Payday Loans in Huntington Beach, California

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Payday Loan Companies in Huntington Beach, CA

Company nameAddressZip codePhone number
12MonthsBadCreditLoans 19142 Beach Boulevard Suite CC 92648
5 Star Car Title Loans 17610 Beach Blvd Ste 21 92647 +1 (714) 500 - 7327
Academy Mortgage - Huntington Beach 20422 Beach Blvd #325 92648 +1 (562) 430 - 8280
Advance America 6951 Warner Ave 92647 +1 (714) 596 - 3732
Bank of America Financial Center 19300 Goldenwest St 92648 +1 (714) 374 - 8000
Check Into Cash 7251 Warner Avenue #E 92647 +1 (714) 841 - 0667
Check Into Cash 7251 Warner Ave E 92647 +1 (714) 841 - 0667
MaxPersonalLoans 19142 Beach Boulevard Suite CC 92648
Merchant Capital Source 2120 Main St # 220 92648 +1 (714) 969 - 7878
Merchant Capital Source 17011 Beach Blvd 1140 92647 +1 (866) 969 - 7878
Money Mart 16510 Beach Blvd 92647 +1 (714) 841 - 1969
Montana Capital Car Title Loans 16471 Beach Blvd 92647 +1 (714) 598 - 3388
Moo Loans - Car Title Loans 5942 Edinger Ave #112 92649 +1 (800) 445 - 9148
Payday Loan Corporation 18346 Beach Blvd 92648 +1 (714) 848 - 3533
Payday Loans 419 Main St 92648 +1 (562) 245 - 8293
Payday Money Centers - Huntington Beach 18346 Beach Blvd 92648 +1 (714) 848 - 3533
Student Loan Counsel 17011 Beach Blvd #822 92647 +1 (800) 617 - 0078
Summit Lending 2130 Main St Suite 110 92648 +1 (714) 536 - 9500
TFC Title Loans - Orange County 18582 Beach Blvd 92646 +1 (844) 242 - 3543
TitleMax Title Loans 17401 Beach Blvd 92647 +1 (714) 841 - 1367
U C V C Funding 16951 Cod Cir C 92647 +1 (714) 845 - 9538

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Huntington Beach, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Huntington Park, CA, Payday Loans in Indio, CA, Payday Loans in Inglewood, CA, Emergency Loan in Irvine, CA, Payday Loan for La Habra, CA, Payday Loans in La Mesa, CA, Payday Loans in La Mirada, CA and No Credit Check Loans in La Puente, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Huntington Beach, CA.

Beautiful sights of Huntington Beach, CA

Payday Loans Available in Huntington Beach, CA By The Following ZIP Codes:

92615, 92647, 92649, 92605, 92646, 92648

Are Payday Loans Legal In Huntington Beach, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Huntington Beach, CA payday loan calculator

Payday loans are one of the best options for people who need money in a hurry. They offer quick access to cash, with little paperwork and few questions. However, this is not a good solution for everyone: even if you have the funds to pay back the loan when it’s due, payday loans can cost you more than they’re worth. In this article, we’ll tell you what you need to know about these loans before jumping on board!

Payday loans are high-interest unsecured personal loans that give people access to between $100 and $1500 over a short-term period ranging from 1 day up to 1 year. While they sound like a great idea, they’re very risky. Payday loans are short-term, so they’re not something you can repay once the due date is over. They can also be expensive and dangerous, especially if you take out one every day.

Payday lenders are for people who need quick cash. Low-interest rates and flexible repayment options make payday loans look like a good option for those who need them: often, people have bills to pay, or relatives might ask them for a loan.

The interest rate varies from one lender to another. Generally, the larger the loan amount, the higher the interest rate. Personal loans are commonly charged between $15 and $30 per $100 borrowed. You might also be charged another fee for accessing your money: expect to pay a service charge of up to 5% of the total loan amount if you borrow money for more than one month. The direct cost of payday loans depends on the lender and the amount borrowed. The most commonly charged fees include: 

  • A loan origination fee – a deposit fee for getting your money.
  • A service charge – a fee for setting up a new loan and accessing your funds.
  • A transaction fee – a charge for transferring money from one account to another. You can check what this will be by looking at the lender’s list of fees on their website or by asking them in person. You don’t want to pay these fees if you can help it: they usually range from 5% to 10%, which means you could pay an extra $400 according to the cost of these loans we found.
  • A late fee – a charge for making your repayment after the due date. This can be $10 or so, depending on the amount you borrowed and your lender’s policy – generally, you should avoid paying this fee at all costs!

You can usually borrow between $100 and $1500 with a payday loan, though this amount varies depending on your lender. However, if you have bad credit, your lender might only offer you a loan of $300 to $500.

Payday loans give people quick access to cash when they need it most: for example, if there’s an unexpected bill or if someone in your family asks for money. The good thing about working with established lenders is that they don’t ask too many questions: you’ll have your money once you’ve finished filling out an application form.

How to Find a Good Direct Lender in Huntington Beach, California, Online?

Before you go to a direct lender’s website, the first step is to decide how much you need. You don’t want to borrow more than you can repay: if something goes wrong, it will be tough for you to repay your loan plus the late fee and extra charges. On the other hand, you don’t want to underestimate how much you need! If you get too little money, it will be harder to pay off your bills and buy groceries.

Once you have an exact idea of how much money is needed for expenses that can’t be delayed and when that amount should arrive in your account, it’s time to start looking for a direct lender. Direct lenders offer personal loans to people with bad credit who want to get out of hard times. They’re a great solution for people in Huntington Beach who need easy access to cash to pay off their bills, save money on their mortgage or reduce the amount they owe on other loans.

The main advantage of direct lenders is that they are small and local businesses owned by real people. If you have bad credit or find it hard to get traditional lenders interested in your request for a loan, direct lenders are an excellent alternative.

Direct lenders in Huntington Beach are more flexible than traditional banks. Instead of asking you to fill out seemingly endless forms and run the risk of being denied credit, direct lenders will take into account your entire financial situation – this means that even if your credit rating is poor, you can still get access to the cash you need without having to go through lengthy application processes.

The application process varies from one direct lender to another. Some will offer you a short survey so that they can evaluate your finances and risk level – others will ask you to fill out an online form with basic information about yourself and the money you need. Some direct lenders online in Huntington Beach requirements:

  • A valid form of identification.
  • A bank account with direct deposit.
  • An active checking account.
  • A source of income.
  • Proof of work status.
  • A permanent address.
  • No outstanding debts or civil judgments against them.

Cash Advance Online in Huntington Beach, CA

When you have decided to get a cash advance online, search for the best deal in town. Shop around a little bit, as this will help you save at least several hundred dollars. However, keep in mind that different lenders have different requirements, so if you think you might not qualify for a loan with one particular lender, it’s best to find another lender that works for you.

When dealing with payday loans online, several things can go wrong. The first thing is taking out too much money. It’s bad for many reasons – the main one being that you will end up paying far more than what the loan was worth. The second thing that can go wrong is not having enough money to pay back the loan on time.

When this happens, you will have to pay a fee. Sometimes, the lender will allow you to make a partial payment on your loan to help you out and avoid paying a fee. However, they will expect you to make the full payment on time most of the time. If you cannot do this right away, then it’s best if you contact the lender so that they can work something out for you.

When getting an online cash advance in Huntington Beach, CA, make sure that you are smart about it. Look out for the best direct lenders in the city, and do your research on them before deciding. Most of the time, it’s going to be far cheaper to get a personal loan from a local lender rather than going through an online lender. As long as you know what you are getting into and how much you can afford, it should be fairly easy for you to get approved for a personal loan online.

Can I Get a Payday Loan for Bad Credit in Huntington Beach, CA? 

Yes, you can get a payday loan for bad credit in Huntington Beach. If you have bad credit and need some cash, a payday loan is the best solution. Direct lenders are reluctant to approve loans for people with bad credit, but they will often approve a loan to people who need money now and can prove that they’re trustworthy.

If your income is too low for traditional lenders to offer you a loan, getting an installment loan from a direct lender online is a great solution. Your income isn’t just one of the considerations that direct lenders take into account – they also evaluate your expenses and how much money you can afford to pay back every month.

Some direct lenders might also have a soft spot for poor credit people because they know they lend money to people who need it and understand if something goes wrong. If you have bad credit, you could get approved even with a low income and without a good job or solid references.

24-Hour Payday Loans in Huntington Beach, CA

If you are out of money, then a 24-hour payday loan in Huntington Beach, CA, is the best solution. Cash advance has been around for many years, and it’s an old but genuine alternative to other loans in Huntington Beach. Most people who need cash right now will at least consider applying for a cash advance, even if they don’t use it.

If you need cash within the next few days, then a cash advance online is one of the best solutions. The money will usually arrive in your account less than 24 hours after you have applied, and it will be available to cover your expenses. Cash advance loans are ideal when you need some quick cash that can help you pay off your bills and make it through the month.

Can You Get a Payday Loan in Huntington Beach, CA, Without a Bank Account? 

Yes, you can get a payday loan in Huntington Beach without having a bank account. It is one of the reasons why direct lenders have such a big advantage over traditional banks – they’re more flexible, and they don’t judge people based on their credit rating or savings accounts.

There are two reasons you should consider getting a payday loan without a bank account. The first reason is convenience: direct lenders are usually more convenient because they work online and offer all kinds of services to their customers. The second reason, and the main one, is that it’s possible to avoid fees with online loans.

Most direct lenders offer a wide range of options for their customers, making it easy for them to offer loans to people who need money but don’t have bank accounts. Some service providers will require you to have a bank account if they provide cash advances – but some will still allow you to apply without an account.

FAQ

Are Short-term Loans in Huntington Beach, CA, Good?

Short-term loans in Huntington Beach, CA, are good if you have an emergency and need some money. If you have some problems with your bills and can’t wait for your next paycheck, taking out a short-term loan is the best solution for you. It’s important to understand that these loans should be used only if there is no other solution for your situation. Don’t resort to getting a short-term loan because it’s easy – make sure that it’s the only way to solve your problem.

What are the Differences Between Payday Loans and Short-term Loans in Huntington Beach?

Both short-term and payday loans in Huntington Beach, CA, have similar properties and features; however, some differences make one of these suitable for a particular situation more than another. The main differences between the two types of loans are the interest rates and other fees you need to pay when taking out a payday loan or getting a short-term loan. 

How Do I Apply for a Payday Loan in Huntington Beach, CA?

Online payday loan companies in Huntington Beach, CA, are websites that will provide you with information about these kinds of loans and show you how to apply online.
Most of them will require you to fill out a simple form that contains your personal information and the information about your income and expenses. You will also have to send them documents that prove your identity, such as your driver’s license, car registration papers, or the last utility bill. It’s recommended to save all this data in PDF files so that you can easily upload it to the lender’s website.

Look for Short-Term Loans in Other Cities:

Adelanto Alameda Alhambra Aliso Viejo Altadena Anaheim Antelope Antioch Apple Valley Arcadia Azusa Bakersfield Baldwin Park Banning Beaumont Bell Bell Gardens Bellflower Beverly Hills Brea Brentwood Buena Park Burbank Burlingame Calexico Camarillo Campbell Carlsbad Carmichael Carson Castro Valley Cathedral City Ceres Cerritos Chico Chino Chino Hills Chula Vista Citrus Heights Claremont Clovis Coachella Colton Compton Concord Corona Costa Mesa Covina Culver City Cupertino Cypress Daly City Dana Point Danville Davis Delano Diamond Bar Downey Dublin El Cajon El Centro El Dorado Hills El Monte Elk Grove Encinitas Escondido Fair Oaks Fairfield Fallbrook Folsom Fontana Fountain Valley Fremont Fresno Fullerton Garden Grove Gardena Gilroy Glendale Glendora Goleta Hacienda Heights Hanford Hawthorne Hayward Hemet Hesperia Highland Hollister Huntington Park Indio Inglewood Irvine La Habra La Mesa La Mirada La Puente La Quinta La Verne Laguna Hills Laguna Niguel Lake Elsinore Lake Forest Lakewood Lancaster Lawndale Lincoln Livermore Lodi Lompoc Long Beach Los Altos Los Angeles Los Banos Los Gatos Lynwood Madera Manhattan Beach Manteca Martinez Menifee Menlo Park Merced Milpitas Mission Viejo Modesto Monrovia Montclair Montebello Monterey Park Moorpark Moreno Valley Morgan Hill Mountain View Murrieta Napa National City Newark Newport Beach North Highlands Norwalk Novato Oakland Oakley Oceanside Ontario Orange Orangevale Oxnard Pacifica Palm Desert Palm Springs Palmdale Palo Alto Paramount Pasadena Paso Robles Perris Petaluma Pico Rivera Pittsburg Placentia Pleasant Hill Pleasanton Pomona Porterville Poway Rancho Cordova Rancho Cucamonga Rancho Palos Verdes Rancho Santa Margarita Redding Redlands Redondo Beach Redwood City Rialto Richmond Riverside Rocklin Rohnert Park Rosemead Roseville Rowland Heights Sacramento Salinas San Bernardino San Bruno San Clemente San Diego San Dimas San Francisco San Gabriel San Jacinto San Jose San Juan Capistrano San Leandro San Luis Obispo San Marcos San Mateo San Pablo San Rafael San Ramon Santa Ana Santa Barbara Santa Clara Santa Clarita Santa Cruz Santa Maria Santa Monica Santa Paula Santa Rosa Santee Saratoga Seaside Simi Valley South Gate South San Francisco Stanton Stockton Sunnyvale Temecula Temple City Thousand Oaks Torrance Tracy Tulare Turlock Tustin Union City Upland Vacaville Vallejo Ventura Victorville Visalia Vista Walnut Walnut Creek Watsonville West Covina West Hollywood West Sacramento Westminster Whittier Wildomar Woodland Yorba Linda Yuba City Yucaipa