Payday Loans in Lytle Creek, California

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No payday loan companies in Lytle Creek, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
U.S. Bank ATM - Eureka Main 735 5th St, Eureka, CA 95501 +1 (800) 872 - 2657
Check `n Go 1026 W Beverly Blvd, Montebello, CA 90640 +1 (323) 726 - 1600
California Check Cashing Stores 2417 Alvin Ave, San Jose, CA 95121 +1 (408) 238 - 4696
Seaside Financial 124 Tustin Ave 200, Newport Beach, CA 92663 +1 (949) 673 - 5626
Umpqua Bank 39171 CA-299, Willow Creek, CA 95573 +1 (530) 629 - 4075
Check Into Cash 722 N Freeman Ln, Grass Valley, CA 95949 +1 (530) 272 - 3021
Thrivent Financial Templeton 212 S Main St 101, Templeton, CA 93465 +1 (805) 434 - 1940
Bank of Stockton Angels Camp 229 S Main St, Angels Camp, CA 95222 +1 (209) 729 - 2500
Raymond James Financial Services 195 N 1st St, Dixon, CA 95620 +1 (707) 678 - 7825
TNL Car Title Loans 11828 Dublin Blvd Ste 424, Dublin, CA 94568 +1 (925) 575 - 9111

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lytle Creek, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Fresno, CA, Payday Loans in Fullerton, CA, Payday Loans in Garden Grove, CA, Payday Loan Companies in Gardena, CA, Quick Loan in Gilroy, CA, Guaranteed Loans in Glendale, CA, Emergency Loan in Glendora, CA and Payday Loans in Goleta, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lytle Creek, CA.

Beautiful sights of Lytle Creek, CA

Payday Loans Available in Lytle Creek, CA By The Following ZIP Codes:

92358

Are Payday Loans Legal In Lytle Creek, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Lytle Creek, CA payday loan calculator

Payday Loans in Lytle Creek, California: A Comprehensive Guide

Are you in need of quick cash in Lytle Creek, California? If so, you may be considering a payday loan. In this guide, we’ll provide you with all the information you need to know about payday loans in Lytle Creek, California, including the legalities involved, the application process, and key points to consider before taking out a payday loan.

What are Payday Loans?

Payday loans are short-term loans that typically range from $100 to $1,000, depending on state laws. They are designed to provide borrowers with quick cash to cover unexpected expenses and are typically due on the borrower’s next payday. In California, payday loans are legal and subject to specific regulations to protect borrowers.

Legal Information for Payday Loans in Lytle Creek, California

The state of California regulates payday loans to ensure fairness and protect consumers from predatory lending practices. Here are some key points you should know:

  • Payday loans in California are legal and must comply with California Civil Code 1789.30 et seq.
  • Payday loan lenders in California cannot charge more than 15% of the loan amount in fees.
  • The maximum loan amount in California is $300.
  • The maximum term for a payday loan in California is 31 days.
  • Lenders must provide borrowers with a written agreement that includes the loan amount, fees, APR, payment due date, and other important information.
  • Borrowers have the right to cancel the loan within one business day of receiving the funds without penalty or interest.

Applying for a Payday Loan in Lytle Creek, California

If you’re considering applying for a payday loan in Lytle Creek, California, here’s what you need to know:

  • You must be at least 18 years old and have a valid government-issued ID, such as a driver’s license or passport.
  • You must have a steady source of income and an active checking account.
  • You will need to provide your name, address, phone number, social security number, and employment information.
  • The lender will evaluate your application and may request additional documentation.
  • If approved, you will receive the funds directly into your checking account within one business day.

Points to Consider Before Taking Out a Payday Loan

While payday loans can be a convenient way to access quick cash, there are several key points to consider before taking out a payday loan:

  • The fees and interest rates associated with payday loans are typically higher than traditional loans.
  • If you are unable to repay the loan on time, you may incur additional fees and interest charges.
  • Payday loans are intended to be short-term solutions and should not be used to address long-term financial issues.
  • If you take out multiple payday loans, you may find yourself in a cycle of debt that can be difficult to break.

Interesting Facts about Payday Loans in Lytle Creek, California

  • Lytle Creek, California, is a small community in San Bernardino County with a population of approximately 700 people.
  • According to data from the California Department of Business Oversight, there were 76,782 payday loans issued in San Bernardino County in 2019, totaling over $22 million in loan volume.
  • The average APR for payday loans in California is 372%, according to a report by the California Department of Business Oversight.

Apply Now with TheGuaranteedLoans

If you’re in need of quick cash and have decided that a payday loan is the right choice for you, TheGuaranteedLoans is here to help. We are a connector service that can connect you with potential lenders who may be able to offer you a loan that meets your needs.

To apply, simply fill out our online application form with your personal information, employment details, and the amount you wish to borrow. We’ll then evaluate your application and provide you with potential lenders. Remember, we are not a direct lender, but a connector service that facilitates your connection with lenders.

Final Thoughts

Payday loans can be a useful tool for accessing quick cash in emergencies. However, it’s important to understand the legal requirements and cost implications before taking out a payday loan. By following the guidelines outlined in this guide and working with reputable lenders through TheGuaranteedLoans, you can make an informed decision and find the right financial solution for your needs.

F.A.Q.

How long does it take to get a payday loan in Lytle Creek, California?

In most cases, payday loans in Lytle Creek, California can be approved and disbursed within a few hours.

Are there any alternatives to payday loans in Lytle Creek, California?

Yes, there are several alternatives to payday loans in Lytle Creek, California, such as credit unions, small personal loans, or financial assistance programs.

Look for Short-Term Loans in Other Cities:

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