Payday Loans in Grizzly Flats, California

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No payday loan companies in Grizzly Flats, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Tri Counties Bank 305 Railroad Ave, Nevada City, CA 95959 +1 (530) 478 - 6001
Advance Payday Inc 4540 Campus Dr. Airport, Center Dr, Newport Beach, CA 92660 +1 (949) 477 - 9600
ACE Cash Express 4457 Slauson Ave, Maywood, CA 90270 +1 (323) 771 - 1801
Check 2 Cash Garey 2069 S Garey Ave, Pomona, CA 91766 +1 (909) 465 - 6300
Trident Funding Corporation 1150 Ballena Blvd #110, Alameda, CA 94501 +1 (510) 749 - 0050
Car Title Loans California 9565 Las Tunas Dr, Temple City, CA 91780 +1 (626) 737 - 8484
Dennis Hensling United American Mortgage J, Airport Loop Dr, Costa Mesa, CA 92626 +1 (714) 501 - 4146
Cashback Loans 2349 S Azusa Ave, West Covina, CA 91792 +1 (626) 913 - 3391
Cashback Loans 2349 S Azusa Ave, West Covina, CA 91792 +1 (626) 913 - 3391
Apoyo Financiero Salinas 1577 N Sanborn Rd, Salinas, CA 93905 +1 (831) 269 - 3087

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Grizzly Flats, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Buena Park, CA, Payday Loans in Burbank, CA, Payday Loans in Burlingame, CA, Guaranteed Loans in Calexico, CA, Guaranteed Loans in Camarillo, CA, Payday Loan Without a Credit Check in Campbell, CA, Payday Loan Companies in Carlsbad, CA and Quick Loan in Carmichael, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Grizzly Flats, CA.

Beautiful sights of Grizzly Flats, CA

Payday Loans Available in Grizzly Flats, CA By The Following ZIP Codes:

95636

Are Payday Loans Legal In Grizzly Flats, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Grizzly Flats, CA payday loan calculator

Payday loans in Grizzly Flats, California are a legal financial option for people in need of quick cash. These short-term loans provide borrowers with immediate access to funds, but can also come with high fees and interest rates that can make them difficult to repay. In this article, we’ll delve into the specifics of payday loans in Grizzly Flats, California.

How do payday loans work?

Payday loans are designed to be a short-term solution for financial needs that arise between paychecks. Typically, borrowers can receive a loan for anywhere from $100 to $1,000, depending on the lender, their income, and credit score.

To apply for a payday loan, borrowers typically need to provide proof of income, such as a pay stub or bank statement, and proof of residence, such as a utility bill or lease agreement. Borrowers also need to have a valid checking account, as this is where the loan funds are deposited and the lender will withdraw payments.

Once approved, the funds are typically deposited into the borrower’s checking account within 24 hours. Repayment is typically due on the borrower’s next payday, which is why these loans are called “payday loans.”

Payday loan regulations in California

Payday loans are legal in California, but there are regulations in place to protect borrowers. The California Department of Business Oversight (DBO) regulates payday loans in the state and requires lenders to be licensed by the state.

Under California law, payday loans are limited to a maximum amount of $300, and the maximum fee that lenders can charge is 15% of the loan amount. This means that if you borrow $200, the fee can’t be more than $30. Additionally, lenders are required to provide borrowers with a written agreement that outlines the terms of the loan, including the fees, interest rate, and repayment schedule.

California law also prohibits lenders from rolling over loans, which means that they can’t extend a loan past its original due date by charging additional fees or interest.

The dangers of payday loans

While payday loans can provide quick cash to people in need, they also come with high fees and interest rates that can make them difficult to repay. According to the Consumer Financial Protection Bureau, the average payday loan borrower takes out 10 payday loans per year and spends 199 days in debt.

This is because payday lenders often charge interest rates in the triple digits, which means that borrowing even a small amount can quickly accumulate to a large sum. Additionally, if borrowers can’t repay the loan on time, they may need to take out another loan to cover the fees and interest, which can lead to a cycle of debt.

Interesting facts or statistics about payday loans in Grizzly Flats, California

  • According to research conducted by Pew Charitable Trusts, about 20% of Californians use payday loans.
  • Between 2006 and 2015, Californians paid $4.2 billion in payday loan fees.
  • The average annual percentage rate (APR) on payday loans in California is 372%.
  • In 2018, the California State Legislature passed a bill that would have imposed stricter regulations on payday loans, but it was ultimately vetoed by Governor Gavin Newsom.

Apply now with TheGuaranteedLoans

If you’re considering a payday loan in Grizzly Flats, California, TheGuaranteedLoans can help. As a connector service, we match borrowers with potential lenders who can provide the funds they need. By filling out an online application on our website, you can get connected with lenders who offer payday loans in your area.

Remember, borrowing money is a serious decision and payday loans should only be used as a last resort. If you’re struggling with debt, consider talking to a credit counselor or financial advisor for guidance on managing your finances.

Apply now and get the funds you need when you need them.

F.A.Q.

Can I apply for a payday loan online in Grizzly Flats, California?

Yes, borrowers in Grizzly Flats, California can apply for payday loans online through licensed lenders.

Are there any alternatives to payday loans in Grizzly Flats, California?

in Grizzly Flats, California, borrowers may be able to explore alternative lending options, such as credit unions, community banks, or small business loans. It is important for borrowers to carefully research and compare different options before making a decision.

Look for Short-Term Loans in Other Cities:

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