Payday Loans in Lincoln Acres, California

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No payday loan companies in Lincoln Acres, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Golden Pacific Bank 9960 Live Oak Blvd, Live Oak, CA 95953 +1 (530) 742 - 3800
U.S. Bank Branch 22953 Twain Harte Dr, Twain Harte, CA 95383 +1 (209) 586 - 3277
Check Into Cash 73737 Twentynine Palms Highway, Twentynine Palms, CA 92277 +1 (760) 367 - 7717
Ted Miles Motors, Inc. 7380 El Camino Real 4629, Atascadero, CA 93422 +1 (805) 466 - 2411
Westamerica Bank 375 Brunswick Rd, Grass Valley, CA 95945 +1 (530) 477 - 4040
A Advance 548 N Azusa Ave, West Covina, CA 91791 +1 (626) 332 - 3955
Quick Cash Advance 1285 S Garey Ave L, Pomona, CA 91766
California Check Cashing Stores 220 W Anaheim St b, Wilmington, CA 90744 +1 (310) 835 - 6267
Lendistry 330 E Lambert Rd 275, Brea, CA 92821
CoastHills Credit Union 1320 N H St, Lompoc, CA 93436 +1 (805) 733 - 7600

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lincoln Acres, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Laguna Hills, CA, Payday Loans in Laguna Niguel, CA, No Credit Check Loans in Lake Elsinore, CA, Payday Loans in Lake Forest, CA, Same Day Loans in Lakewood, CA, Quick Loan in Lancaster, CA, Payday Loans in Lawndale, CA and Guaranteed Loans in Lincoln, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lincoln Acres, CA.

Are Payday Loans Legal In Lincoln Acres, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Lincoln Acres, CA payday loan calculator

Payday Loans in Lincoln Acres, California: Everything You Need to Know

If you ever find yourself in a financial emergency, you might consider a payday loan as a quick and easy solution. While payday loans come with their fair share of controversy, they can be a lifesaver for those who need money fast. In this comprehensive guide, we’ll explore everything you need to know about payday loans in Lincoln Acres, California.

What are Payday Loans?

Payday loans are a type of short-term loan that is typically due on your next payday. They are intended to help borrowers who need quick access to money to cover unexpected expenses or emergencies. Unlike traditional loans, payday loans are often easier to obtain and typically require less paperwork.

Are Payday Loans Legal in California?

Yes, payday loans are legal in California. As a matter of fact, the state has some of the strongest consumer protection laws in the country for payday loans. These laws include a cap on loan amounts, interest rates, and fees charged by lenders.

How to Get a Payday Loan in Lincoln Acres, California

To qualify for a payday loan in Lincoln Acres, California, you need to meet certain eligibility requirements, including:

  • Be at least 18 years old
  • Have a valid government-issued ID
  • Provide proof of income
  • Provide proof of a checking account

If you meet these requirements, you can apply for a payday loan online through TheGuaranteedLoans. We are a connector service that links you to potential lenders, not a direct lender. The process is quick and easy and can be completed from the comfort of your own home.

Benefits of Payday Loans in Lincoln Acres, California

There are several benefits to taking out a payday loan in Lincoln Acres, California:

  • Quick access to cash: Payday loans can be approved in as little as 24 hours, providing you with immediate access to cash when you need it most.
  • Easy application process: Unlike traditional loans, payday loans often require less paperwork, making the application process quick and easy.
  • Protects credit score: Late payments or missed payments on bills can negatively impact your credit score. Payday loans can provide temporary relief and help protect your credit score.
  • Flexible repayment options: Payday loans typically have flexible repayment options, allowing you to pay back the loan in installments over time.

Drawbacks of Payday Loans in Lincoln Acres, California

Like any other loan, payday loans also come with some disadvantages that you need to consider before taking one out:

  • Expensive fees: Payday loans are known for their high-interest rates, which can add up quickly if the loan isn’t paid back on time.
  • Short repayment terms: Payday loans typically need to be repaid in full by your next payday, which can be difficult if you’re already living paycheck to paycheck.
  • Can lead to a cycle of debt: If you’re not able to repay the loan on time, you could find yourself trapped in a cycle of debt where you need to take out more loans to cover the original loan plus fees.

Interesting Facts and Statistics about Payday Loans in Lincoln Acres, California

  • As of 2021, California has more payday lenders than McDonald’s locations with over 2,000 payday loan storefronts in the state.
  • The average loan amount in California is $250 with an average interest rate of 372%.
  • A study conducted in 2016 found that 60% of all payday loans in California are taken out to cover everyday expenses, including rent and utilities.

Apply Now

If you need a payday loan in Lincoln Acres, California, TheGuaranteedLoans can help connect you with a potential lender. Simply fill out an online application on our website and we’ll match you with a lender that best fits your needs. Remember, payday loans should only be used as a short-term solution to financial emergencies and should be repaid as soon as possible to avoid high-interest rates and fees.

In conclusion, payday loans in Lincoln Acres, California can be a useful tool to help you cover unexpected expenses or emergencies. However, it’s important to understand the risks and drawbacks associated with payday loans and use them responsibly. If you have any questions or concerns, contact TheGuaranteedLoans and we’ll be happy to assist you.

F.A.Q.

Are there any alternatives to payday loans in Lincoln Acres, California?

Yes, there are several alternatives to payday loans in Lincoln Acres, California that you may want to consider. For example, you can apply for a small personal loan from a bank or credit union, or you can seek help from a nonprofit organization that offers financial counseling and assistance.

How do I know if a payday lender is licensed in Lincoln Acres, California?

All payday lenders operating in Lincoln Acres, California are required to be licensed by the Department of Business Oversight. You can check the lender's license status by visiting the Department's website and searching for the lender's name.

Look for Short-Term Loans in Other Cities:

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