Payday Loans in Bradley, California

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No payday loan companies in Bradley, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Check Cash 70 E Main St, Heber, CA 92249 +1 (760) 482 - 0908
Union Bank 495 Park Blvd, Orange Cove, CA 93646 +1 (559) 626 - 4479
Lucky Money 31854 Alvarado Blvd, Union City, CA 94587 +1 (510) 489 - 2121
SchoolsFirst Federal Credit Union - San Juan Capistrano 33122 Valle Rd, B Bldg. C, San Juan Capistrano, CA 92675 +1 (800) 462 - 8328
Advance America 7403 Van Nuys Blvd, Van Nuys, CA 91405 +1 (818) 780 - 7840
Allied Cash Advance 1015 Cecil Ave, Delano, CA 93215 +1 (661) 721 - 1335
US Loan Assistance Center 1908 S El Camino Real, San Clemente, CA 92672 +1 (949) 429 - 5172
Advance America 950 E Colorado Blvd Unit 102, Pasadena, CA 91106 +1 (626) 568 - 9891
Fast Auto and Payday Loans, Inc. 9074 Van Nuys Blvd Suite 2, Panorama City, CA 91402 +1 (818) 892 - 9192
Calexico Jewelry & Loan 308 E 3rd St, Calexico, CA 92231 +1 (760) 357 - 9763

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Bradley, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Fair Oaks, CA, Payday Loans in Fairfield, CA, Quick Loan in Fallbrook, CA, Payday Loans in Folsom, CA, Payday Loans in Fontana, CA, Quick Loan in Fountain Valley, CA, Bad Credit Loans in Fremont, CA and Payday Loans in Fresno, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Bradley, CA.

Beautiful sights of Bradley, CA

Payday Loans Available in Bradley, CA By The Following ZIP Codes:

93426

Are Payday Loans Legal In Bradley, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Bradley, CA payday loan calculator

Understanding Payday Loans in Bradley, California

Payday loans are short-term loans designed to help you cover unexpected expenses until your next paycheck. In California, payday loans are legal and regulated by the state to ensure that borrowers are protected from unscrupulous lenders. Bradley, California, has several payday lending institutions that offer these loans to residents who need them. In this article, we’ll explore what payday loans are, how they work, and what you need to know before applying for one in Bradley, California.

How Payday Loans Work in Bradley?

Payday loans in Bradley, California, are designed to be quick and easy to access. These loans are unsecured, which means that you don’t need to put up any collateral to secure them. You only need to provide proof of income, such as a pay stub, and a valid government-issued ID.

The lender will then verify your information and determine how much you are eligible to borrow based on your income. The loan usually ranges from $100 to $1,000, with a term of two to four weeks. The lender will charge a fee for the loan, which is typically around 15% of the loan amount.

Interest Rates and Fees

Payday loans in Bradley, California, are subject to state regulations that limit the amount of interest and fees that lenders can charge. The maximum fee for a payday loan is 15% of the loan amount, and the maximum loan term is 31 days. Lenders cannot charge more than 36% APR (Annual Percentage Rate) on a loan of $2,500 or less.

It’s important to remember that payday loans are meant to be short-term solutions to unforeseen expenses. If you roll over or extend your loan, you will be charged additional fees, which can add up quickly and make it difficult to pay back the loan.

Qualifying for a Payday Loan in Bradley, California

To qualify for a payday loan in Bradley, California, you must be at least 18 years old, have a government-issued ID, and a proof of income. You will also need to have an active checking account and a working phone number. Your credit score will not be a determining factor in whether you qualify for the loan.

The Pros and Cons of Payday Loans

  • Pros:
    • Quick and easy access to cash when you need it.
    • No collateral required.
    • No credit check required.
  • Cons:
    • High fees and interest rates.
    • Short terms can make it difficult to repay the loan.
    • Rolling over or extending the loan can lead to a cycle of debt.

Interesting Facts and Statistics about Payday Loans in Bradley, California

  • Fact: In California, the average payday loan has an APR of 372%, which is almost 5 times higher than the state’s maximum legal limit of 36% for loans of $2,500 or less.
  • Statistic: In 2019, Californians took out more than 10 million payday loans, totaling $4 billion in loan volume.
  • Fact: The average payday loan borrower in California takes out 10 loans per year, often to cover basic expenses such as rent and utilities.
  • Statistic: In Bradley, California, there are several payday lending institutions that offer payday loans to residents who need them.

Apply Now With TheGuaranteedLoans

If you’re in need of a payday loan in Bradley, California, TheGuaranteedLoans can help connect you with potential lenders. We are a connector service, not a direct lender, so we work with a network of reputable lenders who are licensed and regulated by the state.

To apply for a payday loan on our website, simply fill out our online application. We’ll review your application and connect you with potential lenders who may be able to provide you with a loan that meets your needs. Please note that loan approval is not guaranteed, and you may be subject to a credit check by the lender.

Conclusion

While payday loans in Bradley, California, can be a quick and easy way to access cash, they come with high fees and interest rates. It’s essential to understand the terms and conditions of the loan before signing up for one, and to make sure that you can repay it on time. At TheGuaranteedLoans, we’re committed to helping you find the best payday loan option available, and we encourage you to compare rates and terms before making a decision.

F.A.Q.

Can a payday lender require me to renew my loan if I am unable to repay it on time in Bradley, California?

Yes, a payday lender can require you to renew your loan if you are unable to repay it on time in Bradley, California. This means that you will have to pay additional interest and fees in order to extend the loan for another period of time.

Can a payday lender require me to take out multiple loans in order to repay an existing loan in Bradley, California?

No, a payday lender cannot require you to take out multiple loans in order to repay an existing loan in Bradley, California. This practice, known as loan stacking, is illegal in the state and can lead to significant financial hardship for borrowers.

Look for Short-Term Loans in Other Cities:

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