Payday Loans in Callahan, California

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No payday loan companies in Callahan, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash Club 457 Grass Valley Hwy #1, Auburn, CA 95603 +1 (530) 888 - 8842
Charles Schwab 2407 Porter St 100, Soquel, CA 95073 +1 (831) 465 - 7670
Raymond James 1805 Hilltop Dr 106, Redding, CA 96002 +1 (530) 226 - 1100
Western Union Rite Aid, 1730 S Main St, Willits, CA 95490 +1 (707) 459 - 0554
Bank of America Financial Center 1155 Lindero Canyon Rd, Westlake Village, CA 91362 +1 (818) 865 - 2247
Automated Cash Management 16490 Letteau Ave, Delhi, CA 95315 +1 (209) 632 - 0191
Allied Cash Advance 1350 E Pacheco Blvd, Los Banos, CA 93635 +1 (209) 829 - 1994
QUICKEN CASH 914 W Orangethorpe Ave, Fullerton, CA 92832 +1 (657) 217 - 5004
Robin M. Owen, NMLS 1196987 337 S 10th St Suite H, Taft, CA 93268 +1 (661) 747 - 6746
Chase Bank 3130 Alpine Rd Ste 170, Portola Valley, CA 94028 +1 (650) 854 - 3792

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Callahan, CA, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Yucaipa, CA, Payday Loans in Adelanto, CA, Payday Loans in Alameda, CA, Payday Loans in Alhambra, CA, Payday Loans in Aliso Viejo, CA, Bad Credit Loans in Altadena, CA, Emergency Loan in Anaheim, CA and Payday Loans in Antelope, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Callahan, CA.

Payday Loans Available in Callahan, CA By The Following ZIP Codes:

96014

Are Payday Loans Legal In Callahan, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Callahan, CA payday loan calculator

Payday loans are a type of short-term loan that are designed to help people get through financial emergencies between paychecks. These loans are becoming more and more popular in California, especially in smaller towns like Callahan. If you’re considering taking out a payday loan in Callahan, there are a few things you should know before you do.

How Payday Loans Work in California

Payday loans are legal in California, but there are strict regulations that protect borrowers from high interest rates and fees. The maximum amount you can borrow with a payday loan in California is $300, and the maximum term is 31 days. Lenders are not allowed to charge more than 15% in interest and fees for every $100 borrowed.

When you take out a payday loan in California, you will be required to provide proof of income and identification. The lender will ask you to write a post-dated check for the amount you’re borrowing plus the fees and interest. When the loan comes due, the lender will deposit the check you wrote, and the loan will be paid off.

The Pros and Cons of Payday Loans

There are advantages and disadvantages to taking out a payday loan. On the plus side, they are easy to get, and you can get the money you need quickly, usually within 24 hours. They also don’t require a credit check, which means they are an option for people with poor credit.

However, payday loans come with high interest rates and fees, which can make them expensive if you don’t pay them back on time. They can also lead to a cycle of debt if you’re not able to pay them back, as many people end up taking out multiple loans to pay off the original loan.

How to Apply for a Payday Loan in Callahan, California

If you’re interested in taking out a payday loan in Callahan, California, you can apply online through TheGuaranteedLoans. We are a connector service that will help you find potential lenders who can provide you with a payday loan.

To apply, you will need to provide some basic information about yourself, including your name, address, income, and employment status. Once you submit your application, we will match you with potential lenders who may be able to provide you with a payday loan.

Interesting Facts and Statistics about Payday Loans in Callahan, California

  • In 2019, there were over 1.5 million payday loans taken out in California.
  • The average interest rate on a payday loan in California is 372%.
  • However, the average length of a payday loan in California is only 17 days.
  • Payday loans are more popular in rural areas of California, where residents have less access to traditional banking services.

Apply Now to Get the Money You Need

If you’re in need of cash to get through a financial emergency in Callahan, California, a payday loan could be an option for you. Apply now through TheGuaranteedLoans to get connected with potential lenders who can provide you with the funds you need. Remember, we are a connector service, not a direct lender. We’ll work to find you the best possible loan terms and rates from our network of lenders.

Don’t let a financial emergency stress you out. Apply now and get the money you need to get back on track.

F.A.Q.

Are payday loans legal in Callahan, California?

Yes, payday loans are legal in Callahan, California. However, the state has strict regulations in place to protect borrowers from predatory lending practices. For example, lenders are required to disclose the full cost of the loan to borrowers, including the APR and all fees.

How do I apply for a payday loan in Callahan, California?

To apply for a payday loan in Callahan, California, you will need to visit a payday lender in person or apply online. You will need to provide proof of income, a valid identification, and proof of a bank account in order to be eligible for a loan.

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