Payday Loans in Mountain View, California

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Payday Loan Companies in Mountain View, CA

Company nameAddressZip codePhone number
Chase Bank 2510 W El Camino Real Ste 1 94040 +1 (650) 559 - 7350
Check Into Cash 805 E El Camino Real Suite D 94040 +1 (650) 988 - 6877
Mega Loan Store 800 W El Camino Real 180 94040 +1 (650) 906 - 9477
TNL Car Title Loans 650 W Dana St #361 94041 +1 (650) 825 - 9149

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Mountain View, CA, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Murrieta, CA, Payday Loans in Napa, CA, Payday Loans in National City, CA, Payday Loans in Newark, CA, Payday Loan for Newport Beach, CA, Payday Loans in North Highlands, CA, Emergency Loan in Norwalk, CA and Payday Loans in Novato, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Mountain View, CA.

Beautiful sights of Mountain View, CA

Payday Loans Available in Mountain View, CA By The Following ZIP Codes:

94035, 94043, 94041, 94042, 94039, 94040

Are Payday Loans Legal In Mountain View, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Mountain View, CA payday loan calculator

What Are Payday Loans in Mountain View, California?

Payday loans, also referred to as “cash advances”, are small, short-term loans designed to bridge the gap between a borrower’s next pay date and their current financial need. They are regulated and legal in California, and offer a convenient solution for those who are experiencing a financial emergency and need cash fast.

How Do Payday Loans Work in Mountain View, California?

When you take out a payday loan in Mountain View, you are typically required to write a post-dated check for the amount of money you are borrowing, plus any applicable fees or interest. You must then agree to repay the loan on or before the due date.

The loan amount is typically based on your income and employment history, and lenders may also require you to have an active checking or savings account to qualify. Once approved, you can expect the loan to be deposited into your account within 24-48 hours.

Are Payday Loans Legal in Mountain View, California?

Yes, payday loans are legal in Mountain View, California. The state of California has set limits on the interest that can be charged on payday loans and other consumer loans, with lenders being obligated to comply with all applicable state laws.

In addition to state laws, payday lenders in Mountain View must also follow the Truth in Lending Act, which requires them to clearly disclose the terms of the loan, the applicable fees and interest, and the implications of non-payment. This law applies to all consumer loans, including payday loans.

The Advantages of Taking Out Payday Loans Mountain View, California

Payday loans offer several advantages to borrowers in Mountain View, California. First, they offer fast access to cash when you need it. Most payday lenders can have the loan funds deposited directly into your bank account within 24-48 hours, which means you can have access to the cash you need right away.

Furthermore, payday loans are typically easier to qualify for, particularly when compared to other types of loans. As long as you can demonstrate employment history and active income, you are likely to qualify for a payday loan in Mountain View.

The Disadvantages of Taking Out Payday Loans in Mountain View, California

Payday loans also come with certain disadvantages. First, they typically have higher interest rates than other types of consumer loans. This means that the cost of borrowing money with a payday loan will be higher than with a traditional loan.

Additionally, payday loans typically have shorter repayment periods, so borrowers must be sure to pay off the loan on time or risk damaging their credit score. Finally, if you are unable to pay back the loan on time, you may also be subject to late fees or other penalties.

Frequently Asked Questions About Payday Loans in Mountain View, California

  • What are the minimum requirements to qualify for a payday loan in Mountain View, California? In general, you must be at least 18 years old and have a regular source of income to qualify for a payday loan in Mountain View, California. Some lenders may also require you to have a checking or savings account with a minimum balance to qualify for a loan.
  • Is it safe to take out payday loans in Mountain View, California? Yes, as long as you are careful to research the lender and make sure they are following all applicable laws and regulations. Be sure to read all contracts and disclosure agreements before signing any paperwork, and never borrow more than you can afford to pay back on time.
  • What do I do if I can’t pay back the loan on time? If you are unable to pay back a payday loan, it is important to contact your lender immediately to discuss your options. Depending on your circumstances, your lender may offer repayment plans or other solutions to help you avoid further penalties or fees.

Apply Now

If you find yourself facing a financial emergency in Mountain View, California and need cash fast, a payday loan may be the solution for you. At TheGuaranteedLoans, we can connect you with lenders who offer payday loans in your area, and help you get the money you need quickly and securely. To get started, simply fill out our online application today and we’ll be in touch shortly. Don’t forget that TheGuaranteedLoans is not a lender.

More F.A.Q.

Can I get a payday loan if I am self-employed in Mountain View, California?

Yes, you may be eligible for a payday loan in Mountain View, California if you are self-employed. The lender will consider your income and ability to repay the loan before making a decision.

Can I get a payday loan if I have filed for bankruptcy in Mountain View, California?

Yes, you may be eligible for a payday loan in Mountain View, California if you have filed for bankruptcy. The lender will consider your income and ability to repay the loan before making a decision.

How Many Cash Advance Companies are in Mountain View, CA?

With the help of our service, you will be able to find 4 cash advance companies in Mountain View, CA

What Cash Advance Companies in Mountain View, CA are the most popular?

You should check Chase Bank, Check Into Cash, and Mega Loan Store. Also, you can start your application online on our website.

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