Payday Loans in Friant, California

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No payday loan companies in Friant, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Mechanics Bank - Walnut Creek Branch 1350 N Main St, Walnut Creek, CA 94596 +1 (925) 210 - 8170
Fast Auto Loans, Inc. 1421 N Santa Fe Ave, Vista, CA 92084 +1 (442) 224 - 3989
American Riviera Bank Santa Barbara Branch 1033 Anacapa St, Santa Barbara, CA 93101 +1 (805) 965 - 5942
The Check Cashing Place 1337 Third Ave, Chula Vista, CA 91911 +1 (619) 585 - 3582
Westamerica Bank 325 E Perkins St, Ukiah, CA 95482 +1 (707) 463 - 3800
Advance America 538 Spring St, Paso Robles, CA 93446 +1 (805) 227 - 6394
Check Into Cash 9046 Sepulveda Blvd, Suite F-4, North Hills, CA 91343 +1 (818) 830 - 2669
Checkmate 3998 Cochran St #3, Simi Valley, CA 93063 +1 (805) 581 - 3799
Capital Finance Partner 798 Morro Bay Blvd, Morro Bay, CA 93442 +1 (805) 772 - 2925
Xpress Title Loans 751 Main St, Barstow, CA 92311 +1 (760) 654 - 6265

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Friant, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Culver City, CA, Bad Credit Loans in Cupertino, CA, 24-Hour Loan in Cypress, CA, Payday Loan for Daly City, CA, Payday Loans in Dana Point, CA, Payday Loans in Danville, CA, Payday Loans in Davis, CA and Payday Loans in Delano, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Friant, CA.

Payday Loans Available in Friant, CA By The Following ZIP Codes:

93626

Are Payday Loans Legal In Friant, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Friant, CA payday loan calculator

Understanding Payday Loans in Friant, California

Payday loans are a form of short-term lending that is legal in California. These loans are intended to help individuals cover unexpected expenses and bridge financial gaps between paychecks. If you live in Friant, California, and are considering a payday loan, it is important to understand the benefits and risks associated with this type of lending.

How Payday Loans Work

Payday loans are typically small-dollar loans, ranging from $100 to $1000, that are due on your next payday. To apply for a payday loan, you must provide proof of income and identification. If you are approved, you will receive the funds in your bank account within 24 hours.

When the loan is due, the lender will automatically withdraw the total amount due, including interest and fees, from your bank account. If you do not have enough money in your account to cover the withdrawal, you may be charged overdraft fees by your bank and face additional fees from the lender.

The Benefits of Payday Loans

Payday loans can provide several benefits to borrowers, including:

  • Quick access to funds: Payday loans can be approved within 24 hours and provide fast access to cash.
  • No credit check: Payday lenders do not typically run credit checks, which makes these loans accessible to individuals with poor credit.
  • No collateral required: Payday loans are unsecured, which means you do not need to provide any collateral.

The Risks of Payday Loans

While payday loans can be helpful in certain situations, they also come with several risks, including:

  • High interest rates: Payday loans are associated with high interest rates and fees, which can make them expensive over time.
  • Short repayment terms: The repayment term for payday loans is typically two weeks, which can make it difficult to repay the loan in full.
  • Potential for debt trap: If you are unable to repay the loan in full, you may be charged additional fees and interest, which can lead to a debt trap.

Interesting facts about Payday Loans in Friant, California

  • The maximum loan amount for a payday loan in California is $300.
  • California law limits the fees that can be charged on payday loans, with a maximum fee of 15% of the loan amount.
  • According to data from the California Department of Business Oversight, the average APR on payday loans in California is 372%, which is significantly higher than other forms of lending.

Apply Now

If you are in need of a payday loan in Friant, California, TheGuaranteedLoans can help connect you with potential lenders. Our online application process is quick and easy, and you can get approved within minutes. Remember, TheGuaranteedLoans is a connector service and not a direct lender, so we will match you with lenders who may be able to offer you the funds you need. Apply now to get started!

F.A.Q.

How do I apply for a payday loan in Friant, California?

To apply for a payday loan in Friant, California, you will need to visit a payday lender in person or apply online. You will need to provide proof of income, a valid identification, and proof of a bank account in order to be eligible for a loan.

How much can I borrow with a payday loan in Friant, California?

The maximum amount that you can borrow with a payday loan in Friant, California depends on your income and the lender's policies. In general, payday loans in Friant, California range from $100 to $255.

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