Payday Loans in Morongo Valley, California

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No payday loan companies in Morongo Valley, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Calexico Jewelry & Loan 308 E 3rd St, Calexico, CA 92231 +1 (760) 357 - 9763
Sigue Envios de Dinero 353 E Olive Ave, Porterville, CA 93257 +1 (559) 793 - 4311
TCS 2200 Harbor Blvd # A120, Costa Mesa, CA 92627 +1 (949) 642 - 2444
P.V. Auto Finance LLC Car Title Loans 2622 Artesia Blvd, Redondo Beach, CA 90278 +1 (310) 798 - 9333
Montana Capital Car Title Loans 1215 Saviers Rd, Oxnard, CA 93033 +1 (805) 210 - 8129
Imperial Valley Auto Loans-Car Title Loans-Clx 1015 George Ave, Calexico, CA 92231 +1 (760) 357 - 1802
Union Bank 229 N Main St, Porterville, CA 93257 +1 (559) 781 - 1010
TitleMax Title Loans 5932 Atlantic Blvd, Maywood, CA 90270 +1 (323) 560 - 1750
Investment Grade Loans Inc 289 S San Antonio Rd, Los Altos, CA 94022 +1 (650) 949 - 1334
California Check Cashing Stores 1800 Prescott Rd, Modesto, CA 95350 +1 (209) 578 - 2727

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Morongo Valley, CA, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Wildomar, CA, Payday Loan for Woodland, CA, Payday Loans in Yorba Linda, CA, Online Loans in Yuba City, CA, Payday Loan Without a Credit Check in Yucaipa, CA, Payday Loans in Adelanto, CA, Bad Credit Loans in Alameda, CA and Payday Loans in Alhambra, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Morongo Valley, CA.

Beautiful sights of Morongo Valley, CA

Payday Loans Available in Morongo Valley, CA By The Following ZIP Codes:

92256

Are Payday Loans Legal In Morongo Valley, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Morongo Valley, CA payday loan calculator

Payday loans have become an increasingly popular way for many people to access quick cash when they’re in a financial bind. Whether it’s unexpected car repairs, a medical emergency, or an overdue bill, payday loans can be a convenient way to get the money you need when you need it. In this article, we’ll focus on payday loans in Morongo Valley, California.

What are Payday Loans?

Before we dive into the specifics of payday loans in Morongo Valley, let’s quickly go over what they are. Essentially, a payday loan is a short-term loan that you can use to cover emergency expenses between paychecks. These loans typically have high-interest rates and fees, so it’s important to make sure you’ll be able to pay back the loan in full and on time.

Payday Loans in Morongo Valley, California

Payday loans are legal in California, including in Morongo Valley. However, there are regulations in place to protect consumers from predatory lending practices. One of these regulations is a cap on the total amount of a payday loan – in California, you cannot borrow more than $300 from a single lender. Additionally, lenders cannot charge more than 15% in interest and fees on payday loans in California.

If you’re considering a payday loan in Morongo Valley, there are some additional things to keep in mind. For example, you will need to have a steady source of income and a checking account in order to qualify for a payday loan. Additionally, you’ll typically need to provide proof of residency and identification.

The Pros and Cons of Payday Loans in Morongo Valley, California

As with any financial decision, there are pros and cons to getting a payday loan in Morongo Valley. On the one hand, payday loans can be a useful way to access cash quickly, particularly if you have an emergency expense that can’t wait until your next paycheck. They can also be more accessible than traditional loans, as many payday lenders don’t require a credit check.

However, there are also some downsides to payday loans. As we mentioned earlier, these loans often come with high-interest rates and fees. If you’re not able to pay back the loan in full and on time, you may find yourself in a cycle of debt as you take out more loans to cover the original loan. Additionally, some payday lenders have been criticized for engaging in predatory lending practices, so it’s important to do your research and only work with reputable lenders.

Interesting Facts and Statistics about Payday Loans in Morongo Valley, California

  • As of 2019, there were approximately 11,000 payday lenders operating in the United States.
  • In California, the average payday loan is for $250.
  • In 2018, California borrowers took out approximately 10 million payday loans, amounting to over $3 billion in total loans.
  • The average interest rate on a payday loan in California is 372%, according to the California Department of Business Oversight.
  • Although payday loans are legal in California, not all states allow them. In fact, 15 states and Washington, D.C. have either banned payday loans or imposed strict regulations on them.

Apply Now

If you’re in need of a payday loan in Morongo Valley, California, TheGuaranteedLoans can help. We are a connector service that helps connect borrowers with potential lenders. You can fill out an online application on our website and we’ll work to match you with a lender who can meet your needs. It’s important to note that we are not a direct lender, but rather a service that facilitates connections between borrowers and lenders.

Conclusion

Payday loans can be a useful way to get cash quickly when you’re in a financial bind. However, they also come with risks, such as high-interest rates and the potential for predatory lending practices. Before you apply for a payday loan, it’s important to do your research and make sure you’re working with a reputable lender. By keeping these things in mind, you’ll be better equipped to make an informed decision about whether a payday loan is right for you.

F.A.Q.

Can I be charged late fees or penalties if I can't repay my payday loan on time in Morongo Valley, California?

in Morongo Valley, California, lenders are prohibited from charging late fees or penalties if a borrower is unable to repay their payday loan on time. However, the lender may still be able to collect on the loan through other means, such as by depositing the borrower's post-dated check or taking the borrower to court.

Can I file a complaint against a payday lender in Morongo Valley, California if I feel I've been treated unfairly?

Yes, borrowers who feel they have been treated unfairly by a payday lender in Morongo Valley, California can file a complaint with the Department of Business Oversight. The department will investigate the complaint and take appropriate action if necessary.

Look for Short-Term Loans in Other Cities:

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