Payday Loans in Maricopa, California

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No payday loan companies in Maricopa, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Oak View Law Group, APC 4966 El Camino Real #225, Los Altos, CA 94022 +1 (844) 478 - 3328
Check Into Cash 4685 Torrance Blvd, Torrance, CA 90503 +1 (310) 921 - 6508
Advance America 5160 Vineland Ave #113, North Hollywood, CA 91601 +1 (818) 753 - 7527
Umpqua Bank 89 Lakewood Mall, Lodi, CA 95242 +1 (209) 339 - 3054
Raymond James Financial Services 210 N Tehama St, Willows, CA 95988 +1 (530) 898 - 0415
Selecto Services Title Loans - LoanMart San Ysidro 650 E W San Ysidro Blvd Suite 101, San Ysidro, CA 92173 +1 (619) 618 - 0753
Amerifund Lending Group Westlake Village, CA 91362 +1 (805) 749 - 0319
Bank of America Financial Center 4525 Scotts Valley Dr, Scotts Valley, CA 95066 +1 (831) 461 - 6006
Check Into Cash 3716 Sonoma Blvd, Vallejo, CA 94589 +1 (707) 648 - 1617
Advance America 2351 CA-46, Wasco, CA 93280 +1 (661) 758 - 6080

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Maricopa, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Oceanside, CA, Payday Loan for Ontario, CA, Payday Loans in Orange, CA, Bad Credit Loans in Orangevale, CA, Payday Loan Companies in Oxnard, CA, Payday Loans in Pacifica, CA, Payday Loans in Pala, CA and Bad Credit Loans in Palm Desert, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Maricopa, CA.

Beautiful sights of Maricopa, CA

Payday Loans Available in Maricopa, CA By The Following ZIP Codes:

93252

Are Payday Loans Legal In Maricopa, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Maricopa, CA payday loan calculator

The Ins and Outs of Payday Loans in Maricopa, California

If you live in Maricopa, California and find yourself in need of quick cash, you may be considering taking out a payday loan. Payday loans are a type of short-term loan that can be used to cover unexpected expenses or bridge the gap until your next paycheck.

What Are Payday Loans?

Payday loans are small-dollar loans typically ranging from $100 to $1,000 that are meant to be repaid on your next payday. These loans typically have high interest rates and fees and are meant to be a short-term solution to a financial problem. In California, payday loans are legal and regulated by the California Department of Business Oversight.

How Do Payday Loans Work?

When you take out a payday loan, you will typically be required to provide proof of income and a post-dated check for the amount you are borrowing plus fees and interest. The lender will then issue you the loan, and you will be required to repay it in full on your next payday. Some lenders may offer installment loans as an alternative, allowing you to pay back the loan over several months.

What Are the Requirements for Getting a Payday Loan in Maricopa, California?

To be eligible for a payday loan in Maricopa, California, you must meet certain requirements:

  • You must be at least 18 years old
  • You must have a steady source of income
  • You must have a valid government-issued ID
  • You must have an active checking account

What Are the Costs of a Payday Loan in Maricopa, California?

The costs of a payday loan in Maricopa, California can vary depending on the lender. However, California state law limits payday loan fees to a maximum of 15% of the loan amount. For example, if you borrowed $100, the maximum fee would be $15. Additionally, lenders are required to disclose all fees and interest rates upfront, so you know exactly how much you will be paying for the loan.

What Are the Risks of Payday Loans?

While payday loans can be a convenient option for those in need of quick cash, they can pose some risks:

  • High fees and interest rates: Payday loans can come with very high fees and interest rates, making them an expensive option for borrowing money.
  • Debt cycle: If you are unable to repay the loan on your next payday, you may be tempted to roll over the loan or take out another loan, leading to a cycle of debt.
  • Impact on credit score: If you are unable to repay the loan, it could negatively impact your credit score.

It’s important to carefully consider whether a payday loan is the best option for your financial situation.

Interesting Facts and Statistics about Payday Loans in Maricopa, California

  • According to the California Department of Business Oversight, there were 10,296 payday loan transactions in Maricopa in 2019.
  • The average payday loan amount in Maricopa in 2019 was $247.
  • California law allows borrowers to take out a maximum of $300 in payday loans at one time.

Apply Now

If you are considering a payday loan, TheGuaranteedLoans can help connect you with potential lenders. Fill out our online application today to get started. Please note that TheGuaranteedLoans is a connector service and not a direct lender.

Remember, a payday loan can be an expensive form of borrowing and should only be used in emergency situations. Consider all your options before taking out a payday loan, and make sure you can afford to repay the loan on time.

F.A.Q.

Can a payday lender require me to have a bank account in order to take out a loan in Maricopa, California?

Yes, a payday lender can require you to have a bank account in order to take out a loan in Maricopa, California. This is because most payday lenders require borrowers to provide a post-dated check or authorize an electronic withdrawal from their bank account in order to repay the loan.

Can a payday lender require me to provide collateral in order to take out a loan in Maricopa, California?

No, a payday lender cannot require you to provide collateral in order to take out a loan in Maricopa, California. Payday loans are unsecured loans, which means that the lender does not have the right to take your property if you fail to repay the loan.

Look for Short-Term Loans in Other Cities:

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