Payday Loans in Cobb, California

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No payday loan companies in Cobb, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
TNL Car Title Loans 500 Allerton St Ste 444, Redwood City, CA 94063 +1 (650) 825 - 9081
Prestamos Rapidos 4532 Whittier Blvd 200, Los Angeles, CA 90022 +1 (323) 266 - 3735
DolEx Dollar Express 284 S Main St, Porterville, CA 93257 +1 (888) 246 - 2527
ACE Cash Express 290 E Cross Ave, Tulare, CA 93274 +1 (559) 684 - 0150
Continental Currency Services 67 W Main St B, Ventura, CA 93001 +1 (805) 652 - 1596
Mechanics Bank - Corning Branch 950 Hwy 99 W, Corning, CA 96021 +1 (530) 824 - 3966
Hawthorn Quick Check 12823 Prairie Ave, Hawthorne, CA 90250 +1 (310) 978 - 1100
Harbor Area Postal Empl CU 25433 Narbonne Ave, Lomita, CA 90717 +1 (310) 539 - 9870
Pacific Western Bank 7035 El Camino Real, Atascadero, CA 93422 +1 (805) 227 - 7360
Payday Money Centers- Encinitas 206 N El Camino Real, Encinitas, CA 92024 +1 (760) 942 - 0566

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Cobb, CA, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Pleasant Hill, CA, Payday Loans in Pleasanton, CA, Short-term Loans in Pomona, CA, Payday Loans in Porterville, CA, Emergency Loan in Poway, CA, Payday Loans in Rancho Cordova, CA, Payday Loans in Rancho Cucamonga, CA and Payday Loans in Rancho Palos Verdes, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cobb, CA.

Payday Loans Available in Cobb, CA By The Following ZIP Codes:

95426

Are Payday Loans Legal In Cobb, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Cobb, CA payday loan calculator

If you are in need of quick cash, you may have considered taking out a payday loan. Payday loans can be a helpful way to get cash in a hurry, especially if you have a poor credit history. Payday loans in Cobb, California are legal, but there are certain regulations that are important to understand before you take one out.

What are Payday Loans?

A payday loan is a short-term loan that is typically due on your next payday. The loan amount is often a small amount, usually ranging from $100 to $1500. Payday loans are often used to cover unexpected expenses or bills that need to be paid before your next paycheck.

When you take out a payday loan, you agree to repay the loan and any interest or fees that may be charged. Payday lenders often charge high interest rates and fees, so it is important to understand the terms and conditions of the loan before you sign any paperwork.

The Regulation of Payday Loans in California

Payday loans are legal in California, but they are heavily regulated. The state has put in place several laws to protect borrowers from predatory lending practices. For example:

  • Payday loans cannot exceed $300.
  • The maximum term for a payday loan is 31 days.
  • Lenders cannot charge more than 15% in fees.

These regulations are in place to protect borrowers from high-interest rates and fees that can trap them in a cycle of debt. If you are considering taking out a payday loan in Cobb, California, it is important to understand all of the regulations and restrictions that apply in the state.

Benefits of Payday Loans

Despite the high interest rates and fees, payday loans can be helpful in certain situations. For example:

  • Payday loans can be useful for covering unexpected expenses, such as car repairs or medical bills.
  • If you have a poor credit history, payday loans may be easier to obtain than other types of loans.
  • The application process for payday loans is typically quick and easy.

However, it is important to weigh the benefits and risks of a payday loan before you decide to take one out. You should only take out a payday loan if you are confident that you will be able to repay the loan in full and on time.

Applying for a Payday Loan in Cobb, California

If you decide that a payday loan is right for you, you can apply for one through TheGuaranteedLoans website. TheGuaranteedLoans is a connector service that works with a network of potential lenders.

When you apply for a payday loan through TheGuaranteedLoans website, you will need to provide personal and financial information. The application process is typically quick and easy, and you will be notified if you are approved for a loan.

It is important to remember that TheGuaranteedLoans is not a direct lender. We do not make decisions about loans or offer loans directly. Instead, we work with a network of potential lenders to help borrowers connect with the right lender for their needs.

Interesting Facts and Statistics about Payday Loans in Cobb, California

  • According to a report from the California Department of Business Oversight, the average payday loan in California is $250.
  • Payday lenders in California collected $1.4 billion in fees in 2019, according to the same report.
  • The average APR on a payday loan in California is 372%.
  • A study by the Consumer Financial Protection Bureau found that 80% of payday loans are rolled over or renewed within two weeks.

Apply Now

If you are in need of a payday loan in Cobb, California, you can apply now through TheGuaranteedLoans website. Remember to read the terms and conditions of the loan carefully before you agree to anything, and make sure that you will be able to repay the loan in full and on time.

TheGuaranteedLoans is here to help you connect with potential lenders who may be able to offer you the cash you need. We are committed to providing a safe and secure online platform for borrowers and lenders to connect. Apply now and get the cash you need today.

F.A.Q.

Can I be sued or have my wages garnished if I can't repay my payday loan in Cobb, California?

in Cobb, California, payday lenders are prohibited from suing or garnishing the wages of borrowers who are unable to repay their loans. However, the lender may still be able to collect on the loan through other means, such as by depositing the borrower's post-dated check or taking the borrower to court.

Can I be charged a higher interest rate or fees if I have bad credit or no credit history in Cobb, California?

in Cobb, California, payday lenders are prohibited from charging higher interest rates or fees based on a borrower's credit score or credit history. All borrowers must be charged the same maximum interest rate and finance charge, regardless of their credit history.

Look for Short-Term Loans in Other Cities:

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