Payday Loans in Mountain Center, California

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No payday loan companies in Mountain Center, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Payday Loans Westerfield Way, Coachella, CA 92236
ACE Cash Express 1320 Standiford Ave Ste 8, Modesto, CA 95350 +1 (209) 572 - 2900
Check 'n Go 2746 Aborn Rd Unit H-2, San Jose, CA 95121 +1 (408) 532 - 7070
Dollar Loan Center 1101 Truman St Suite C, San Fernando, CA 91340 +1 (818) 408 - 4930
Mariner Finance 3603 Coffee Rd STE 200, Bakersfield, CA 93308 +1 (661) 214 - 5638
Lucky Money 31854 Alvarado Blvd, Union City, CA 94587 +1 (510) 489 - 2121
CashStand/ Cash Express 1050 E Avenida De Los Arboles, Thousand Oaks, CA 91360 +1 (800) 944 - 9820
Dollar Loan Center 2004 Ximeno Ave, Long Beach, CA 90815 +1 (562) 200 - 7010
Frontera Cash And Loan 1839 W Vista Way, Vista, CA 92083 +1 (760) 650 - 3841
TCS 2200 Harbor Blvd # A120, Costa Mesa, CA 92627 +1 (949) 642 - 2444

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Mountain Center, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Fairfield, CA, 24-Hour Loan in Fallbrook, CA, Payday Loans in Folsom, CA, Online Loans in Fontana, CA, Payday Loans in Fountain Valley, CA, Payday Loans in Fremont, CA, Payday Loans in Fresno, CA and Payday Loans in Fullerton, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Mountain Center, CA.

Beautiful sights of Mountain Center, CA

Payday Loans Available in Mountain Center, CA By The Following ZIP Codes:

92561

Are Payday Loans Legal In Mountain Center, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Mountain Center, CA payday loan calculator

Understanding Payday Loans in Mountain Center, California

Payday loans are short-term loans that are designed to help individuals cover unexpected expenses until they receive their next paycheck. In California, payday loans are legal but come with certain restrictions and regulations to protect consumers from predatory lending practices.

How Payday Loans Work in Mountain Center, California

In Mountain Center, California, payday loan providers are required to be licensed by the California Department of Business Oversight. The loan amount typically ranges from $100 to $255, and the borrower must repay the loan within 31 days or on their next payday.

The lender charges a fee for the loan, which is typically between $17.65 and $44 per $100 borrowed. For example, if a borrower takes out a $200 payday loan, the lender may charge a fee of $35.30. This means the borrower will have to repay $235.30 by the due date.

The Pros and Cons of Payday Loans in Mountain Center, California

There are benefits and drawbacks to taking out a payday loan in California. Some of the pros include:

  • Easy and quick application process
  • No credit check required
  • Funds are typically available within 24-48 hours

However, there are also some cons to consider:

  • High fees and interest rates
  • Potential for debt cycle if the borrower is unable to repay the loan on time
  • May not be a long-term solution for financial difficulties

Interesting Facts and Statistics About Payday Loans in Mountain Center, California

According to a report by the California Department of Business Oversight, the average annual percentage rate (APR) for payday loans in California is 372%. In 2019, over 10.2 million payday loans were issued in the state, totaling over $4.2 billion. The report also found that the majority of borrowers (55%) take out seven or more loans per year.

Apply Now with TheGuaranteedLoans

Looking for a payday loan in Mountain Center, California? TheGuaranteedLoans can help connect you with potential lenders who can provide you with the funds you need. Fill out our online application today and get started. Remember, TheGuaranteedLoans is a connector service, not a direct lender. We will help facilitate your connection with potential lenders who may be able to provide you with the funds you need.

It’s essential to remember that payday loans should only be used as a last resort. Before taking out a payday loan, consider whether there are alternative options available, such as personal loans or credit cards with lower interest rates. If you do decide to take out a payday loan, make sure you understand the terms and conditions, as well as the fees and interest rates, before signing on the dotted line.

F.A.Q.

Are there any restrictions on how I can use the money from a payday loan in Mountain Center, California?

in Mountain Center, California, borrowers are free to use the money from a payday loan for any purpose, as long as it is legal.

Is there a minimum income requirement to qualify for a payday loan in Mountain Center, California?

There is no minimum income requirement to qualify for a payday loan in Mountain Center, California, but lenders may have their own requirements.

Look for Short-Term Loans in Other Cities:

Adelanto Alameda Alhambra Aliso Viejo Altadena Anaheim Antelope Antioch Apple Valley Arcadia Azusa Bakersfield Baldwin Park Banning Beaumont Bell Bell Gardens Bellflower Beverly Hills Brea Brentwood Buena Park Burbank Burlingame Calexico Camarillo Campbell Carlsbad Carmichael Carson Castro Valley Cathedral City Ceres Cerritos Chico Chino Chino Hills Chula Vista Citrus Heights Claremont Clovis Coachella Colton Compton Concord Corona Costa Mesa Covina Culver City Cupertino Cypress Daly City Dana Point Danville Davis Delano Diamond Bar Downey Dublin El Cajon El Centro El Dorado Hills El Monte Elk Grove Encinitas Escondido Fair Oaks Fairfield Fallbrook Folsom Fontana Fountain Valley Fremont Fresno Fullerton Garden Grove Gardena Gilroy Glendale Glendora Goleta Hacienda Heights Hanford Hawthorne Hayward Hemet Hesperia Highland Hollister Huntington Beach Huntington Park Indio Inglewood Irvine La Habra La Mesa La Mirada La Puente La Quinta La Verne Laguna Hills Laguna Niguel Lake Elsinore Lake Forest Lakewood Lancaster Lawndale Lincoln Livermore Lodi Lompoc Long Beach Los Altos Los Angeles Los Banos Los Gatos Lynwood Madera Manhattan Beach Manteca Martinez Menifee Menlo Park Merced Milpitas Mission Viejo Modesto Monrovia Montclair Montebello Monterey Park Moorpark Moreno Valley Morgan Hill Mountain View Murrieta Napa National City Newark Newport Beach North Highlands Norwalk Novato Oakland Oakley Oceanside Ontario Orange Orangevale Oxnard Pacifica Palm Desert Palm Springs Palmdale Palo Alto Paramount Pasadena Paso Robles Perris Petaluma Pico Rivera Pittsburg Placentia Pleasant Hill Pleasanton Pomona Porterville Poway Rancho Cordova Rancho Cucamonga Rancho Palos Verdes Rancho Santa Margarita Redding Redlands Redondo Beach Redwood City Rialto Richmond Riverside Rocklin Rohnert Park Rosemead Roseville Rowland Heights Sacramento Salinas San Bernardino San Bruno San Clemente San Diego San Dimas San Francisco San Gabriel San Jacinto San Jose San Juan Capistrano San Leandro San Luis Obispo San Marcos San Mateo San Pablo San Rafael San Ramon Santa Ana Santa Barbara Santa Clara Santa Clarita Santa Cruz Santa Maria Santa Monica Santa Paula Santa Rosa Santee Saratoga Seaside Simi Valley South Gate South San Francisco Stanton Stockton Sunnyvale Temecula Temple City Thousand Oaks Torrance Tracy Tulare Turlock Tustin Union City Upland Vacaville Vallejo Ventura Victorville Visalia Vista Walnut Walnut Creek Watsonville West Covina West Hollywood West Sacramento Westminster Whittier Wildomar Woodland Yorba Linda Yuba City Yucaipa