Payday Loans in Calexico, California

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Payday Loan Companies in Calexico, CA

Company nameAddressZip codePhone number
ACE Cash Express 22 W 7th St 92231 +1 (760) 357 - 8604
Advance America 1113 Imperial W Ave Ste. #106 92231 +1 (760) 357 - 9858
Advance America 1113 Imperial Avenue West, Ste. 106 92231 +1 (760) 357 - 9858
Bank of America 37 E 2nd St 92231 +1 (800) 432 - 1000
Calexico Jewelry & Loan 308 E 3rd St 92231 +1 (760) 357 - 9763
Checkmate 825 Imperial Ave 92231 +1 (760) 768 - 3666
EC Cambio Express - ECON 725 Imperial Ave 92231 +1 (760) 357 - 6666
First Imperial Credit Union 1010 E Cole Blvd 92231 +1 (760) 352 - 1540
HDZ Loans & Jewelry Pawn Shop 109 E 2nd St 92231 +1 (760) 357 - 9651
Imperial Valley Auto Loans-Car Title Loans-Clx 1015 George Ave 92231 +1 (760) 357 - 1802
Imperial Valley Loan Center 1015 George Ave 92231 +1 (760) 357 - 1802
MoneyGram 1113 N, Imperial Ave 106 92231 +1 (760) 357 - 9858
Montana Capital Car Title Loans 839 S Imperial Ave 92231 +1 (760) 425 - 4590
Oportun 2300 Imperial Ave 92231 +1 (760) 916 - 9913
Selecto Services Title Loans - LoanMart Calexico 236 E 1st St 92231 +1 (442) 324 - 3001
Verdugo 640 Imperial Ave A 92231 +1 (760) 357 - 1432

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Calexico, CA, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Camarillo, CA, Bad Credit Loans in Campbell, CA, Bad Credit Loans in Carlsbad, CA, Emergency Loan in Carmichael, CA, 24-Hour Loan in Carson, CA, Payday Loans in Castro Valley, CA, Payday Loans in Cathedral City, CA and Payday Loans in Ceres, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Calexico, CA.

Beautiful sights of Calexico, CA

Payday Loans Available in Calexico, CA By The Following ZIP Codes:

92232, 92231

Are Payday Loans Legal In Calexico, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Calexico, CA payday loan calculator

Payday Loans in Calexico, California

Payday loans are short-term loan options available to borrowers in Calexico, California. They are regulated by state law and intended to provide relief from unexpected expenses, such as emergency medical bills or auto repairs.

Payday loans are legal in California. The California Deferred Deposit Transaction Law regulates and provides oversight of payday loans throughout the state. Payday loan regulations vary by county, with some counties having more stringent regulations than others.

How a Payday Loan Works in California

A payday loan works by providing a borrower with a lump sum of money, typically in the range of $100 to $500, to be repaid at the borrower’s next paycheck. Payday loans have a higher interest rate than traditional loans, usually ranging from 15%-30% depending on the loan amount and the lender.

In California, payday lenders are required to provide borrowers with a written loan agreement that includes the total loan amount, the interest rate, the repayment date, and any fees associated with the loan. Borrowers must also provide the lender proof of income when applying for a payday loan.

How to Find Payday Loans in Calexico, California

Payday lenders are plentiful in Calexico, California, but borrowers should always research a lender before signing any loan agreement. Reputable lenders will list their contact information and the regulations they adhere to on their website. Borrowers should read through the loan agreement carefully before signing and ensure they understand all the terms and conditions.

Borrowers can also read reviews and search for complaints with the California Department of Business Oversight before using a lender. This will give borrowers more information about the lender and help them make an informed decision.

FAQs About Payday Loans in Calexico, California

Q: Do I need a credit check for a payday loan?

A: No. Payday loans are typically offered without a credit check. Lenders will, however, require proof of income.

Q: How much can I borrow with a payday loan?

A: Payday loans are typically offered in amounts ranging from $100 to $500, although the amount may vary depending on the lender.

Q: How much will a payday loan cost me?

A: Payday loans come with a higher interest rate than traditional loans, usually ranging from 15%-30% depending on the loan amount and the lender. Additionally, some lenders may charge a fee for the loan.

Q: How long do I have to repay the loan?

A: Most payday loans must be repaid in full on the borrower’s next payday.

Apply Now

If you are in Calexico, California and need a payday loan, you can apply online through TheGuaranteedLoans. We will connect you with lenders in your state who can provide you with the loan you need. Remember, TheGuaranteedLoans is not a lender, and does not make loans or credit decisions.

More F.A.Q.

Can a payday lender in Calexico, California require a borrower to sign a waiver of their rights before issuing a loan?

No, in Calexico, California, payday lenders are not allowed to require a borrower to sign a waiver of their rights before issuing a loan. All borrowers have the right to be informed of their rights and responsibilities, and to fully understand the terms of the loan before agreeing to it.

Are there any limits on the number of payday loans a borrower in Calexico, California can take out in a year?

Yes, in Calexico, California, there is a limit on the number of payday loans a borrower can take out in a year. Borrowers are only allowed to have a maximum of two outstanding payday loans at any given time, and are not allowed to take out more than three payday loans in a 12-month period.

How Many Cash Advance Companies are in Calexico, CA?

With the help of our service, you will be able to find 16 cash advance companies in Calexico, CA

What Cash Advance Companies in Calexico, CA are the most popular?

You should check Advance America, ACE Cash Express, and Bank of America. Also, you can start your application online on our website.

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