Payday Loans in Coarsegold, California

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No payday loan companies in Coarsegold, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Check 'n Go 2746 Aborn Rd Unit H-2, San Jose, CA 95121 +1 (408) 532 - 7070
Redwood Credit Union 1010 Grant Ave, Novato, CA 94945 +1 (800) 479 - 7928
Check Cashing 13911 N Harbor Blvd, Garden Grove, CA 92843 +1 (714) 554 - 7297
Continental Currency Services 739 W Rosecrans Ave Ste. D, Compton, CA 90222 +1 (310) 638 - 3021
USA Cash Services 1350 Fulton Ave, Sacramento, CA 95825 +1 (916) 971 - 3500
Advance America 10003 San Pablo Ave, El Cerrito, CA 94530 +1 (510) 527 - 3717
TNL Car Title Loans 4676 Lakeview Ave Ste 490, Yorba Linda, CA 92886 +1 (657) 444 - 1218
The Money Store 5201 California Ave 450, Bakersfield, CA 93309 +1 (855) 200 - 0333
Ted Miles Motors, Inc. 7380 El Camino Real 4629, Atascadero, CA 93422 +1 (805) 466 - 2411
Chase Mortgage 825 S Main St, Yreka, CA 96097 +1 (530) 842 - 8900

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Coarsegold, CA, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Paramount, CA, Online Loans in Pasadena, CA, Payday Loans in Paso Robles, CA, Payday Loans in Perris, CA, Bad Credit Loans in Petaluma, CA, Payday Loans in Pico Rivera, CA, Online Loans in Pittsburg, CA and Payday Loans in Placentia, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Coarsegold, CA.

Beautiful sights of Coarsegold, CA

Payday Loans Available in Coarsegold, CA By The Following ZIP Codes:

93614

Are Payday Loans Legal In Coarsegold, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Coarsegold, CA payday loan calculator

Payday Loans in Coarsegold, California: Everything You Need to Know

Payday loans have become increasingly popular in California over the last several years. For those in need of financial assistance in Coarsegold, California, payday loans can be a viable option. If you need to borrow a small amount of money quickly, a payday loan may be just what you need to get through tough times. In this guide, we’ll explore everything you need to know about payday loans in Coarsegold, California.

What Are Payday Loans?

Payday loans are short-term loans typically due on your next payday; hence they are commonly referred to as payday loans. These loans are intended to be used over the short term and are meant to help you through a financial emergency. Many payday loan lenders don’t require a credit check, so even if you have poor credit, you can often still obtain a payday loan.

How Do Payday Loans Work?

To obtain a payday loan in Coarsegold, California, you will need to provide proof of income, identification, and your banking information. You will also need to sign a loan agreement that outlines the terms and conditions of your loan. Once your loan is approved, the funds will be deposited directly into your checking account, often on the same day.

You will then be responsible for repaying the loan on your next payday or within the agreed-upon timeframe. The lender may require an additional fee for an extension or a rollover of the loan. Be sure to understand all the terms and conditions of your loan before agreeing to anything.

Applying for Payday Loans in Coarsegold, California

Applying for a payday loan in Coarsegold, California, is relatively easy. Simply fill out an online application with TheGuaranteedLoans, our connector service, and we will facilitate your connection with potential lenders.

It is important to keep in mind that TheGuaranteedLoans is not a direct lender, so we cannot guarantee approval or loan terms for any lender. However, using our service can help make the process easier and quicker for you.

Benefits of Using Payday Loans

The primary benefit of payday loans is that they are a quick and easy way to obtain cash during a financial emergency. They are often available the same day you apply, and approval is typically easier than with traditional loans.

Additionally, payday loans can be helpful if you have poor credit. Many lenders do not require a credit check to obtain a payday loan, making them more accessible to those who may have difficulty obtaining traditional loans.

Drawbacks of Payday Loans

The main drawback of payday loans in Coarsegold, California, is the high interest rates and fees associated with them. It is not uncommon for lenders to charge upwards of 400% APR on a payday loan. Additionally, if you do not repay the loan on time, you may incur additional fees and interest charges.

It is essential to ensure that you can repay your loan before borrowing any money. Failing to do so can lead to a cycle of debt that can be difficult to escape.

Interesting Facts and Statistics

  • California is one of the 32 US states that allow payday lending
  • Payday lending is a $3.6 billion industry in California
  • Payday loans in California have an average annual percentage rate (APR) ranging between 225% to 300%
  • Payday loans typically range from $100 to $255 in California
  • In 2019, there were 10.2 million payday loans taken in California

Apply Now

If you need a payday loan in Coarsegold, California, you can fill out our online application today. TheGuaranteedLoans is here to help connect you with potential lenders quickly and easily.

Remember that payday loans are intended for short-term financial needs. Always ensure that you can afford to repay your loan before borrowing any money. TheGuaranteedLoans is here to help make the process easier for you, but we urge you to use payday loans responsibly.

Thank you for considering TheGuaranteedLoans for your payday loan needs.

F.A.Q.

Can I be charged late fees or penalties if I can't repay my payday loan on time in Coarsegold, California?

in Coarsegold, California, lenders are prohibited from charging late fees or penalties if a borrower is unable to repay their payday loan on time. However, the lender may still be able to collect on the loan through other means, such as by depositing the borrower's post-dated check or taking the borrower to court.

Can I file a complaint against a payday lender in Coarsegold, California if I feel I've been treated unfairly?

Yes, borrowers who feel they have been treated unfairly by a payday lender in Coarsegold, California can file a complaint with the Department of Business Oversight. The department will investigate the complaint and take appropriate action if necessary.

Look for Short-Term Loans in Other Cities:

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