Payday Loans in Oakland, California

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Payday Loan Companies in Oakland, CA

Company nameAddressZip codePhone number
ACE Cash Express 3229 International Blvd 94601 +1 (510) 533 - 1772
ACE Cash Express 2700 San Pablo Ave 94612 +1 (510) 891 - 9466
ACE Cash Express 9001 International Blvd 94603 +1 (510) 635 - 2591
Advance America 4496 Broadway Suite D 94611 +1 (510) 597 - 1763
Apoyo Financiero Oakland 1620 2B High Street 94601 +1 (510) 868 - 9301
Best Collateral 2025 Telegraph Ave 94612 +1 (510) 444 - 7296
Buy Sell Loan Inc 5151 Telegraph Ave 94609 +1 (510) 654 - 9910
California Check Cashing Stores 3421 High St 94619 +1 (510) 532 - 7637
California Check Cashing Stores 5101 Telegraph Ave 94609 +1 (510) 547 - 0859
California Check Cashing Stores 10950 International Blvd 94603 +1 (510) 777 - 0761
California Check Cashing Stores 4300 International Blvd 94601 +1 (510) 536 - 7887
Check Center 3225 Lakeshore Ave # A 94610 +1 (510) 835 - 1265
Check Center 302 E 18th St 94606 +1 (510) 835 - 8282
Check Center - Oakland 302 E 18th St 94606 +1 (510) 835 - 8282
Community Check Cashing East 12th Street, Oakland, CA 3240 International Blvd 94601
In & Out Check Cashing 10220 International Blvd 94603 +1 (510) 569 - 7833
Inheritance Loan Company, LLC 1231 Pine St 94607 +1 (510) 735 - 9846
LendUp - Alternative to Payday Loans 3411 E 12th St #124 94601 +1 (855) 253 - 6387
Low Fee Check Cashing 9755 Edes Ave 94603
Marcus & Millichap 555 12th St 1750 94607 +1 (510) 379 - 1200
Money Mart 417 15th St. 94612 +1 (510) 451 - 5815
Money Mart 9 Eastmont Mall 94605 +1 (510) 562 - 8804
Montana Capital Car Title Loans 6672 Bancroft Ave 94605 +1 (510) 336 - 4815
Oportun 1477 Fruitvale Ave 94601 +1 (510) 214 - 0322
Otaez Money Services 3848 International Blvd 94601 +1 (510) 842 - 8615
RPM Lenders 8407 Edgewater Dr 94621 +1 (510) 633 - 0734
TitleMax Title Loans 10327 International Blvd 94603 +1 (510) 777 - 9521
Vic Joshi, Mortgage Consultant C2 Financial Corp 2076, 4811 Telegraph Ave 511 94609 +1 (510) 655 - 2868

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Oakland, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Oakley, CA, No Credit Check Loans in Oceanside, CA, Payday Loan Without a Credit Check in Ontario, CA, Payday Loans in Orange, CA, Payday Loan for Orangevale, CA, Payday Loans in Oxnard, CA, 24-Hour Loan in Pacifica, CA and 24-Hour Loan in Pala, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Oakland, CA.

Beautiful sights of Oakland, CA

Payday Loans Available in Oakland, CA By The Following ZIP Codes:

94607, 94602, 94601, 94625, 94619, 94610, 94659, 94609, 94613, 94612, 94661, 94611, 94615, 94649, 94623, 94604, 94626, 94614, 94621, 94618, 94666, 94643, 94605, 94606, 94603, 94617, 94627, 94624, 94660

Are Payday Loans Legal In Oakland, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Oakland, CA payday loan calculator

What Are Payday Loans in Oakland, California?

Payday loans, also known as as cash advances, are short-term loans designed to help you cover sudden expenses until your next payday arrives. These loans are meant to provide you with quick access to cash and should not be used as a long-term financial solution. Generally, payday loans are typically repaid in one lump sum by your next paycheck, and you are responsible for repaying the full loan amount plus interest and fees.

Are Payday Loans Legal in California?

Yes, payday loans are legal in the state of California, under the California Finance Lenders Law. The law regulates the actions of payday lenders, including the fees and interest that they can charge and other restrictions they must observe. Payday lenders must also provide the borrower with an information sheet describing the loan terms, fees, and interest rates. Additionally, payday lenders are prohibited from charging more than 15% on a loan of $300 or less, or 10% on a loan between $300 and $500.

Who Can I Turn to for Payday Loans in Oakland, California?

If you’re looking for payday loans in Oakland, California, there are a few options available to you. There are several banks, credit unions, and other financial institutions in Oakland that provide payday loans. Additionally, there are also online payday loan companies that provide payday loans to residents of Oakland.

How Do I Know If I Qualify for a Payday Loan in Oakland, California?

In order to qualify for a payday loan in Oakland, California, you must meet certain eligibility requirements. Typically, applicants must be at least 18 years of age, have a steady source of income, and have a valid checking account. In addition, they must prove their ability to repay the loan. Additionally, you must provide proof of residency in Oakland, California.

What Are the Benefits of Applying for a Payday Loan in Oakland, California?

Payday loans in Oakland, California, provide access to quick cash when you need it most. These loans can be used to cover unexpected expenses, such as medical bills, car repairs, or home repairs. In addition, these loans are easy to apply for and can often be approved and funded within 24 hours.

What Are the Risks of Taking Out a Payday Loan in Oakland, California?

As with any loan, there are risks associated with taking out a payday loan. Payday loans can have high interest rates and fees, which can make them expensive. Additionally, these loans must be paid back in full by your next payday, making them an unreliable source of long-term financial assistance. Furthermore, failure to repay a payday loan can result in serious financial consequences, such as fees, fines, and even criminal charges.

Apply Now for a Payday Loan in Oakland, California

If you’re looking for quick access to cash, TheGuaranteedLoans can help. We are not a lender, but we can connect you with lenders in Oakland, California, who offer payday loans. Simply fill out our online application and we will do the rest. Our lenders offer competitive rates, fast funding, and exceptional customer service. With TheGuaranteedLoans, you can be confident that you are in good hands.

Frequently Asked Questions about Payday Loans in Oakland, California

Q: What is the maximum amount I can borrow?

A: The maximum amount you can borrow depends on your eligibility and income. Generally, most payday loans range from $100 to $500.

Q: How quickly can I receive my loan?

A: Once you have been approved and have submitted all of the required documentation, your loan can be funded in as little as 24 hours.

Q: Are there any other costs associated with my loan?

A: Yes, there may be additional costs associated with your loan, such as application fees and late payment fees. Be sure to read the terms and conditions of your loan agreement carefully before you sign it.

Q: What if I can’t repay my loan on time?

A: If you cannot repay your loan on time, it is important that you contact the lender immediately to discuss your options. Depending on the circumstances, the lender may be able to provide an extension or other solution.

More F.A.Q.

Can I get a payday loan if I am unemployed in Oakland, California?

No, payday loans in Oakland, California are only available to borrowers who are currently employed and have a steady source of income.

Do I need to provide collateral to get a payday loan in Oakland, California?

No, payday loans in Oakland, California do not require collateral. They are unsecured loans based on your income and employment status.

How Many Cash Advance Companies are in Oakland, CA?

With the help of our service, you will be able to find 28 cash advance companies in Oakland, CA

What Cash Advance Companies in Oakland, CA are the most popular?

You should check California Check Cashing Stores, ACE Cash Express, and Check Center. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

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