Payday Loans in Carlotta, California

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No payday loan companies in Carlotta, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
U.S. Bank Branch 5671 Kanan Rd, Agoura Hills, CA 91301 +1 (818) 865 - 6139
Check Into Cash 1965-A El Cajon Blvd, San Diego, CA 92104 +1 (619) 543 - 9781
Bank of the Sierra 527 Sespe Ave, Fillmore, CA 93015 +1 (805) 524 - 1999
Allied Cash Advance 4521 Ming Ave, Bakersfield, CA 93309 +1 (661) 410 - 6019
Advance America 1200 W Hobsonway Ste A, Blythe, CA 92225 +1 (760) 922 - 1198
Chase Bank 2800 Junipero Serra Blvd, Daly City, CA 94015 +1 (650) 991 - 9122
TitleMax Title Loans 558 N Lake Ave, Pasadena, CA 91101 +1 (626) 844 - 7141
California Check Cashing Stores 1521 Monument Blvd, Concord, CA 94520 +1 (925) 682 - 2242
Elite Financial Mortgage & Home Loans 2239 Townsgate Rd #205, Westlake Village, CA 91361 +1 (805) 494 - 9930
BMT Money Market 831 Union Ave, Campbell, CA 95008 +1 (408) 371 - 4122

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Carlotta, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Manteca, CA, Payday Loans in Martinez, CA, Payday Loans in Menifee, CA, Payday Loan Companies in Menlo Park, CA, Emergency Loan in Merced, CA, Guaranteed Loans in Milpitas, CA, Payday Loans in Mission Viejo, CA and Payday Loans in Modesto, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Carlotta, CA.

Are Payday Loans Legal In Carlotta, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Carlotta, CA payday loan calculator

The Lowdown on Payday Loans in Carlotta, California

Payday loans, a type of short-term loan, are legal in California. If you’re a resident of Carlotta, California, and are considering a payday loan, it’s important to understand how they work, what the laws are, and what options are available to you.

What are payday loans?

Payday loans are small, short-term loans that typically range from $100 to $1000. They are intended to be repaid in full on the borrower’s next payday, which is typically within two to four weeks. To obtain a payday loan, the borrower writes a post-dated check or provides the lender with access to their checking account. On the due date, the lender cashes the check or withdraws the funds from the borrower’s account.

Payday Loan Laws in California

While payday loans are legal in California, there are laws in place to protect borrowers. In California, the maximum loan amount is $300, and the maximum fee that lenders can charge is 15% of the loan amount. The interest rate for payday loans in California is not specified by law, but the effective APR is on average 460% according to the California Department of Business Oversight. Additionally, lenders must provide borrowers with a written agreement that includes the loan amount, fees, and the due date.

Options for Payday Loans in Carlotta, California

There are several options for obtaining a payday loan in Carlotta, California. One option is to visit a storefront lender in person. Another option is to apply online with a direct lender or a connector service like TheGuaranteedLoans, which can help you connect with potential lenders. It’s important to compare offers from multiple lenders to find the best deal.

The Pros and Cons of Payday Loans

  • Pros: Payday loans can be a quick source of cash in an emergency. They are also relatively easy to obtain, with minimal requirements.
  • Cons: Payday loans come with high fees and interest rates, which can trap borrowers in a cycle of debt. They can also be a risky option, as borrowers must provide their bank account information or a post-dated check as collateral.

Interesting Facts and Statistics

  • Fact: The average payday loan in California is $251.
  • Fact: In 2019, Californians took out nearly 10 million payday loans.
  • Fact: The majority of payday loan borrowers in California have incomes below $40,000 per year.

Apply Now

If you’re considering a payday loan in Carlotta, California, TheGuaranteedLoans can connect you with potential lenders. Our online application process is quick and easy. Please keep in mind that we are a connector service, not a direct lender. We do not make credit decisions or offer loans directly.

At TheGuaranteedLoans, we believe that informed borrowing is responsible borrowing. We encourage you to carefully consider all of your options before you borrow, and to borrow only what you can afford to repay.

F.A.Q.

Are payday loans legal in Carlotta, California?

Yes, payday loans are legal in Carlotta, California, but there are strict regulations in place to protect borrowers from predatory lending practices.

How much can I borrow with a payday loan in Carlotta, California?

in Carlotta, California, the maximum amount that can be borrowed with a payday loan is $300.

Look for Short-Term Loans in Other Cities:

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