Payday Loans in Loleta, California

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Loleta, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
The Town Group at United American Mortgage Corp 91 Avenida Del Mar 2nd Floor, San Clemente, CA 92672 +1 (949) 510 - 9062
Check Into Cash 10618 San Pablo Ave c, El Cerrito, CA 94530 +1 (877) 244 - 8254
Allied Cash Advance 1064 N. Kern Street, Taft, CA 93268 +1 (661) 765 - 7744
California Real Estate Loans, Inc. 600 N San Mateo Dr, San Mateo, CA 94401 +1 (650) 342 - 4466
Fast Auto and Payday Loans 11515 Slauson Ave #101&102, Whittier, CA 90606 +1 (562) 457 - 4140
Lendmark Financial Services LLC 2296 E Carson St, Long Beach, CA 90807 +1 (562) 427 - 3784
Fast Auto Loans, Inc. 18934 Soledad Canyon Rd, Santa Clarita, CA 91351 +1 (661) 424 - 7204
Tri Counties Bank 2641 Main St, Susanville, CA 96130 +1 (530) 257 - 4151
Mission Hills Mortgage Bankers 44300 Monterey Ave A, Palm Desert, CA 92260 +1 (760) 322 - 2512
California Check Cashing Stores 1602 Webster St, Alameda, CA 94501 +1 (510) 865 - 8844

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Loleta, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for San Bruno, CA, Online Loans in San Clemente, CA, Payday Loans in San Diego, CA, Payday Loans in San Dimas, CA, Payday Loans in San Francisco, CA, Bad Credit Loans in San Gabriel, CA, 24-Hour Loan in San Jacinto, CA and Payday Loans in San Jose, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Loleta, CA.

Beautiful sights of Loleta, CA

Payday Loans Available in Loleta, CA By The Following ZIP Codes:

95551

Are Payday Loans Legal In Loleta, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Loleta, CA payday loan calculator

Payday Loans in Loleta, California: Understanding the Basics

Payday loans are a popular option for individuals who need urgent financial assistance. In many cases, payday loans are a quick and easy solution to pressing financial issues. However, it is essential to understand the details of a payday loan to avoid unnecessary debt and financial strain.

How do Payday Loans Work?

Payday loans, also commonly referred to as cash advances, are short-term loans that must be repaid within a few weeks. Typically, payday loan borrowers write a post-dated check for the amount they’d like to borrow, plus interest and fees, and the lender cashes the check on the due date. Alternatively, borrowers may authorize the lender to electronically withdraw the borrowed amount from their account on the due date.

Payday loans are notorious for their high interest rates and fees, which often exceed 400% APR. Borrowers often end up owing more than they initially borrowed, leading to a debt cycle that can be difficult to escape.

Payday Loans in Loleta, California

Payday loans are legal in California, including Loleta. California state law regulates the maximum amount that payday lenders can charge borrowers, including fees and interest rates.

In California, the maximum loan amount for a payday loan is $300, and the maximum fee a lender can charge is 15% of the total loan amount. For example, if a borrower takes out a $300 payday loan, the lender can charge a maximum of $45 in fees (15% of $300).

Benefits of Payday Loans in Loleta, California

  • Quick approval process – borrowers can receive payday loan approvals within minutes, making them a helpful solution for those in need of urgent funds.
  • No credit check required – most payday lenders do not require a credit check, making payday loans accessible to individuals with poor credit or no credit history.
  • Flexible repayment options – borrowers can choose to repay their loan on their next payday or extend the repayment term by paying additional fees.

Risks of Payday Loans in Loleta, California

  • High fees and interest rates – payday loans are notorious for charging extremely high fees and interest rates, making them an expensive borrowing option.
  • Debt cycle – borrowers may get stuck in a debt cycle, unable to repay their loans and forced to take out additional loans to cover the initial debt.
  • Legal consequences – if a borrower fails to repay their payday loan, lenders may take legal action, including wage garnishment, bank account levies, or even lawsuits.

The Safe Way to Borrow Payday Loans in Loleta, California

While payday loans can be an effective short-term solution for financial emergencies, they must be used carefully. To avoid unnecessary financial strain and debt, borrowers should:

  • Borrow only what they can afford to repay
  • Repay their loans on time
  • Avoid extending the repayment term by paying additional fees
  • Compare lenders and choose the one with the best rates and terms

Interesting Facts and Statistics about Payday Loans in Loleta, California

  • In California, the average payday loan amount is $250.
  • According to a 2019 study by the California Department of Business Oversight, 82% of payday loan borrowers take out multiple loans each year, and 33% of borrowers take out 10 or more loans annually.
  • As of September 2021, there were 7 payday lenders in Loleta, California.

Apply Now with TheGuaranteedLoans

TheGuaranteedLoans is a connector service that can help borrowers connect with potential payday loan lenders. We offer a simple online application process that can match borrowers with lenders in just a few minutes.

It’s important to note that we are not a direct lender and do not make any lending decisions. Instead, we provide a platform for borrowers to connect with lenders and explore their borrowing options.

If you’re considering a payday loan in Loleta, California, visit our website and fill out an online application today.

F.A.Q.

Can a payday lender require me to provide proof of income in order to take out a loan in Loleta, California?

Yes, a payday lender can require you to provide proof of income in order to take out a loan in Loleta, California. This is to ensure that you have the ability to repay the loan on time. You may be required to provide pay stubs, bank statements, or other documentation to verify your income.

Can a payday lender require me to provide proof of a bank account in order to take out a loan in Loleta, California?

Yes, a payday lender can require you to provide proof of a bank account in order to take out a loan in Loleta, California. This is because most payday loans are repaid through electronic withdrawal from the borrower's bank account on the due date. You may be required to provide a voided check or other documentation to verify your bank account.

Look for Short-Term Loans in Other Cities:

Adelanto Alameda Alhambra Aliso Viejo Altadena Anaheim Antelope Antioch Apple Valley Arcadia Azusa Bakersfield Baldwin Park Banning Beaumont Bell Bell Gardens Bellflower Beverly Hills Brea Brentwood Buena Park Burbank Burlingame Calexico Camarillo Campbell Carlsbad Carmichael Carson Castro Valley Cathedral City Ceres Cerritos Chico Chino Chino Hills Chula Vista Citrus Heights Claremont Clovis Coachella Colton Compton Concord Corona Costa Mesa Covina Culver City Cupertino Cypress Daly City Dana Point Danville Davis Delano Diamond Bar Downey Dublin El Cajon El Centro El Dorado Hills El Monte Elk Grove Encinitas Escondido Fair Oaks Fairfield Fallbrook Folsom Fontana Fountain Valley Fremont Fresno Fullerton Garden Grove Gardena Gilroy Glendale Glendora Goleta Hacienda Heights Hanford Hawthorne Hayward Hemet Hesperia Highland Hollister Huntington Beach Huntington Park Indio Inglewood Irvine La Habra La Mesa La Mirada La Puente La Quinta La Verne Laguna Hills Laguna Niguel Lake Elsinore Lake Forest Lakewood Lancaster Lawndale Lincoln Livermore Lodi Lompoc Long Beach Los Altos Los Angeles Los Banos Los Gatos Lynwood Madera Manhattan Beach Manteca Martinez Menifee Menlo Park Merced Milpitas Mission Viejo Modesto Monrovia Montclair Montebello Monterey Park Moorpark Moreno Valley Morgan Hill Mountain View Murrieta Napa National City Newark Newport Beach North Highlands Norwalk Novato Oakland Oakley Oceanside Ontario Orange Orangevale Oxnard Pacifica Palm Desert Palm Springs Palmdale Palo Alto Paramount Pasadena Paso Robles Perris Petaluma Pico Rivera Pittsburg Placentia Pleasant Hill Pleasanton Pomona Porterville Poway Rancho Cordova Rancho Cucamonga Rancho Palos Verdes Rancho Santa Margarita Redding Redlands Redondo Beach Redwood City Rialto Richmond Riverside Rocklin Rohnert Park Rosemead Roseville Rowland Heights Sacramento Salinas San Bernardino San Bruno San Clemente San Diego San Dimas San Francisco San Gabriel San Jacinto San Jose San Juan Capistrano San Leandro San Luis Obispo San Marcos San Mateo San Pablo San Rafael San Ramon Santa Ana Santa Barbara Santa Clara Santa Clarita Santa Cruz Santa Maria Santa Monica Santa Paula Santa Rosa Santee Saratoga Seaside Simi Valley South Gate South San Francisco Stanton Stockton Sunnyvale Temecula Temple City Thousand Oaks Torrance Tracy Tulare Turlock Tustin Union City Upland Vacaville Vallejo Ventura Victorville Visalia Vista Walnut Walnut Creek Watsonville West Covina West Hollywood West Sacramento Westminster Whittier Wildomar Woodland Yorba Linda Yuba City Yucaipa