Payday Loans in Oregon House, California

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No payday loan companies in Oregon House, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Payday Loan Today 640 N H St, Lompoc, CA 93436 +1 (805) 430 - 4374
Key National Funding 111 Deerwood Rd 230, San Ramon, CA 94583 +1 (925) 820 - 3800
Thrivent Financial for Lutherans 7021 CA-89, Tahoma, CA 96142 +1 (530) 615 - 3267
Get Auto Title Loans Yucaipa CA 13653 Douglas St, Yucaipa, CA 92399 +1 (951) 381 - 8005
Connect Home Loans 102 S Vine St # B, Paso Robles, CA 93446 +1 (805) 237 - 8811
Ready Cash 29910 Murrieta Hot Springs Rd, Murrieta, CA 92563 +1 (951) 304 - 1222
PLS Check Cashing Store 10048 Hawthorne Blvd, Inglewood, CA 90304 +1 (310) 412 - 0610
DolEx Dollar Express 10820 Atlantic Ave 101, Lynwood, CA 90262 +1 (888) 246 - 2527
Check `n Go 325 East Betteravia Road, Unit B-6A, Santa Maria, CA 93454 +1 (805) 928 - 1701
Pronto Dollars 3014, 555 Front St, Soledad, CA 93960 +1 (831) 678 - 0192

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Oregon House, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Palm Desert, CA, Payday Loans in Palm Springs, CA, Payday Loans in Palmdale, CA, Bad Credit Loans in Palo Alto, CA, Payday Loan for Paramount, CA, Short-term Loans in Pasadena, CA, Payday Loans in Paso Robles, CA and Payday Loans in Perris, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Oregon House, CA.

Beautiful sights of Oregon House, CA

Are Payday Loans Legal In Oregon House, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Oregon House, CA payday loan calculator

Payday Loans in Oregon House, California: A Comprehensive Guide

If you’re in a tight financial situation and need quick cash, payday loans may seem like a viable option. However, it’s important to know the risks associated with payday loans and the regulations surrounding them in Oregon House, California, to make an informed decision. In this comprehensive guide, we’ll cover everything you need to know about payday loans in Oregon House, California, and how you can apply for one through TheGuaranteedLoans.

What Are Payday Loans?

Payday loans are short-term loans that typically range from $100 to $1,000 and are meant to be repaid on your next payday. You can apply for a payday loan online or in-person at a payday lender location, and the application process is usually straightforward and quick. If you’re approved, the loan amount is deposited into your checking account, and you must repay the loan within two to four weeks, depending on the lender and the loan terms.

Are Payday Loans Legal in Oregon House, California?

Yes, payday loans are legal in California, including Oregon House. However, according to California state law, the maximum loan amount for payday loans is $300, and the maximum loan term is 31 days. Additionally, the maximum interest rate for payday loans in California is 15%, which means that if you borrow $100 for two weeks, you’ll have to pay $15 in interest.

What Are the Risks of Payday Loans?

While payday loans may seem like a quick and easy way to get cash, they come with several risks that you should be aware of. Firstly, payday loans have high-interest rates, which means that you’ll end up paying more in interest than the loan amount itself. Secondly, if you’re unable to repay the loan on time, you may incur additional fees and interest, which can trap you in a cycle of debt. Lastly, payday loan lenders don’t report your payments to credit bureaus, which means that taking out a payday loan won’t help you build credit.

How to Apply for a Payday Loan in Oregon House, California?

If you’ve weighed the risks and benefits of payday loans and decided that they’re the right option for you, here’s how you can apply for a payday loan in Oregon House, California, through TheGuaranteedLoans:

  • Visit TheGuaranteedLoans website and fill out the application form.
  • Provide your personal and financial information, including your name, address, employment status, and income.
  • Select the loan amount and term that you’re comfortable with.
  • Submit your application, and we’ll connect you with potential lenders.
  • If approved, read and agree to the loan terms and sign the loan agreement.
  • Your loan amount will be deposited into your checking account within one to two business days.

Interesting Facts and Statistics about Payday Loans in Oregon House, California

  • The average payday loan amount in California is $250.
  • According to the California Department of Business Oversight, in 2019, Californians took out 10.2 million payday loans, for a total amount of $3.18 billion.
  • The majority of payday loan borrowers in California request loans to cover basic needs such as rent, utilities, and food.
  • Payday loan borrowers in California take out an average of 8 loans per year.
  • According to Pew Charitable Trust, the average APR for payday loans in California is 372%.

Apply Now through TheGuaranteedLoans

If you need quick cash and have decided that payday loans are the right option for you, apply now through TheGuaranteedLoans. We’ll connect you with potential lenders in Oregon House, California, who can fulfill your loan request. Remember, TheGuaranteedLoans is a connector service, not a direct lender, and we’re committed to providing our customers with transparent and reliable services.

Apply now and get the financial help you need!

F.A.Q.

Can a payday lender arrest me for failing to repay my loan in Oregon House, California?

No, a payday lender cannot arrest you for failing to repay your loan in Oregon House, California. Lenders do not have the authority to arrest borrowers, even if they have failed to repay their loans.

How long do I have to repay a payday loan in Oregon House, California?

In general, you will have to repay a payday loan in Oregon House, California within 30 days of taking out the loan. However, the exact repayment period may vary depending on the lender's policies and the terms of your loan.

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