 93644 +1 (559) 658 - 5151

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Benton, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Pasadena, CA, Payday Loan Without a Credit Check in Paso Robles, CA, No Credit Check Loans in Perris, CA, Payday Loans in Petaluma, CA, 24-Hour Loan in Pico Rivera, CA, Payday Loans in Pittsburg, CA, Quick Loan in Placentia, CA and Payday Loans in Pleasant Hill, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Benton, CA.

Beautiful sights of Benton, CA

Payday Loans Available in Benton, CA By The Following ZIP Codes:

93512

Are Payday Loans Legal In Benton, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Benton, CA payday loan calculator

Understanding Payday Loans in Benton, California

Like in any other state in the US, payday loans are a common source of short-term loans for individuals in Benton, California. These loans can be useful when an unexpected expense arises or when you are short on cash before your next paycheck. However, understanding how payday loans work, their pros and cons, and the legal obligations that come with them, is essential to making an informed decision.

What are Payday Loans?

Payday loans are small, unsecured loans meant to cover unexpected expenses or bridge the gap between paychecks. Typically, payday loans in California range from $100 to $255, with a loan term of up to 31 days. To qualify for a payday loan, you need to be at least 18 years old, have a steady source of income, and a valid government-issued ID.

Unlike traditional loans, payday loans don’t require a credit check or collateral. Instead, your eligibility and loan amount will be based on your income and ability to repay the loan. This means that people with poor credit or no credit history can still qualify for a payday loan.

The Pros and Cons of Payday Loans

Payday loans have their advantages and disadvantages. Some of the pros of payday loans in Benton, California include:

  • Easy and fast application process
  • No collateral needed
  • No credit check required
  • Borrower’s privacy is protected

On the other hand, some of the cons of payday loans include:

  • High interest rates and fees
  • Short repayment term (usually 31 days)
  • Overuse may lead to a debt cycle
  • Defaulting on the loan can lead to legal action

It’s essential to weigh the pros and cons before taking out a payday loan. If you have trouble repaying the loan, you may incur additional fees and interest charges, leading to more financial problems.

Legal Obligations for Payday Lenders in California

Payday lenders in California are required to follow specific legal obligations to protect borrowers. Some of the laws that payday lenders must follow include:

  • Limiting the loan amount to $255
  • Ensuring the borrower has a steady source of income
  • Not charging more than 15% of the loan amount in fees and interest
  • Providing a clear and concise loan agreement

If you feel that a payday lender has violated your rights, you have the option to file a complaint with the California Department of Business Oversight.

Interesting Facts about Payday Loans in Benton, California

  • According to data from the Consumer Financial Protection Bureau, the average payday loan in California is $300, with an APR of 372%.
  • California has the most payday loan storefronts in the country, with over 1,600 locations.
  • As of 2020, there are no caps on the number of payday loans an individual can take out in California.

Applying for a Payday Loan in Benton, California

If you’ve decided to get a payday loan in Benton, California, TheGuaranteedLoans is here to help. Our website offers a simple and fast online application process for payday loans and other short-term loans. We are a connecting service, not a direct lender, and we’ll work with our network of trusted lenders to find the best loan options that meet your needs. Remember to only take out a payday loan if you can comfortably repay it to avoid further financial struggles.

Don’t hesitate to contact us if you have any questions or need assistance with the application process.

F.A.Q.

Can I apply for a payday loan online in Benton, California?

Yes, some payday lenders in Benton, California offer online application and approval processes. However, borrowers must still provide proof of income, a valid ID, and bank account information to complete the loan process.

Are there any alternatives to payday loans in Benton, California?

Yes, there are alternative lending options available to borrowers in Benton, California who need short-term financial assistance. These options may include credit unions, community banks, or nonprofit organizations that offer lower interest rates and more flexible repayment terms than payday loans.

Look for Short-Term Loans in Other Cities:

Adelanto Alameda Alhambra Aliso Viejo Altadena Anaheim Antelope Antioch Apple Valley Arcadia Azusa Bakersfield Baldwin Park Banning Beaumont Bell Bell Gardens Bellflower Beverly Hills Brea Brentwood Buena Park Burbank Burlingame Calexico Camarillo Campbell Carlsbad Carmichael Carson Castro Valley Cathedral City Ceres Cerritos Chico Chino Chino Hills Chula Vista Citrus Heights Claremont Clovis Coachella Colton Compton Concord Corona Costa Mesa Covina Culver City Cupertino Cypress Daly City Dana Point Danville Davis Delano Diamond Bar Downey Dublin El Cajon El Centro El Dorado Hills El Monte Elk Grove Encinitas Escondido Fair Oaks Fairfield Fallbrook Folsom Fontana Fountain Valley Fremont Fresno Fullerton Garden Grove Gardena Gilroy Glendale Glendora Goleta Hacienda Heights Hanford Hawthorne Hayward Hemet Hesperia Highland Hollister Huntington Beach Huntington Park Indio Inglewood Irvine La Habra La Mesa La Mirada La Puente La Quinta La Verne Laguna Hills Laguna Niguel Lake Elsinore Lake Forest Lakewood Lancaster Lawndale Lincoln Livermore Lodi Lompoc Long Beach Los Altos Los Angeles Los Banos Los Gatos Lynwood Madera Manhattan Beach Manteca Martinez Menifee Menlo Park Merced Milpitas Mission Viejo Modesto Monrovia Montclair Montebello Monterey Park Moorpark Moreno Valley Morgan Hill Mountain View Murrieta Napa National City Newark Newport Beach North Highlands Norwalk Novato Oakland Oakley Oceanside Ontario Orange Orangevale Oxnard Pacifica Palm Desert Palm Springs Palmdale Palo Alto Paramount Pasadena Paso Robles Perris Petaluma Pico Rivera Pittsburg Placentia Pleasant Hill Pleasanton Pomona Porterville Poway Rancho Cordova Rancho Cucamonga Rancho Palos Verdes Rancho Santa Margarita Redding Redlands Redondo Beach Redwood City Rialto Richmond Riverside Rocklin Rohnert Park Rosemead Roseville Rowland Heights Sacramento Salinas San Bernardino San Bruno San Clemente San Diego San Dimas San Francisco San Gabriel San Jacinto San Jose San Juan Capistrano San Leandro San Luis Obispo San Marcos San Mateo San Pablo San Rafael San Ramon Santa Ana Santa Barbara Santa Clara Santa Clarita Santa Cruz Santa Maria Santa Monica Santa Paula Santa Rosa Santee Saratoga Seaside Simi Valley South Gate South San Francisco Stanton Stockton Sunnyvale Temecula Temple City Thousand Oaks Torrance Tracy Tulare Turlock Tustin Union City Upland Vacaville Vallejo Ventura Victorville Visalia Vista Walnut Walnut Creek Watsonville West Covina West Hollywood West Sacramento Westminster Whittier Wildomar Woodland Yorba Linda Yuba City Yucaipa