Payday Loans in El Granada, California

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No payday loan companies in El Granada, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
We Find Lenders 8 Durango Dr, Rancho Mirage, CA 92270 +1 (760) 904 - 0053
Check Into Cash 201 S McDowell Blvd Suite B, Petaluma, CA 94954 +1 (707) 762 - 5081
check n go, Check n Go Store Directory 12100 Palmdale RoadSuite 8-B El Mirage, Adelanto, CA 92301 +1 (760) 530 - 0334
Loan Concepts 1040 E Whittier Blvd 103, La Habra, CA 90631 +1 (562) 691 - 5800
Advance America 1955-B8 41st Avenue, Capitola, CA 95010 +1 (831) 476 - 0757
Quicken Cash 7910 Katella Ave, Stanton, CA 90680 +1 (714) 895 - 0089
60monthloans, Inc. 640 Menlo Ave Suite 10, Menlo Park, CA 94025 +1 (650) 441 - 9300
TD Ameritrade 50 Madera Blvd, Corte Madera, CA 94925 +1 (415) 945 - 3921
Sun West Mortgage Company, Inc. 391 N Main St 207, Corona, CA 92880 +1 (800) 453 - 7884
Advance America 1013 11th St, Lakeport, CA 95453 +1 (707) 263 - 1316

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in El Granada, CA, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Paso Robles, CA, Payday Loans in Perris, CA, Payday Loans in Petaluma, CA, No Credit Check Loans in Pico Rivera, CA, Bad Credit Loans in Pittsburg, CA, Payday Loans in Placentia, CA, Payday Loan Without a Credit Check in Pleasant Hill, CA and Payday Loans in Pleasanton, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in El Granada, CA.

Beautiful sights of El Granada, CA

Payday Loans Available in El Granada, CA By The Following ZIP Codes:

94018

Are Payday Loans Legal In El Granada, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

El Granada, CA payday loan calculator

Payday Loans in El Granada, California:

When unexpected expenses arise, payday loans can be a way to obtain quick cash. Payday loans are short-term loans that are typically paid back on the borrower’s next payday. They are legal in California, including the town of El Granada.

How Payday Loans Work:

Payday loans are intended to be a temporary cash solution for those in need of cash before their next payday. To apply for a payday loan, you will need to provide proof of income, proof of identity, and a valid checking account.

The amount you can borrow with a payday loan is typically limited to the amount of your next paycheck, with fees added for the convenience of obtaining the loan. The fees associated with payday loans are often higher than those associated with other types of loans, so it is important to carefully consider the cost before taking out a payday loan.

Benefits of Payday Loans:

  • Quick cash when you need it most.
  • Easy application process.
  • No credit check required.
  • No collateral needed.

Risks of Payday Loans:

  • High fees and interest rates.
  • Potential for debt cycle if the loan is not repaid on time.
  • Can impact credit score if not paid back on time.

Apply Now:

TheGuaranteedLoans is a connector service that can help you find a lender for a payday loan in El Granada, California. Our application process is simple and only takes a few minutes to complete. As a connector service, we work with a network of reliable lenders who can provide the funds you need. To apply, simply fill out the online application form and one of our representatives will be in touch with you shortly to discuss your options.

Interesting Facts and Statistics:

  • According to the California Department of Business Oversight, in 2019, payday lenders in California issued over $3 billion in payday loans to over 10 million borrowers.
  • El Granada has a median household income of $109,182, which is higher than the state average of $80,440.
  • In California, the maximum loan amount for a payday loan is $300, with a maximum fee of 15% of the loan amount.
  • According to a report by the Center for Responsible Lending, the average interest rate of a payday loan in California is 372%.

Remember, payday loans should only be used as a last resort when all other options have been exhausted. TheGuaranteedLoans is here to help connect you with lenders in the El Granada area, but it is important to carefully consider the cost of the loan and your ability to repay it before taking out a payday loan.

F.A.Q.

Can I renew or rollover a payday loan in El Granada, California?

in El Granada, California, payday loans cannot be renewed or rolled over, so borrowers must repay the loan in full on the due date. If a borrower is unable to repay the loan in full, they may be eligible for a payment plan with the lender.

How do I apply for a payday loan in El Granada, California?

To apply for a payday loan in El Granada, California, borrowers must visit a lender's physical location and provide proof of income, a valid ID, and a post-dated check or bank account information for loan repayment.

Look for Short-Term Loans in Other Cities:

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