Payday Loans in Kirkwood, California

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No payday loan companies in Kirkwood, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Community Check Cashing 1301 Long Beach Blvd, Long Beach, CA 90813 +1 (562) 599 - 1550
Pay Day Express 1666 Holmes St, Livermore, CA 94550 +1 (925) 961 - 1040
JORIAN GILLIAN BEST COMMERCIAL RESIDENTIAL MORTGAGE BROKER LOAN OFFICER ORANGE COUNTY 1515 N Tustin Ave 700, Santa Ana, CA 92705 +1 (949) 942 - 7256
Advance America 1954-C S Broadway, Santa Maria, CA 93454 +1 (805) 922 - 2033
Monroe's Payday Advance 6501 San Fernando Rd # G, Glendale, CA 91201 +1 (818) 543 - 1661
Check `n Go 1865 Herndon Ave Suite C, Clovis, CA 93611 +1 (559) 322 - 5900
Evergreen Home Loans Chico NMLS 1585926 430 Broadway St, Chico, CA 95928 +1 (530) 924 - 6605
Nationwide Student Loan 20700 Ventura Blvd #302, Woodland Hills, CA 91364 +1 (800) 672 - 7579
Check Into Cash 18150 Hesperian Blvd, San Lorenzo, CA 94580 +1 (510) 278 - 2303
Montana Capital Car Title Loans 1320 W Houston Ave suite b, Visalia, CA 93291 +1 (559) 203 - 7245

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Kirkwood, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Elk Grove, CA, Short-term Loans in Encinitas, CA, Payday Loan Companies in Escondido, CA, Payday Loans in Fair Oaks, CA, Payday Loan Companies in Fairfield, CA, Payday Loans in Fallbrook, CA, Payday Loans in Folsom, CA and Payday Loan Companies in Fontana, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Kirkwood, CA.

Beautiful sights of Kirkwood, CA

Payday Loans Available in Kirkwood, CA By The Following ZIP Codes:

95646

Are Payday Loans Legal In Kirkwood, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Kirkwood, CA payday loan calculator

What are Payday Loans in Kirkwood?

Payday loans are a type of short-term loan that is designed to help people bridge a cash gap between paychecks. These loans are typically due to be repaid on the borrower’s next payday. In Kirkwood, California, payday loans are legal and regulated by state law.

How do Payday Loans Work in Kirkwood?

To apply for a payday loan in Kirkwood, you typically need to provide proof of income, a valid ID, and a checking account. You then write a post-dated check to the lender for the loan amount plus the lender’s fees. The lender will hold onto the check until the borrower’s next payday, at which point, the check is cashed.

If the borrower can’t pay back the loan on the due date, they can often roll the loan over for an additional fee. However, this can lead to a cycle of debt that can be difficult to break.

What Are the Benefits of Payday Loans in Kirkwood?

The main benefit of payday loans is that they provide quick access to cash when you need it. Unlike traditional bank loans, payday loans are often available same day or within 24 hours.

Payday loans are also relatively easy to qualify for, even if you have bad credit. This can be a lifesaver for people who can’t get approved for traditional loans due to their credit score.

What Are the Risks of Payday Loans in Kirkwood?

Despite their benefits, payday loans come with some significant risks. The fees associated with payday loans can be high, and the APRs can often exceed 400%. This means that you could end up paying more than you borrowed in interest and fees.

Additionally, if you can’t pay back the loan on time, you may find yourself in a cycle of debt where you have to continuously roll over the loan and accrue more fees.

Interesting Facts about Payday Loans in Kirkwood, California

  • In California, the maximum amount of a payday loan is $300.
  • The maximum finance charge for a payday loan in California is 15% of the loan amount.
  • In 2019, Californians took out a total of $3.4 billion in payday loans.
  • The average APR for payday loans in California is 372%.

Apply Now for a Payday Loan in Kirkwood

If you need quick cash, a payday loan might be the solution for you. However, it’s important to make sure you understand the risks and are able to pay back the loan on time to avoid a cycle of debt.

At TheGuaranteedLoans, we are a connector service that can help you find potential lenders for payday loans in Kirkwood and throughout California. Our online application process is fast and easy, and we work with a network of trusted lenders to help you get the best possible loan terms.

Apply today for a payday loan in Kirkwood and get the cash you need to bridge the gap until your next paycheck!

F.A.Q.

Can I be sued or have my wages garnished if I default on a payday loan in Kirkwood, California?

If you default on a payday loan in Kirkwood, California, the lender may attempt to collect the debt through legal means, such as suing you or garnishing your wages. However, California law protects borrowers from excessive or unfair collection practices.

What is a payday loan in Kirkwood, California?

A payday loan in Kirkwood, California is a short-term loan that is intended to help borrowers get by until their next payday. These loans typically have high interest rates and are intended to be repaid in full on the borrower's next payday.

Look for Short-Term Loans in Other Cities:

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