Payday Loans in Kneeland, California

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No payday loan companies in Kneeland, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Payday Advance 9673 Sierra Ave, Fontana, CA 92335 +1 (909) 822 - 9600
Check `n Go 229 W Foothill Blvd, Rialto, CA 92376 +1 (909) 421 - 2000
Standard Finance 11088 Trask Ave 210, Garden Grove, CA 92843 +1 (714) 530 - 6066
Advance America 47 W Main St, Woodland, CA 95695 +1 (530) 666 - 7125
Jet Cash Car Title Loans 16443 Vanowen St, Van Nuys, CA 91406 +1 (818) 781 - 7595
Oportun 351 E Olive Ave, Porterville, CA 93257 +1 (559) 201 - 6412
Check n Go 754 Admiral Callaghan Ln, Vallejo, CA 94591 +1 (707) 552 - 0193
West Mitsubishi 624 6th St, Orland, CA 95963 +1 (530) 487 - 0949
CFSC The Check Cashing Place Oceanside 1919 Mission Ave Ste. A, Oceanside, CA 92058 +1 (760) 433 - 3647
Car Title Loans California 9710 Elk Grove Florin Rd, Elk Grove, CA 95624 +1 (916) 269 - 0625

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Kneeland, CA, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Highland, CA, Payday Loans in Hollister, CA, No Credit Check Loans in Huntington Beach, CA, Payday Loans in Huntington Park, CA, No Credit Check Loans in Indio, CA, Payday Loans in Inglewood, CA, Same Day Loans in Irvine, CA and Payday Loan Without a Credit Check in La Habra, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Kneeland, CA.

Are Payday Loans Legal In Kneeland, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Kneeland, CA payday loan calculator

Payday Loans in Kneeland, California: What You Need to Know

Payday loans are a popular type of short-term loan that is often used to cover unexpected expenses or bridge the gap between paychecks. In California, payday loans are legal and regulated by the California Department of Business Oversight. If you are considering a payday loan in Kneeland, California, here is everything you need to know:

What is a Payday Loan?

A payday loan is a type of short-term loan that is typically due on your next payday. These loans are designed to provide borrowers with quick access to cash and can be used for a variety of purposes, including covering unexpected expenses or paying bills that are due before your next paycheck.

How do Payday Loans Work?

Typically, to get a payday loan in Kneeland, California, you will need to provide proof of income and a valid form of identification. You will also need to have an active checking account. Once approved, the funds will be deposited directly into your account, often within one business day.

When the loan is due, the lender will withdraw the amount borrowed plus any fees and interest from your bank account. If you cannot repay the loan on time, you may be charged additional fees and interest, which can quickly add up.

What are the Benefits of Payday Loans?

Payday loans can provide quick access to cash when you need it most. They are also easy to apply for and often require no credit check. This makes them a popular option for those with poor credit or those who are unable to qualify for other types of loans.

What are the Risks of Payday Loans?

While payday loans can be a useful tool for some borrowers, they also come with a number of risks. Most notably, payday loans tend to come with very high interest rates and fees. This means that if you are unable to repay the loan on time, you could end up owing much more than you originally borrowed.

Additionally, many lenders have been accused of using predatory practices, such as targeting vulnerable borrowers and encouraging them to take out loans they cannot afford to repay.

Interesting Facts and Statistics about Payday Loans in Kneeland, California

  • CALCASA reports that in 2019, more than 1.9 million payday loans were issued in California.
  • According to Pew Charitable Trusts, the average payday loan borrower in California takes out eight loans per year, with an average loan amount of $300.
  • The interest rate on payday loans in California is capped at 460%.
  • There are more payday lender storefronts in California than there are McDonald’s, Starbucks, and 7-11 locations combined.

Apply Now for a Payday Loan in Kneeland, California

If you are facing an unexpected expense and need cash fast, TheGuaranteedLoans can help connect you with potential lenders in Kneeland, California. Our online application is quick and easy, and we work with a network of trusted lenders who can provide the funds you need. Remember, TheGuaranteedLoans is a connector service, not a direct lender, and we are here to help you find a loan that works for you.

Apply now for a payday loan in Kneeland, California and get the cash you need to cover your expenses.

F.A.Q.

What is the maximum interest rate that a payday lender can charge in Kneeland, California?

The maximum interest rate that a payday lender can charge in Kneeland, California is 459% APR. This rate is much higher than the rates charged by traditional lenders, such as banks and credit unions.

Are there any alternatives to payday loans in Kneeland, California?

Yes, there are several alternatives to payday loans in Kneeland, California that you may want to consider. For example, you can apply for a small personal loan from a bank or credit union, or you can seek help from a nonprofit organization that offers financial counseling and assistance.

Look for Short-Term Loans in Other Cities:

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