Payday Loans in Oxnard, California

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Payday Loan Companies in Oxnard, CA

Company nameAddressZip codePhone number
5 Star Car Title Loans 3434 Saviers Rd 93033 +1 (805) 500 - 2045
ACE Cash Express 2694 E Vineyard Ave 93036 +1 (805) 981 - 3548
Advance America 2506 S. Saviers Road 93033 +1 (805) 483 - 8870
Advance America 2329 N Oxnard Blvd 93036 +1 (805) 278 - 7842
Check Into Cash 420 S Ventura Rd 93030 +1 (805) 487 - 6477
Checkmate 1460 Doris Ave 93030 +1 (805) 487 - 1553
Checkmate 1420 W Channel Islands Blvd 93030 +1 (805) 247 - 0616
Continental Currency Services 2532 Saviers Rd 93033 +1 (805) 486 - 7337
Don Max Check Cashing 100 E 5th St 93030 +1 (805) 253 - 0794
Family Car Title Loans 349 N Oxnard Blvd 93036 +1 (805) 590 - 2660
Fast Auto and Payday Loans 3000 Saviers Rd 93033 +1 (805) 205 - 9534
Fast Auto and Payday Loans, Inc. 2805 E Vineyard Ave 93036 +1 (805) 485 - 1582
Fernando's Check Cashing 301 W 4th St 93030 +1 (805) 483 - 2371
Fox Semi Truck Title Loans 1825 N Oxnard Blvd #15b 93030 +1 (805) 485 - 4143
Frontera Cash And Loan 612 Cooper Rd 93030 +1 (805) 486 - 1990
Frontera Cash and Loan Pleasant Valley Shopping Center, 211 W Pleasant Valley Rd 93033 +1 (805) 394 - 6891
GPMM Inc 1460 Doris Ave 93030 +1 (805) 483 - 7660
La Unica Check Cashing 430 W Pleasant Valley Rd 93033 +1 (805) 246 - 5976
Lendmark Financial Services LLC 1991 Ventura Blvd Suite C 93036 +1 (805) 278 - 1263
Loans Plus 2050 E Pleasant Valley Rd 93033 +1 (805) 986 - 8844
Montana Capital Car Title Loans 1215 Saviers Rd 93033 +1 (805) 210 - 8129
MVP Car Title Loans 300 E Esplanade Dr 9th floor 93036 +1 (805) 222 - 6092
Oportun 2401 Saviers Rd 93033 +1 (855) 444 - 7001
Payday Advance 804 N Ventura Rd 93030 +1 (805) 988 - 4008
Saul's Loan & Jewelry 532 S Oxnard Blvd 93030 +1 (805) 483 - 7036
TFC Title Loans Oxnard CA 344 S 5th St 93030 +1 (844) 242 - 3543
TNL Car Title Loans 500 East Esplanade Drive, Ste 9-D 93036 +1 (805) 409 - 3828

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Oxnard, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Pacifica, CA, Payday Loans in Pala, CA, Online Loans in Palm Desert, CA, Online Loans in Palm Springs, CA, Guaranteed Loans in Palmdale, CA, Payday Loans in Palo Alto, CA, Payday Loans in Paramount, CA and Payday Loans in Pasadena, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Oxnard, CA.

Beautiful sights of Oxnard, CA

Payday Loans Available in Oxnard, CA By The Following ZIP Codes:

93035, 93034, 93031, 93032, 93036, 93033, 93030

Are Payday Loans Legal In Oxnard, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Oxnard, CA payday loan calculator

In Oxnard, California, payday loans are short-term loans (usually for repayment within two weeks) that usually carry high-interest rates and low payments. They provide liquidity for those with temporary cash flow problems like car repairs or doctor’s appointments. 

Payday loans are easier to get than other forms of credit because the borrower doesn’t need a lot of paperwork or proof. Companies that offer payday loans will do a background check and verify employment, but they will get the money to you quickly. If you have bad credit, this is a good way to start building it up again; if you have no credit, checking payday loans is an excellent way to improve your credit score quickly. As with all methods of borrowing, when used responsibly, payday loans in Oxnard, California, can be valuable tools.

In Oxnard, California, payday loans are short-term loans (usually for repayment within two weeks) that usually carry high-interest rates and low payments. They provide liquidity for those with temporary cash flow problems like car repairs or doctor’s appointments. Like any other kind of loan, payday loans in Oxnard, California, must be repaid.

Payday loans are easier to get than other forms of credit because the borrower doesn’t need a lot of paperwork or proof. Companies that offer payday loans will do a background check and verify employment, but beyond that, they will get the money to you quickly.

How to Find a Good Direct Lender in Oxnard, California, Online?

To find a direct payday lender that is best for you, you should take a few things into account, such as location, the duration of the loan, how much money you want to borrow, and other factors. You should consider the location of the lender. The better ones have a physical office within a reasonable distance from where you live or work. This will give you more flexibility and options if any problems need to be settled immediately.

The interest rate is another important factor you should consider when selecting your direct lender in Oxnard, California. You can compare the available loan options on the direct lenders’ list and pick out the one that offers a lower interest rate according to your needs and better fits your budget.

When applying for a loan, make sure to ask about all fees and additional costs associated with it. The terms and duration of the loan should also be your number one concern. While it may be tempting to borrow as much money as possible, plan your budget so you can pay back the loan on time. If you apply for a short-term loan, do not forget that the payment will come due in days or weeks and not months. Borrowing too much money makes you vulnerable if you cannot meet the repayments and can lead to major financial troubles, so it is best to avoid this situation if possible.

The requirements for obtaining a loan in Oxnard, California, are:

  • Legal citizenship.
  • 18 or older.
  • No history of bankruptcy or criminal record.
  • No court judgments or tax liens in the last seven years.
  • US citizen and resident of California with a valid driver’s license and Social Security number.
  • Can provide two personal references and proof of residence such as a utility bill, bank statement, paycheck stub, etc.

You should remember that even though payday loans provide great help in emergencies, they can cause major problems if not repaid on time. Likewise, you should seriously consider the potential drawbacks of relying on a payday loan, as they can lead to many financial problems that are not easily forgotten.

Cash Advance Online in Oxnard, California

Cash advance online is becoming widely popular these days, as many people do not have enough time to go to a bank and wait for the money for hours. The application process for a cash advance on the Internet is simple, fast, and does not require much time, so many people are turning to the Internet to get the money they need. However, one needs to understand what cash advance lenders are all about before going ahead with an online loan.

Another factor you should consider is that there will be hidden fees when taking out a payday loan with interest rates as high as 400% every year.

Unlike traditional financial institutions and banks, payday loan lenders are not required to follow the federal government’s rules. Because of this, they do not carry out credit checks or background checks on potential customers. This makes it possible for people with a bad credit history to get financed by online lenders. The government is currently considering changing the law and requiring payday loan lenders to abide by the same strict regulations as banks and other lending institutions.

You may want to consider a final factor: you could use a cash advance online to complete a transaction, such as purchasing something from an online auction site or from an online merchant that normally requires payment via check.

If you find yourself in a desperate situation and you do not have enough money to buy it or if you want to spend a little money on something nice but do not want to wait for your paycheck, cash advance online is for sure the solution for you.

24-Hour Payday Loans in Oxnard, California

Are you currently looking for a reliable and fast online payday loan lender? No matter if you have excellent credit or bad credit, 24-hour payday loans are available to people with all kinds of financial situations.

If you need cash fast to pay off an urgent bill, make a necessary home improvement project or pay off some other expense that only comes up at the last minute, you can rely on 24-hour payday loans in Oxnard, CA. If you need cash fast and are ready to deal with some paperwork hassle, this is your loan.

Not all online payday loan lenders are the same. Some online payday loan lenders require that you have an account in good standing at a bank and provide you with references. Other online payday loan lenders will not ask for your bank account information or work history. They will only ask you for proof that you have a job.

When you need cash fast, 24-hour payday loans can get the funds right away. It takes a few minutes to fill out the online application and submit it. You will receive an answer instantly and have access to your money within a matter of hours.

The best thing about 24-hour payday loans is that there are no hidden fees or other gimmicks involved as far as interest rates go. You know what you are getting into before applying for a loan, so take the time to make sure your loan will be affordable for you in the long run. If you do not pay off your loan on time, you will be charged additional fees, but this is the same as any other loan.

Can You Get a Payday Loan in Oxnard, CA, Without a Bank Account? 

Are you in need of a quick cash advance but don’t have a bank account to your name? In most cases, payday loans are not available to people who do not have a bank account. However, some reputable payday loan lenders will offer these services to people who do not have bank accounts.

However, be aware that you will be required to provide alternative forms of collateral as security for the loan by doing this. The best option is to find a payday loan lender that will accept cash at the time of assessment instead.

FAQ

How Much Can I Borrow in Oxnard?

The typical range of amounts that a borrower can receive with a payday loan in Oxnard is $100 to $1500. Some borrowers, however, may be able to receive up to $2000 or even more, depending on their income and the lender they choose.

How to Get Bad Credit Loans in Oxnard, CA?

You can get bad credit loans in Oxnard, CA, by applying for a cash advance online. The application process takes about 15 minutes and is available for people with financial problems, including bad credit.
The best thing about getting a bad credit loan in Oxnard is that the lender does not require any references or bank account information from you. This makes it possible for people who have experienced financial problems to get a cash advance from the comfort of their own homes.
If you need a payday loan in Oxnard because your car broke down and you do not have enough money to pay for repairs, do not hesitate to get a payday loan online.

Are Same-Day Loans in Oxnard, Real?

Yes, same-day loans in Oxnard are very real. These types of loans are available to people who need money in order to pay off an unexpected expense as soon as possible.
Getting a same-day loan in Oxnard, CA, is super easy and can be done from the comfort of your own home. You can fill out the application online and receive an answer by email within minutes.
You need proof that you have a job and enough income to pay off the loan on time. If you have both of these things, there is no reason why you cannot get a same-day loan in Oxnard.

Look for Short-Term Loans in Other Cities:

Adelanto Alameda Alhambra Aliso Viejo Altadena Anaheim Antelope Antioch Apple Valley Arcadia Azusa Bakersfield Baldwin Park Banning Beaumont Bell Bell Gardens Bellflower Beverly Hills Brea Brentwood Buena Park Burbank Burlingame Calexico Camarillo Campbell Carlsbad Carmichael Carson Castro Valley Cathedral City Ceres Cerritos Chico Chino Chino Hills Chula Vista Citrus Heights Claremont Clovis Coachella Colton Compton Concord Corona Costa Mesa Covina Culver City Cupertino Cypress Daly City Dana Point Danville Davis Delano Diamond Bar Downey Dublin El Cajon El Centro El Dorado Hills El Monte Elk Grove Encinitas Escondido Fair Oaks Fairfield Fallbrook Folsom Fontana Fountain Valley Fremont Fresno Fullerton Garden Grove Gardena Gilroy Glendale Glendora Goleta Hacienda Heights Hanford Hawthorne Hayward Hemet Hesperia Highland Hollister Huntington Beach Huntington Park Indio Inglewood Irvine La Habra La Mesa La Mirada La Puente La Quinta La Verne Laguna Hills Laguna Niguel Lake Elsinore Lake Forest Lakewood Lancaster Lawndale Lincoln Livermore Lodi Lompoc Long Beach Los Altos Los Angeles Los Banos Los Gatos Lynwood Madera Manhattan Beach Manteca Martinez Menifee Menlo Park Merced Milpitas Mission Viejo Modesto Monrovia Montclair Montebello Monterey Park Moorpark Moreno Valley Morgan Hill Mountain View Murrieta Napa National City Newark Newport Beach North Highlands Norwalk Novato Oakland Oakley Oceanside Ontario Orange Orangevale Pacifica Palm Desert Palm Springs Palmdale Palo Alto Paramount Pasadena Paso Robles Perris Petaluma Pico Rivera Pittsburg Placentia Pleasant Hill Pleasanton Pomona Porterville Poway Rancho Cordova Rancho Cucamonga Rancho Palos Verdes Rancho Santa Margarita Redding Redlands Redondo Beach Redwood City Rialto Richmond Riverside Rocklin Rohnert Park Rosemead Roseville Rowland Heights Sacramento Salinas San Bernardino San Bruno San Clemente San Diego San Dimas San Francisco San Gabriel San Jacinto San Jose San Juan Capistrano San Leandro San Luis Obispo San Marcos San Mateo San Pablo San Rafael San Ramon Santa Ana Santa Barbara Santa Clara Santa Clarita Santa Cruz Santa Maria Santa Monica Santa Paula Santa Rosa Santee Saratoga Seaside Simi Valley South Gate South San Francisco Stanton Stockton Sunnyvale Temecula Temple City Thousand Oaks Torrance Tracy Tulare Turlock Tustin Union City Upland Vacaville Vallejo Ventura Victorville Visalia Vista Walnut Walnut Creek Watsonville West Covina West Hollywood West Sacramento Westminster Whittier Wildomar Woodland Yorba Linda Yuba City Yucaipa