Payday Loans in Goshen, California

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No payday loan companies in Goshen, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Redwood Credit Union 195 S Orchard Ave, Ukiah, CA 95482 +1 (707) 545 - 4000
Montana Capital Car Title Loans 1309 W Texas St, Fairfield, CA 94533 +1 (513) 273 - 4478
Guild Mortgage Company 901 N Heritage Dr #103, Ridgecrest, CA 93555 +1 (760) 446 - 7895
Check Into Cash 317 Town Center West, Santa Maria, CA 93458 +1 (805) 614 - 1023
Continental Currency Services 10716 Washington Blvd, Culver City, CA 90232 +1 (310) 204 - 2115
Associated Home Loans 4835 Soquel Dr, Soquel, CA 95073 +1 (831) 479 - 7777
California Check Cashing Stores 412 W Avenue J A, Lancaster, CA 93534 +1 (661) 945 - 6900
Montana Capital Car Title Loans 1440 Grand Ave c, San Marcos, CA 90278 +1 (760) 254 - 0099
Camino Financial 309 E 8th St 601, Los Angeles, CA 90014 +1 (800) 852 - 0655
Umpqua Bank 373 West Saint Charles Street, San Andreas, CA 95249 +1 (209) 754 - 3000

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Goshen, CA, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Poway, CA, Same Day Loans in Rancho Cordova, CA, Payday Loans in Rancho Cucamonga, CA, Payday Loans in Rancho Palos Verdes, CA, Payday Loans in Rancho Santa Margarita, CA, Payday Loan Without a Credit Check in Redding, CA, Payday Loans in Redlands, CA and Payday Loans in Redondo Beach, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Goshen, CA.

Payday Loans Available in Goshen, CA By The Following ZIP Codes:

93227

Are Payday Loans Legal In Goshen, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Goshen, CA payday loan calculator

Are you living from paycheck to paycheck and need some extra cash to help you get by? Well, you’re not alone. Many people experience financial difficulties at some point in their lives, which is why payday loans have become a popular solution.

In the state of California, payday loans are legal, including in the small town of Goshen. A payday loan is a small, short-term loan that borrowers can typically receive within a few hours of application. These loans can have high-interest rates and must be paid back with the borrower’s upcoming paycheck.

Why Do People Get Payday Loans in Goshen, California?

There are several reasons why people may opt for a payday loan in Goshen. One of the most common reasons is to cover unexpected expenses, such as car repairs or medical bills. These expenses can arise at any time, leaving people short on cash before their next paycheck.

Another reason people may seek out a payday loan is to avoid overdraft fees from their bank. Many banks charge high fees for overdrawing an account, which can quickly add up. A payday loan can help bridge the gap between paychecks and prevent the need for overdraft protection.

The Payday Loan Process in Goshen, California

The process of obtaining a payday loan in Goshen is straightforward. The borrower must provide identification, proof of income, and a bank account for the loan to be deposited. The lender will then verify the information provided and determine if the borrower qualifies for the loan.

  • If approved, the borrower will receive the funds, usually within hours of application.
  • Repayment of the loan is typically due within two weeks, on the borrower’s next payday.
  • Loan amounts can vary, with some lenders offering up to $1,000 or more.

It’s important to note that California law limits payday loan amounts to $300, with a maximum fee of 15% of the loan amount. Lenders cannot charge more than this amount, so borrowers should be wary of any lender that tries to do so.

Interesting Facts and Statistics about Payday Loans in Goshen, California

  • California has the most payday loan storefronts per capita of any US state.
  • The average APR for payday loans in California is 372%, with some lenders charging up to 460%.
  • In 2019, Californians borrowed over $3 billion in payday loans.
  • Many borrowers in California take out multiple loans per year, with some borrowing as much as $5,000 annually.

Apply Now for a Payday Loan in Goshen, California

If you’re in need of a payday loan in Goshen, California, TheGuaranteedLoans can help. As a connector service, we facilitate connections between borrowers and potential lenders. We make the process easy and secure, with a simple online application that takes just minutes to complete.

Remember, a payday loan can be helpful in some situations, but it’s important to only borrow what you can afford to repay. If you have questions or concerns about payday loans in Goshen, California, contact TheGuaranteedLoans today, and we’ll be happy to assist you.

F.A.Q.

How much can I borrow with a payday loan in Goshen, California?

in Goshen, California, the maximum amount that can be borrowed with a payday loan is $300.

How much does a payday loan cost in Goshen, California?

The cost of a payday loan in Goshen, California varies depending on the lender and the amount borrowed. However, payday loans in Goshen, California are subject to a maximum interest rate of 15% and a maximum finance charge of $45 per $100 borrowed.

Look for Short-Term Loans in Other Cities:

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