Payday Loans in La Mesa, California

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Payday Loan Companies in La Mesa, CA

Company nameAddressZip codePhone number
ACE Cash Express 7900 El Cajon Blvd Ste H 91942 +1 (619) 337 - 2858
Check `n Go 5634 Lake Murray Blvd 91942 +1 (619) 461 - 9100
Fast Auto and Payday Loans 8160 Parkway Dr 91942 +1 (619) 415 - 8630
Green Path Funding 5640 Baltimore Dr 91942 +1 (619) 668 - 4463
La Mesa Ca Top Auto Car Lender 8697 La Mesa Blvd ste c 502-g 91942 +1 (619) 825 - 2740
LoanMart Title Loans at Ace Cash Express 7900 El Cajon Blvd Ste H 91942 +1 (619) 832 - 0036
Payday Loans 7020 University Ave 91942
SDCCU La Mesa Branch 8555 Fletcher Pkwy 91942 +1 (877) 732 - 2848
Sun Cash 5419 El Cajon Blvd 91942 +1 (619) 825 - 2822
TNL Car Title Loans 8881 Fletcher Pkwy #96 91942 +1 (619) 577 - 4302
Umpqua Bank 7777 Alvarado Rd Suite 113 91942 +1 (619) 668 - 8147

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in La Mesa, CA, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in La Mirada, CA, Online Loans in La Puente, CA, Payday Loans in La Quinta, CA, Payday Loans in La Verne, CA, Payday Loans in Laguna Hills, CA, Payday Loans in Laguna Niguel, CA, Payday Loans in Lake Elsinore, CA and No Credit Check Loans in Lake Forest, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in La Mesa, CA.

Beautiful sights of La Mesa, CA

Payday Loans Available in La Mesa, CA By The Following ZIP Codes:

91942, 91944, 91943, 91941

Are Payday Loans Legal In La Mesa, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

La Mesa, CA payday loan calculator

Payday Loans in La Mesa, California

Payday loan is a short-term loan, usually of $500 or less, that is typically due on your next payday. It is a legal financial option in the state of California, as approved by the Financial Code 23000, and is a great solution for emergency cash needs.

La Mesa, a beautiful border city in San Diego county, is home to many payday loan companies, ready to help its residents when the need for emergency cash rises. Understanding the characteristics of payday loans, the alternatives that may be available, and the regulations that protect you, is important before taking out a loan.

What are Payday Loans?

Payday loans, also known as cash advances, are short-term loans that provide you with emergency cash when you are short on time. The loan amount is usually small, usually around $500 or less, and must be repaid in full, including any interest and fees, on the date of your next paycheck. These types of loans can be used to bridge unexpected expenses such as medical bills, auto repairs, or overdue utility bills.

What are the Regulations?

Payday loan companies in the state of California are regulated by the Financial Code 23000. This code limits the amount of loan that a person can receive from any one company, limits the amount of interest that can be charged and other protections that are in place to protect borrowers. It also sets forth the requirements for disclosure of loan terms, including the total cost of the loan.

When considering a payday loan in La Mesa, it is important to make sure that the lender is properly licensed and compliant with the state regulations. When researching a payday loan lender, be sure to check out reviews from previous customers.

What are the Alternatives?

Although payday loans can be a great solution for immediate cash needs, there are other alternatives that can be considered. Credit cards and personal loans are one option. Credit cards may provide a lower interest rate and may offer a grace period before interest is charged. Personal loans typically have lower rates and longer repayment periods than payday loans. It is important to research all options before committing to a loan.

Apply Now

If you are in need of emergency cash, then TheGuaranteedLoans can connect you with a lender that may be able to help. We are not a lender, but we work with a network of lenders that offer payday loans in the La Mesa, area. Simply fill out the application on our website, and we will connect you with a lender that may be able to meet your needs. Once you are connected, you can review the terms and conditions of the loan, and decide whether it is right for you.

Frequently Asked Questions (F.A.Q.)

  • What is the minimum loan amount I can get? – The minimum loan amount for payday loans in La Mesa, California is $500.
  • What is the maximum loan amount I can get? – The maximum loan amount for payday loans in La Mesa, California is $2,500.
  • What is the interest rate? – The interest rate for payday loans in La Mesa, California can be up to 15%.
  • What are the repayment terms? – The repayment terms for payday loans in La Mesa, California vary by lender, but typically you will have up to 12 months to repay the loan.
  • Are there any fees? – Payday loans in La Mesa, California may include a fee of up to 10% of the loan amount.

More F.A.Q.

Can I get a payday loan in La Mesa, California if I am currently in bankruptcy?

No, you cannot get a payday loan in La Mesa, California if you are currently in bankruptcy.

Can payday lenders in La Mesa, California require me to provide a post-dated check or other security as collateral for the loan?

Yes, payday lenders in La Mesa, California may require you to provide a post-dated check or other security as collateral for the loan. This is typically used to ensure that the lender can collect the loan amount if you do not make your payments.

How Many Cash Advance Companies are in La Mesa, CA?

With the help of our service, you will be able to find 11 cash advance companies in La Mesa, CA

What Cash Advance Companies in La Mesa, CA are the most popular?

You should check ACE Cash Express, Check `n Go, and Fast Auto and Payday Loans. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

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