Payday Loans in Montague, California

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No payday loan companies in Montague, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Fast Auto and Payday Loans, Inc. 3850 Fruitridge Rd, Sacramento, CA 95824 +1 (916) 395 - 7028
Money Mart 3025 Artesia Blvd, Torrance, CA 90504 +1 (310) 516 - 6911
Westlake Financial Services 4751 Wilshire Blvd 100, Los Angeles, CA 90010 +1 (888) 893 - 7937
Merchants Bank of Commerce 1222 Solano St, Corning, CA 96021 +1 (800) 421 - 2575
Chase Bank 40003 CA-49, Oakhurst, CA 93644 +1 (559) 642 - 1350
Cooks Financial Services Inc 25050 Ave Kearny # 110B, Valencia, CA 91355 +1 (661) 295 - 6813
CalWest Bank 22342 Avenida Empresa 101A, Rancho Santa Margarita, CA 92688 +1 (949) 766 - 3015
California Bank & Trust 32221 Camino Capistrano, San Juan Capistrano, CA 92675 +1 (949) 248 - 0100
Omni Military Loans 2216 S El Camino Real 208, Oceanside, CA 92054 +1 (760) 435 - 9990
Big Car Title Loans Pomona 196 W Holt Ave, Pomona, CA 91768 +1 (909) 726 - 5989

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Montague, CA, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in San Luis Obispo, CA, Payday Loans in San Marcos, CA, Payday Loan Companies in San Mateo, CA, Payday Loans in San Pablo, CA, Guaranteed Loans in San Rafael, CA, Payday Loan for San Ramon, CA, Payday Loans in Santa Ana, CA and Payday Loans in Santa Barbara, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Montague, CA.

Beautiful sights of Montague, CA

Payday Loans Available in Montague, CA By The Following ZIP Codes:

96064

Are Payday Loans Legal In Montague, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Montague, CA payday loan calculator

Payday Loans in Montague, California: Everything You Need to Know

Payday loans may seem like a quick fix for those facing unexpected expenses, but it’s important to fully understand the terms and conditions of these loans before seeking one out. If you’re living in Montague, California and considering a payday loan, this article will guide you through the process.

What is a Payday Loan?

Payday loans are short-term loans that allow borrowers to access cash quickly. Typically, these loans must be paid back in full by the borrower’s next payday. Payday loans are intended to provide temporary financial aid in emergency situations, such as an unexpected medical bill or car repair.

Are Payday Loans Legal in California?

Yes, payday loans are legal in California. However, there are regulations in place to protect consumers. In California, borrowers can receive up to $300 in payday loans, with a maximum fee of 15% of the loan amount. Loans must be repaid within 31 days, and borrowers cannot take out more than one payday loan at a time.

How to Apply for a Payday Loan in Montague, California

Before applying for a payday loan in Montague, California, it’s important to research and compare lenders. Look for lenders with a reputation for fair lending practices and transparent terms and conditions. TheGuaranteedLoans is a lender matching service that can help you compare lenders and find the best payday loan option for your needs.

When you’ve selected a lender, you’ll typically need to provide personal information such as your name, address, and employment information. Depending on the lender, you may also need to provide banking information or a post-dated check to secure the loan.

What to Consider Before Taking out a Payday Loan

Before agreeing to a payday loan, it’s important to consider all the factors. While payday loans can provide much-needed cash in an emergency, they often come with high fees and interest rates.

  • Consider your ability to repay the loan
  • Review the fees and interest rates
  • Make sure you understand the repayment terms

It’s also important to only borrow what you can afford to repay. Borrowing too much or falling behind on payments can lead to additional fees and financial hardship.

Interesting Facts and Statistics about Payday Loans in Montague, California

Did you know:

  • Payday loans are one of the fastest growing industries in the United States, with over 12 million Americans using them each year.
  • In California, the average payday loan is $250 and must be repaid within 15 days.
  • The average annual interest rate for payday loans in California is 460%, which is higher than the national average of 400%.
  • Over 60% of payday loan borrowers in California report using payday loans to cover everyday expenses, such as rent and groceries.

These facts and statistics highlight the importance of responsible borrowing and seeking out fair and transparent lenders.

Apply Now and Get the Help You Need

If you’re facing an unexpected expense and need cash quickly, TheGuaranteedLoans can help. We’re a lender-matching service that connects borrowers with a network of reputable, fair lending partners. Our simple online application process makes it easy to apply and get money quickly.

Remember, TheGuaranteedLoans is not a direct lender. We’re a connector service that works to facilitate your connection with potential lenders. Our goal is to help you find the best payday loan option for your needs.

Apply now and get the help you need today.

F.A.Q.

Can a payday lender require me to provide a post-dated check in order to take out a loan in Montague, California?

Yes, a payday lender can require you to provide a post-dated check in order to take out a loan in Montague, California. This check will be dated for your next payday and will be used to repay the loan in full.

Can a payday lender require me to authorize an electronic withdrawal from my bank account in order to take out a loan in Montague, California?

Yes, a payday lender can require you to authorize an electronic withdrawal from your bank account in order to take out a loan in Montague, California. This is an alternative to providing a post-dated check and allows the lender to automatically withdraw the loan amount on the due date.

Look for Short-Term Loans in Other Cities:

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