Payday Loans in Gasquet, California

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No payday loan companies in Gasquet, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
USA Checks Cashed & Payday Advance 201 Broadway, Chula Vista, CA 91910 +1 (619) 425 - 4700
Siskiyou County Title Co 301 South St, Yreka, CA 96097 +1 (530) 841 - 3062
Sierra Pacific Mortgage - Rancho Santa Margarita 30211 Avenida De Las Banderas 200, Rancho Santa Margarita, CA 92688 +1 (714) 689 - 9757
Bank of America Financial Center 5001 Laguna Blvd, Elk Grove, CA 95758 +1 (916) 683 - 3000
Proactive Funding Solutions 411 W State St B, Redlands, CA 92373 +1 (909) 748 - 1000
Advance America 217 Tennant Station, Morgan Hill, CA 95037 +1 (408) 776 - 9807
Bill Muttera - State Farm Insurance Agent 2910 Riverside Dr 101, Susanville, CA 96130 +1 (530) 257 - 4041
Eagle Home Mortgage 2301 Main St UNIT B, Susanville, CA 96130 +1 (530) 252 - 1533
Altura Credit Union 36068 Hidden Springs Rd Suite 9, Wildomar, CA 92595 +1 (888) 883 - 7228
Niki's Fast Cash 600 W 19th St F, Costa Mesa, CA 92627 +1 (949) 645 - 3278

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Gasquet, CA, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Hollister, CA, Payday Loans in Huntington Beach, CA, Guaranteed Loans in Huntington Park, CA, No Credit Check Loans in Indio, CA, Payday Loans in Inglewood, CA, Guaranteed Loans in Irvine, CA, Payday Loans in La Habra, CA and Payday Loans in La Mesa, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Gasquet, CA.

Beautiful sights of Gasquet, CA

Payday Loans Available in Gasquet, CA By The Following ZIP Codes:

95543

Are Payday Loans Legal In Gasquet, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Gasquet, CA payday loan calculator

In California, payday loans are legal and can provide a quick and easy solution for those in need of cash. Gasquet, California is no exception, with many options available for those seeking a payday loan. However, it’s important to understand the risks and benefits of these loans before taking one out.

What is a Payday Loan?

A payday loan is a short-term loan that is typically due on the borrower’s next payday. The borrower writes a post-dated check to the lender, and the lender provides the borrower with cash upfront. The loan amount is usually a percentage of the borrower’s next paycheck, with interest and fees included.

How Do Payday Loans Work in Gasquet, California?

In Gasquet, California, payday loans are regulated by the California Deferred Deposit Transaction Law. The law requires lenders to be licensed and sets limits on loan amounts and interest rates. Borrowers can take out loans for up to $300, with a maximum fee of 15% of the loan amount. This means that for a $300 loan, the maximum fee would be $45.

What Are the Benefits of Payday Loans?

  • Payday loans are easy to obtain, with little to no paperwork required.
  • They are available to those with bad credit.
  • The application process is typically fast and simple, with funds available immediately.

What Are the Risks of Payday Loans?

  • Interest rates and fees can be extremely high, making it difficult to pay back the loan on time.
  • Failure to repay the loan on time can result in additional fees and interest, as well as damage to the borrower’s credit score.
  • Some lenders have been known to engage in deceptive or unfair practices, so it’s important to do research and choose a reputable lender.

Interesting Facts and Statistics about Payday Loans in Gasquet, California

  • In 2020, California borrowers took out more than 10 million payday loans.
  • The average payday loan amount in California is $250.
  • Payday loans in California have an average interest rate of 372%, according to a report by the California Department of Business Oversight.
  • In 2019, the average payday loan fee in California was $13.89 per $100 borrowed.

Apply Now

If you’re in need of a payday loan in Gasquet, California, TheGuaranteedLoans can help connect you with potential lenders. Our application process is fast and easy, and we work with a network of trusted lenders. Please keep in mind that we are a connector service, not a direct lender, and that you are under no obligation to accept any loan offers. Apply now to see if you qualify for a payday loan.

Conclusion

While payday loans can be a useful tool for those in need of quick cash, they come with risks and should be used with caution. By understanding the terms and fees involved, as well as researching reputable lenders, borrowers in Gasquet, California can make informed decisions about payday loans.

F.A.Q.

Can a payday lender repossess my property if I fail to repay my loan in Gasquet, California?

No, a payday lender cannot repossess your property if you fail to repay your loan in Gasquet, California. Payday loans are unsecured loans, which means that the lender does not have the right to take your property if you fail to repay the loan.

Can a payday lender report my loan to a credit bureau in Gasquet, California?

Yes, a payday lender can report your loan to a credit bureau in Gasquet, California if you fail to repay your loan on time. This can negatively impact your credit score and make it more difficult to borrow money in the future.

Look for Short-Term Loans in Other Cities:

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