Payday Loans in El Cajon, California

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Payday Loan Companies in El Cajon, CA

Company nameAddressZip codePhone number
5 Star Car Title Loans 505 N Mollison Ave STE 103a 92021 +1 (619) 552 - 3417
ACE Cash Express 1175 Avocado Ave Ste 104 92020 +1 (619) 441 - 9172
ACE Cash Express 1175 Avocado Ave 104 92020 +1 (619) 441 - 9172
Advance America 934 Broadway 92021 +1 (619) 401 - 5343
Advance America 534 N 2nd St 92021 +1 (619) 593 - 8104
Check `n Go 336 Broadway 92021 +1 (619) 593 - 4123
Check Center - El Cajon 1090 E Main St #103 92021 +1 (619) 401 - 8737
Check Into Cash 1224 Broadway #101 92021 +1 (619) 444 - 1560
Checkmate 1103 Broadway 92021 +1 (619) 401 - 1667
East County Schools Federal Credit Union 1069 Graves Ave 100 92021 +1 (619) 588 - 1515
Easy Stock Loans 1174 Broadway 80 92021 +1 (858) 900 - 5079
El Cajon Jewelry And Loan 935 E Main St 92021 +1 (619) 440 - 8282
Fast Auto and Payday Loans 1450 E Main St 92021 +1 (619) 569 - 1855
Fast Auto Loans Title Loans 916 Broadway 92021 +1 (619) 588 - 1983
Fast Auto Loans, Inc. 916 Broadway 92021 +1 (619) 588 - 1983
George's Check Cashing 1150 N 2nd St 92021 +1 (619) 440 - 6323
Moneytree 303 N 2nd St 92021 +1 (619) 440 - 8000
MVP Car Title Loans El Cajon 144 E Main St 92020 +1 (619) 373 - 0513
Payday Broadway 92021
Speedy Cash 380 Broadway Ste 103 92021 +1 (619) 447 - 4547
The Check Cashing Place 358 N 2nd St 92021 +1 (619) 442 - 3978
The College Investor 2514 Jamacha Road, STE 502 PMB 75 92019 +1 (858) 598 - 3149
TitleMax Title Loans 1275 Broadway 92021 +1 (619) 270 - 5681
USA Check Center formerly Check Center 1090 E Main St 103 92021 +1 (619) 401 - 8737

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in El Cajon, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in El Centro, CA, Payday Loans in El Dorado Hills, CA, Payday Loans in El Monte, CA, Payday Loans in Elk Grove, CA, Payday Loans in Encinitas, CA, Emergency Loan in Escondido, CA, Payday Loans in Fair Oaks, CA and Payday Loans in Fairfield, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in El Cajon, CA.

Beautiful sights of El Cajon, CA

Payday Loans Available in El Cajon, CA By The Following ZIP Codes:

92022, 92021, 92019, 92020, 92090

Are Payday Loans Legal In El Cajon, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

El Cajon, CA payday loan calculator

What Are Payday Loans in El Cajon, California?

Payday loans, also known as cash advances, are short-term, unsecured loans that are designed to bridge the gap between paydays. They provide borrowers with quick cash when they have an unexpected financial emergency. In El Cajon, California, payday loans are legal, and the state sets the maximum loan amount, fees, and term limits for payday loans in California.

Who Can Get a Payday Loan in El Cajon, California?

Payday loans are available to all eligible borrowers in El Cajon, California, regardless of credit rating, who meet the necessary requirements. To be eligible for a payday loan, you must be at least 18 years of age and a resident of California, have a valid phone number and an active checking account, and have a steady source of income.

What Are the Terms and Fees for Payday Loans in El Cajon, California?

Payday loans in El Cajon, California, are available for loan amounts between $100 and $300, with the maximum loan amount subject to individual lender approval. The loan term is typically set at 30 days, and the total cost of borrowing a payday loan in El Cajon, California, is limited to 15% of the loan amount. All payday loan fees, including interest rates, must be disclosed to borrowers before they enter into a loan agreement.

What Are the Regulations on Payday Loans in El Cajon, California?

The state of California has regulations in place to ensure that payday loans are provided responsibly and not taken advantage of by consumers. These regulations include limits on the number of payday loans that can be taken out at one time, a cooling-off period of seven days before any new loan can be taken out, and provisions to protect consumers from high-pressure tactics used by lenders. All lenders must be licensed to offer payday loans in California.

Apply Now for Payday Loans in El Cajon, California

If you’re dealing with an unexpected financial emergency, TheGuaranteedLoans can help. We are not a lender, but we can connect you with trusted lenders who can offer payday loans in El Cajon, California. Fill out our online application today, and we’ll help you find the best loan solution for your situation.

FAQs about Payday Loans in El Cajon, California

Q: What is the maximum loan amount I can get?
A: Payday loans in El Cajon, California are available for loan amounts between $100 and $300, with the maximum loan amount subject to individual lender approval.

Q: Are there any restrictions on how many payday loans I can take out?
A: Yes, the state of California has regulations in place to ensure that payday loans are not taken advantage of by consumers. The regulations include limits on the number of payday loans that can be taken out at one time, and a cooling-off period of seven days before any new loan can be taken out.

Q: How much does a payday loan cost in El Cajon, California?
A: The total cost of borrowing a payday loan in El Cajon, California, is limited to 15% of the loan amount. All payday loan fees, including interest rates, must be disclosed to borrowers before they enter into a loan agreement.

Conclusion

Payday loans in El Cajon, California, provide borrowers with quick cash when they have an unexpected financial emergency. The state regulates the terms and fees of payday loans in California to protect consumers from high-pressure tactics used by lenders. If you’re dealing with an unexpected financial emergency, TheGuaranteedLoans can help. Fill out our online application today, and we’ll help you find the best loan solution for your situation.

More F.A.Q.

Can I get a payday loan in El Cajon, California if I have bad credit?

Yes, you can still get a payday loan in El Cajon, California even if you have bad credit. Because payday loans are considered to be short-term loans, lenders do not typically perform a credit check as part of the application process. However, it is important to note that you may be required to provide collateral or a co-signer in order to secure the loan.

How much money can I borrow with a payday loan in El Cajon, California?

The amount of money you can borrow with a payday loan in El Cajon, California is determined by the lender, but is typically limited to no more than $300. In addition, California state law limits the amount of interest and fees that a lender can charge on a payday loan to 15% of the amount borrowed.

How Many Cash Advance Companies are in El Cajon, CA?

With the help of our service, you will be able to find 24 cash advance companies in El Cajon, CA

What Cash Advance Companies in El Cajon, CA are the most popular?

You should check ACE Cash Express, Advance America, and 5 Star Car Title Loans. Also, you can start your application online on our website.

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