Payday Loans in Delano, California

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Payday Loan Companies in Delano, CA

Company nameAddressZip codePhone number
ACE Cash Express 730 Woollomes Ave #107 93215 +1 (661) 720 - 9543
ACE Cash Express 730 Woollomes Ave Ste 107 Ste 107 93215 +1 (661) 720 - 9543
Advance America 1718 High St 93215 +1 (661) 725 - 0700
Allied Cash Advance 1830 Cecil Ave 93215 +1 (661) 721 - 1335
Allied Cash Advance 1015 Cecil Ave 93215 +1 (661) 721 - 1335
Bank of America Financial Center 1211 Main St 93215 +1 (661) 721 - 3211
Bank of the Sierra 1126 Main St 93215 +1 (661) 720 - 2800
Chase Bank 917 Main St 93215 +1 (661) 725 - 2581
Citizens Business Bank 1613 Inyo St 93215 +1 (661) 725 - 8888
DolEx Dollar Express 1026 Main St 93215 +1 (888) 246 - 2527
Lucky Check Cashing 1722 High St. 93215 +1 (661) 721 - 7050
MoneyGram 730 Woollomes Ave 93215 +1 (661) 720 - 9543
Montana Capital Car Title Loans 1113 Ellington St 93215 +1 (661) 441 - 3713
Oportun 820 Main St 93215 +1 (855) 444 - 7001
Safe 1 Credit Union 1101 Cecil Ave 93215 +1 (661) 725 - 9429
TNL Car Title Loans 333D, 1329 Main St 93215 +1 (661) 434 - 4894
Union Bank 1308 Main St 93215 +1 (661) 725 - 0400
Valley Strong Credit Union 1828 Cecil Avenue Suite A and B 93215 +1 (661) 833 - 7900
Wells Fargo Bank 920 11th Ave 93215 +1 (661) 725 - 2523
West Coast Cash 1420 S High St # A 93215 +1 (661) 375 - 2274
West Coast Cash 1420 High St. A 93215 +1 (661) 375 - 2274

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Delano, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Diamond Bar, CA, Payday Loan Without a Credit Check in Downey, CA, Payday Loans in Dublin, CA, Payday Loans in El Cajon, CA, Quick Loan in El Centro, CA, No Credit Check Loans in El Dorado Hills, CA, Bad Credit Loans in El Monte, CA and Bad Credit Loans in Elk Grove, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Delano, CA.

Beautiful sights of Delano, CA

Payday Loans Available in Delano, CA By The Following ZIP Codes:

93215, 93216

Are Payday Loans Legal In Delano, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Delano, CA payday loan calculator

Introduction

Payday loans are short-term, unsecured loans that offer immediate cash advances in exchange for repayment plus fees at the borrower’s next payday. These types of loans are legal in California and available to those who live in Delano, CA. This guide will explain the ins and outs of payday loans in Delano and will help those living in this city make an informed decision when it comes to obtaining short-term funds.

Payday Loan Basics

Payday loans are small, short-term loans that generally range from $100-$1,000, depending on the lender. These loans are designed to fill the gap between paychecks with extra cash for unexpected financial needs.

The lender holds onto the borrower’s check for a specified period of time, typically two weeks, and then the borrower must repay the loan plus the fee. If the borrower is unable to repay the loan plus the fee, the lender may offer an extension, but the borrower will be responsible for additional fees and interest.

It’s important to note that payday loans are intended to be a short-term solution and should only be used for emergency cash needs.

Who Can Get a Payday Loan in Delano?

Payday loans are available to those who live in Delano, CA and meet the minimum requirements. In general, most lenders require that the borrower is at least 18 years old and has a steady source of income. Some lenders may also require additional criteria, so it’s important to review the requirements of each lender before applying.

How to Get a Payday Loan in Delano

Getting a payday loan in Delano is a relatively straightforward process. The borrower will first need to choose a lender and then submit an application. Most applications are done online and require basic personal and financial information.

Once the application is submitted, the lender will review the information and, if approved, the funds will be deposited into the borrower’s bank account. The entire process usually takes less than one business day.

Rates and Fees of Payday Loans in Delano

The rates and fees of payday loans in Delano are determined by the lender and vary from lender to lender. In general, payday loans come with a fee of up to $17.65 per $100 borrowed, which equates to an interest rate of 459% APR. It’s important to be aware of all fees and rates before obtaining a payday loan.

Typical Repayment Terms of Payday Loans in Delano

The typical repayment terms of payday loans in Delano are two weeks, but some lenders may offer longer repayment periods. It’s important to understand the repayment terms before obtaining a payday loan.

Pros and Cons of Payday Loans in Delano

Pros:
– Quick access to funds
– Easy to apply
– No collateral needed

Cons:
– High interest rates
– Potential for late fees
– Can easily become a cycle of debt

Alternatives to Payday Loans in Delano

There are a few alternatives to payday loans in Delano. These include secured loans such as title loans, personal loans, and credit union loans. Each of these options may offer better rates and more favorable repayment terms than a payday loan.

The Bottom Line: Payday Loans in Delano

Payday loans are a quick and convenient way to access funds in Delano. However, these types of loans come with high interest rates and fees, so it’s important to carefully consider the costs before taking out a payday loan. Alternatives such as secured loans may offer more favorable rates and repayment terms, so it’s important to explore all options before making a decision.

Apply Now

If you’re looking for a payday loan in Delano, TheGuaranteedLoans can help. We are not a lender, but we can connect you to lenders in the area so you can compare your options and find the best loan for you. To get started, simply fill out our online application and we’ll take care of the rest.

Frequently Asked Questions

Q: How much can I borrow with a payday loan in Delano?

A: Most payday loans range from $100-$1,000, depending on the lender.

Q: Are payday loans in Delano legal?

A: Yes, payday loans are legal in Delano, CA.

Q: How long will it take to get my loan?

A: Most payday loans are processed and approved within one business day.

Q: Can I get an extension on my payday loan?

A: Yes, you can get an extension on your payday loan, but you will be responsible for additional fees and interest.

More F.A.Q.

Can I get a payday loan in Delano, California if I have bad credit?

Yes, you can still get a payday loan in Delano, California even if you have bad credit. Because payday loans are considered to be short-term loans, lenders do not typically perform a credit check as part of the application process. However, it is important to note that you may be required to provide collateral or a co-signer in order to secure the loan.

How much money can I borrow with a payday loan in Delano, California?

The amount of money you can borrow with a payday loan in Delano, California is determined by the lender, but is typically limited to no more than $300. In addition, California state law limits the amount of interest and fees that a lender can charge on a payday loan to 15% of the amount borrowed.

How Many Cash Advance Companies are in Delano, CA?

With the help of our service, you will be able to find 21 cash advance companies in Delano, CA

What Cash Advance Companies in Delano, CA are the most popular?

You should check ACE Cash Express, Allied Cash Advance, and West Coast Cash. Also, you can start your application online on our website.

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