Payday Loans in Flournoy, California

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No payday loan companies in Flournoy, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Hugh Van Horn Mortgage 45025 Manitou Dr 14, Indian Wells, CA 92210 +1 (760) 565 - 2426
Union Bank 1960 Cliff Dr, Santa Barbara, CA 93109 +1 (805) 965 - 7125
Sherman Oaks - Los Angeles Check Cashing 15030 Ventura Blvd, Sherman Oaks, CA 91403 +1 (818) 461 - 9191
101 Auto Funding 5737 Kanan Rd, Agoura Hills, CA 91301 +1 (855) 288 - 6101
ACE Cash Express 27300 Hesperian Blvd, Hayward, CA 94545 +1 (510) 264 - 9500
Lake Tahoe Coin Jewelry & Loan 3452 Lake Tahoe Blvd, South Lake Tahoe, CA 96150 +1 (530) 541 - 4653
Bank of America Financial Center 300 N Atlantic Blvd, Monterey Park, CA 91754 +1 (626) 312 - 2040
Advance America 5160 Vineland Ave #113, North Hollywood, CA 91601 +1 (818) 753 - 7527
CoastHills Credit Union 1580 W Branch St, Arroyo Grande, CA 93420 +1 (805) 733 - 7600
ACE Cash Express 11098 Atlantic Ave Ste B, Lynwood, CA 90262 +1 (310) 631 - 8626

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Flournoy, CA, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Rancho Palos Verdes, CA, Payday Loans in Rancho Santa Margarita, CA, Payday Loans in Redding, CA, Emergency Loan in Redlands, CA, Payday Loans in Redondo Beach, CA, Same Day Loans in Redwood City, CA, Same Day Loans in Rialto, CA and Payday Loans in Richmond, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Flournoy, CA.

Payday Loans Available in Flournoy, CA By The Following ZIP Codes:

96029

Are Payday Loans Legal In Flournoy, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Flournoy, CA payday loan calculator

Payday Loans in Flournoy, California: Everything You Need to Know

Payday loans are a helpful tool for anyone who needs quick cash to cover unexpected expenses. California is one of the few states where payday loans are legal, and the area of Flournoy is no exception. Whether you live in Flournoy or are just passing through, understanding the payday loan options available to you is critical to make informed borrowing decisions. Let’s take a closer look at payday loans in Flournoy, California.

What is a payday loan?

A payday loan is a small-dollar, short-term loan that typically has a maturity date of two weeks to one month, depending on the terms set by the lender. Typically, payday loans are unsecured, meaning that they do not require collateral in exchange for borrowing the money.

The main appeal of payday loans is their speed and convenience. Unlike traditional loans, payday lenders do not usually require a credit check, and borrowers typically receive the money they need within 24 hours of approval.

How do payday loans work in Flournoy, California?

In Flournoy, California, payday lenders are legally allowed to charge up to 15% of the total amount borrowed, with a maximum loan limit of $300. For example, if you borrow $100 for two weeks, you can expect to pay back $115.

While payday lenders may not be able to charge more than 15% in interest, they may charge additional fees for things like late payment, loan extensions, or bounced checks. It’s important to read the fine print and fully understand the terms of any loan agreement before signing.

Who is eligible for a payday loan in Flournoy, California?

To be eligible for a payday loan in Flournoy, California, you must be at least 18 years old, have a steady source of income, and provide proof of residence and identity. Some lenders may also require a post-dated check or access to your bank account for automatic repayments.

It’s important to note that payday loans are not designed to be a long-term solution for financial struggles. Rather, they should be used sparingly and for short-term emergencies only.

What are the risks associated with payday loans?

While payday loans can provide a quick fix for financial emergencies, they can also put borrowers in a debt cycle. The high fees and short repayment terms can make it difficult to repay the loan on time, leading to additional fees and interest charges, and ultimately more debt.

It’s essential to fully understand the terms and risks associated with payday loans before signing a loan agreement. If you find yourself struggling to make payments, reach out to your lender as soon as possible to discuss possible payment solutions.

Interesting Facts and Statistics About Payday Loans in Flournoy, California

  • The average payday loan amount borrowed in Flournoy, California is $255.
  • 78% of payday loans in California are taken out by borrowers who need to borrow again within two weeks of their initial loan.
  • Payday loans in California cost borrowers $3.5 billion in fees each year.
  • The average APR (Annual Percentage Rate) for a payday loan in California is 372%.

Apply Now for a Payday Loan in Flournoy, California

If you find yourself in need of quick cash to cover unexpected expenses, a payday loan may be an option for you. TheGuaranteedLoans is a connector service that can help you find a lender in Flournoy, California, to meet your borrowing needs. Simply fill out our online application, and we’ll match you with potential lenders in minutes.

It’s important to remember that TheGuaranteedLoans is not a direct lender, and we do not make lending decisions or control the terms of your loan agreement. We are dedicated to providing our customers with a safe and secure online environment to connect with lenders who can provide the financial assistance they need.

Don’t wait – apply now for a payday loan through TheGuaranteedLoans and get the cash you need today.

F.A.Q.

How do I apply for a payday loan in Flournoy, California?

To apply for a payday loan in Flournoy, California, borrowers must visit a lender's physical location and provide proof of income, a valid ID, and a post-dated check or bank account information for loan repayment.

Are there any restrictions on how payday loan funds can be used in Flournoy, California?

in Flournoy, California, payday loan funds must be used for personal, family, or household purposes. They cannot be used for business purposes or to pay off another loan.

Look for Short-Term Loans in Other Cities:

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