Payday Loans in Macdoel, California

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No payday loan companies in Macdoel, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
American Check Cashing 724 Fairplex Dr, Pomona, CA 91768 +1 (909) 865 - 5706
LoanCenter 4727 Wilshire Blvd 100, Los Angeles, CA 90010 +1 (866) 553 - 3840
Golden 1 Credit Union 2248 Grass Valley Hwy, Auburn, CA 95603 +1 (877) 465 - 3361
Car Title Loans California 801 N El Camino Real, San Clemente, CA 92672 +1 (844) 209 - 5949
California Check Cashing Stores 3769 Lafayette St, Santa Clara, CA 95054 +1 (408) 980 - 1000
Tri Counties Bank 909 Main St, Fortuna, CA 95540 +1 (707) 725 - 7150
A D T Fernando's Check Cashing 2358 E Main St, Ventura, CA 93003 +1 (805) 643 - 0761
ACE Cash Express 4457 Slauson Ave, Maywood, CA 90270 +1 (323) 771 - 1801
Advance America 1688 N. Perris Blvd., Ste. D-9, Perris, CA 92571 +1 (951) 657 - 7178
Pay It Back Check Cashing 437 N Vincent Ave, Covina, CA 91722 +1 (626) 960 - 2200

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Macdoel, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Hacienda Heights, CA, Payday Loans in Hanford, CA, Payday Loans in Hawthorne, CA, Guaranteed Loans in Hayward, CA, Payday Loans in Hemet, CA, Payday Loans in Hesperia, CA, Payday Loan Without a Credit Check in Highland, CA and Payday Loan for Hollister, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Macdoel, CA.

Beautiful sights of Macdoel, CA

Payday Loans Available in Macdoel, CA By The Following ZIP Codes:

96058

Are Payday Loans Legal In Macdoel, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Macdoel, CA payday loan calculator

Payday Loans in Macdoel, California

Payday loans are a viable solution for individuals who need quick cash for emergency situations. These types of loans have gained popularity in California, where they are legal. If you’re a resident of Macdoel, California, and are considering applying for a payday loan, here’s everything you need to know.

What are Payday Loans?

A payday loan, also known as a cash advance, is a short-term loan that you must repay with your next paycheck. Typically, payday loans are for small sums of money, ranging from $100 to $1,500. The lender will charge an interest rate and may require a fee to be paid for processing the loan.

A payday loan is an attractive option for those with bad credit scores or those who cannot obtain a loan through traditional channels due to their creditworthiness. However, before you consider taking out a payday loan, you must be aware of the risks associated with them.

How do Payday Loans work in California?

In California, payday loans are legal and regulated by law. The lender must be licensed and follow specific guidelines regarding borrowing and lending. The maximum amount allowed for a payday loan in California is $255, and the length of the loan term is between 8 and 31 days.

The interest rate on a payday loan in California is capped at 15%, which means that if you borrow $255, you will have to pay back $300. Additionally, lenders can charge a maximum of $17.65 for each $100 borrowed, which includes interest and fees.

What are the Risks of Payday Loans?

Payday loans can be a trap for the unwary. The high interest rates and fees associated with these loans can make them difficult to repay, leaving you stuck in a cycle of debt. Most borrowers are unable to repay the loan on time, leading to loan rollovers or taking out further loans to repay the existing one.

It’s critical to remember that payday loans should only be considered as a last resort in emergency situations. Always compare the interest rates of various lenders, and ensure that you borrow only what you can afford to repay.

Interesting Facts and Statistics about Payday Loans in Macdoel, California

  • Payday loans are prevalent in California, with the state having the most payday loan stores in the country. While advocates for payday loans argue that they provide an essential service to help those in need of small loans, critics argue that payday loans exploit vulnerable individuals who are unable to repay the loans on time.
  • The average interest rate for payday loans in California is approximately 372%, which is significantly higher than the national average of 400%.
  • A study by the California Department of Business Oversight found that in 2019, more than 1.8 million payday loans were issued in California, worth a total of $814 million.

Apply Now for a Payday Loan in Macdoel, California

If you’re a resident of Macdoel, California, and require a payday loan, TheGuaranteedLoans can help you connect with potential lenders. As a connector service, we facilitate the connection between borrowers and lenders, but we aren’t a direct lender ourselves.

We’re committed to ensuring that you’re connected to reliable lenders and that your personal and financial information is kept secure. To apply for a payday loan in Macdoel, California, simply fill out our online application form and we’ll connect you with potential lenders.

Remember, a payday loan is a significant financial commitment, and you should only apply for one if you’re in an emergency situation. Always weigh the risks and consider alternatives before applying.

F.A.Q.

Can I be sued or have my wages garnished if I default on a payday loan in Macdoel, California?

If you default on a payday loan in Macdoel, California, the lender may attempt to collect the debt through legal means, such as suing you or garnishing your wages. However, California law protects borrowers from excessive or unfair collection practices.

What is a payday loan in Macdoel, California?

A payday loan in Macdoel, California is a short-term loan that is intended to help borrowers get by until their next payday. These loans typically have high interest rates and are intended to be repaid in full on the borrower's next payday.

Look for Short-Term Loans in Other Cities:

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