Payday Loans in Cressey, California

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Cressey, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Tahoe Loan Servicing Inc 3170 US-50, South Lake Tahoe, CA 96150 +1 (530) 577 - 5050
Comerica Bank 1351 Howard Ave, Burlingame, CA 94010 +1 (650) 343 - 2623
Lucky Money 31854 Alvarado Blvd, Union City, CA 94587 +1 (510) 489 - 2121
Car Cash Loans 2222 E Thompson Blvd, Ventura, CA 93001 +1 (805) 643 - 0516
Navy Federal Credit Union 18709 Brookhurst St #5A, Fountain Valley, CA 92708 +1 (888) 842 - 6328
Check Into Cash 14689 Valley Center Dr #104, Victorville, CA 92392 +1 (760) 955 - 8240
Montana Capital Car Title Loans 110 N Washburn Cir suite a, Corona, CA 92882 +1 (951) 292 - 9230
Moneytree 7475 Broadway, Lemon Grove, CA 91945 +1 (619) 667 - 7800
Redwood Credit Union 7840 Covert Ln, Sebastopol, CA 95472 +1 (707) 545 - 4000
Speedy Cash 25010 Alessandro Blvd, Moreno Valley, CA 92553 +1 (951) 242 - 9340

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Cressey, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Cupertino, CA, Online Loans in Cypress, CA, 24-Hour Loan in Daly City, CA, Payday Loans in Dana Point, CA, Payday Loans in Danville, CA, Payday Loans in Davis, CA, Short-term Loans in Delano, CA and Quick Loan in Diamond Bar, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cressey, CA.

Payday Loans Available in Cressey, CA By The Following ZIP Codes:

95312

Are Payday Loans Legal In Cressey, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Cressey, CA payday loan calculator

Payday Loans in Cressey, California: A Comprehensive Guide

Are you facing a financial emergency in Cressey, California and need an instant cash boost? Maybe you are considering taking out a payday loan to help you through the tough times. This article will explain what payday loans are, the legal requirements in California, and important factors to consider before taking out a payday loan in Cressey.

What are Payday Loans?

Payday loans are short-term loans designed for people who need a quick cash injection. The borrower must repay the loan, plus interest and fees, on their next payday. Usually, payday loans range from a few hundred to a few thousand dollars and have a repayment period of two weeks to a month.

Most payday loan applications are completed online or in-person at a lending store. The process is usually quick, and borrowers can receive funds within a few hours of being approved.

Legal Requirements in California

Payday loans are legal in California, including Cressey. However, state law regulates how much lenders can charge and how quickly borrowers must repay the loan.

  • California law limits payday loans to $300 maximum
  • Lenders may charge up to 15% of the amount borrowed as a fee
  • The maximum loan term is 31 days

It is important to note that payday lenders in California are prohibited from rolling over loans, meaning borrowers cannot take out another payday loan to pay off the first. Additionally, lenders must adhere to strict licensing and disclosure requirements, including prominently displaying all fees and interest rates both on the lender’s website and in the loan agreement.

Important Considerations Before Taking Out a Payday Loan in Cressey

While payday loans can provide quick cash relief, they come with high-interest rates and fees. Before applying for a payday loan in Cressey, consider the following factors:

  • Can you afford to repay the loan on time? Payday loan fees and interest rates are high, and if you miss a payment, the fees and interest can quickly add up. Before taking out a payday loan, consider whether you can repay the loan on time.
  • Is a payday loan the best option for you? Payday loans are a quick fix but can quickly turn into long-term debt if not repaid on time. Before applying for a payday loan, consider other options such as personal loans or credit cards.
  • Are you aware of all fees and interest rates? Payday lenders in California are required to disclose all fees and interest rates both on their website and in the loan agreement. Before taking out a payday loan, ensure you are aware of all fees and interest rates.

Payday Loans in Cressey: Interesting Facts and Statistics

  • As of 2021, there were 2,065 payday loan stores in California.
  • The average payday loan amount was $250.
  • 22% of payday loan borrowers in California default on their loans.

Sources: California Department of Business Oversight, California Budget & Policy Center

Apply Now

If you have weighed up the pros and cons of payday loans and have decided to apply for one, TheGuaranteedLoans can help you connect with potential lenders. Simply fill out our online application form, and we will match you with lenders who meet your needs. It is important to note that TheGuaranteedLoans is not a direct lender and does not make credit decisions. We are a connector service between borrowers and lenders.

Be sure to read and understand all paperwork before signing any loan agreement. If you have any questions, do not hesitate to contact your potential lender for further information.

Conclusion

Payday loans provide quick cash relief for people facing financial emergencies in Cressey, California. However, borrowers must carefully weigh up the pros and cons of payday loans and ensure they can repay the loan on time. Before applying for a payday loan, consider all other options, and make an informed decision.

F.A.Q.

Can a payday lender sue me for failing to repay my loan in Cressey, California?

Yes, a payday lender can sue you for failing to repay your loan in Cressey, California. If the lender wins the lawsuit, they may be able to garnish your wages or seize your assets in order to collect the debt. It is important to repay your loan on time to avoid this situation.

Can a payday lender arrest me for failing to repay my loan in Cressey, California?

No, a payday lender cannot arrest you for failing to repay your loan in Cressey, California. Lenders do not have the authority to arrest borrowers, even if they have failed to repay their loans.

Look for Short-Term Loans in Other Cities:

Adelanto Alameda Alhambra Aliso Viejo Altadena Anaheim Antelope Antioch Apple Valley Arcadia Azusa Bakersfield Baldwin Park Banning Beaumont Bell Bell Gardens Bellflower Beverly Hills Brea Brentwood Buena Park Burbank Burlingame Calexico Camarillo Campbell Carlsbad Carmichael Carson Castro Valley Cathedral City Ceres Cerritos Chico Chino Chino Hills Chula Vista Citrus Heights Claremont Clovis Coachella Colton Compton Concord Corona Costa Mesa Covina Culver City Cupertino Cypress Daly City Dana Point Danville Davis Delano Diamond Bar Downey Dublin El Cajon El Centro El Dorado Hills El Monte Elk Grove Encinitas Escondido Fair Oaks Fairfield Fallbrook Folsom Fontana Fountain Valley Fremont Fresno Fullerton Garden Grove Gardena Gilroy Glendale Glendora Goleta Hacienda Heights Hanford Hawthorne Hayward Hemet Hesperia Highland Hollister Huntington Beach Huntington Park Indio Inglewood Irvine La Habra La Mesa La Mirada La Puente La Quinta La Verne Laguna Hills Laguna Niguel Lake Elsinore Lake Forest Lakewood Lancaster Lawndale Lincoln Livermore Lodi Lompoc Long Beach Los Altos Los Angeles Los Banos Los Gatos Lynwood Madera Manhattan Beach Manteca Martinez Menifee Menlo Park Merced Milpitas Mission Viejo Modesto Monrovia Montclair Montebello Monterey Park Moorpark Moreno Valley Morgan Hill Mountain View Murrieta Napa National City Newark Newport Beach North Highlands Norwalk Novato Oakland Oakley Oceanside Ontario Orange Orangevale Oxnard Pacifica Palm Desert Palm Springs Palmdale Palo Alto Paramount Pasadena Paso Robles Perris Petaluma Pico Rivera Pittsburg Placentia Pleasant Hill Pleasanton Pomona Porterville Poway Rancho Cordova Rancho Cucamonga Rancho Palos Verdes Rancho Santa Margarita Redding Redlands Redondo Beach Redwood City Rialto Richmond Riverside Rocklin Rohnert Park Rosemead Roseville Rowland Heights Sacramento Salinas San Bernardino San Bruno San Clemente San Diego San Dimas San Francisco San Gabriel San Jacinto San Jose San Juan Capistrano San Leandro San Luis Obispo San Marcos San Mateo San Pablo San Rafael San Ramon Santa Ana Santa Barbara Santa Clara Santa Clarita Santa Cruz Santa Maria Santa Monica Santa Paula Santa Rosa Santee Saratoga Seaside Simi Valley South Gate South San Francisco Stanton Stockton Sunnyvale Temecula Temple City Thousand Oaks Torrance Tracy Tulare Turlock Tustin Union City Upland Vacaville Vallejo Ventura Victorville Visalia Vista Walnut Walnut Creek Watsonville West Covina West Hollywood West Sacramento Westminster Whittier Wildomar Woodland Yorba Linda Yuba City Yucaipa